Experience

CSC Empowerment and Inclusion Programme

• Pakistan
• Financial Services
• 1 - 100 Employee

• Assistant Operations Manager

  • Apr 2013 - Present

  1. Assist Operations Manager to implement approved budget and maintain 100% disbursement and recovery targets across branches.2. Assist Operations Manager to plan and manage growth for microfinance outreach in existing and new areas.3. Assist Manager Operations for 100% implementation and compliance of microfinance operations policies and procedures through on-site process monitoring.4. Assist Manager Operations to manage delivery of demand-driven and cost-effective lending services to clients in the area of operation.5. Assist operation Manager transparency of annual performance appraisal of field team.6. Suggest the Management in writing on any change/improvement in policies and procedures according to ground realities and inputs from field staff on process ownership.7. Assist operation Manager to improve funds management at branch level and ensure that the available funds are optimally utilized and any surplus funds are reported to finance section.8. Ensure that the operating and capital expenditures are incurred as per approved budget; suggestingAM and BM on control mechanism where necessary.9. To refine existing loan product as necessary and to identify new financial products from client perspective. Show less

• Asst. Manager Internal Audit

  • Oct 2011 - Mar 2013

  • Assisting manager internal audit in developing and organizing audit program.• Implementation of standardized audit procedures.• Provide periodic audit reports as to progress and audit finding to the manager.• Ensure compliance with the standardized financial policies and procedures through periodic checks and sample testing.• Planning, conducting, evaluating and monitoring of various financial and operational activities in accordance with generally accepted auditing standards,• Assess the effectiveness and efficiency of organizational activities,• Recommendations for improvement in processes and appropriate cost effective internal control,• Performs supervisory duties of department staff, coordinates staff for coverage in all related areas of the department.• Discharge special responsibilities assigned by the manager internal audit. Show less

• Senior Internal Auditor

  • Jul 2009 - Sep 2011

  • Examines the accuracy and completeness of records and procedures for internal control to safeguard assets and ensures areas are in compliancewith policies, procedures, regulations and laws.• Performs supervisory duties of department staff, coordinates staff for coverage in all related areas of the department• Formulate and implement standardized audit procedure,• Planning, conducting, evaluating and monitoring of various financial and operational activities in accordance with generally accepted auditing standards.• Ensure compliance with organizational politics, procedures, applicable rule, regulation and legal administrative requirements.• Assess the effectiveness and efficiency of organizational activities.• Identify and assess business risks and evaluate systems of controls.• Provide periodic audit reports on monthly, quarterly and annual basis as to progress on audit findings. Show less



National Bank of Pakistan

• Pakistan
• Banking
• 700 & Above Employee

• Internship Trainee

  • Jun 2007 - Sep 2007