Senior Legal Advisor

• Nov 2019 - Present

Senior Legal Advisor

• Aug 2016 - Jan 2019

Managing Director

• Oct 2012 - Aug 2016

RESPONSIBILITIES • Legal Research • Drafting Contracts • Dispute Resolution • Providing Legal Opinions • Providing Workshops on Legal Issues • Providing legal advice • Due Diligence • Deal mantainance • Deal structuring RESPONSIBILITIES • Legal Research • Drafting Contracts • Dispute Resolution • Providing Legal Opinions • Providing Workshops on Legal Issues • Providing legal advice • Due Diligence • Deal mantainance • Deal structuring

Executive Member

• Jun 2011 - Aug 2016

Manager Business Recoveries

• Mar 2012 - Sep 2012

RESPONSIBILITIES • Effective management of agreed rehabilitation and recovery rates to help achieve the agreed credit loss ratio • Assist the business to come up with strategies to help clients rehabilitate their businesses whilst minimising loss to the Bank • Make effective decisions regarding best strategy to be employed to recover bad debt • Effective management of Business Rescue matters • Ensuring Cradle - to - Grave strategy is optimised • Manage matters on the watch list • Report and participate at Credit Risk Committee meetings • Vetting legal documentation • Ensuring auction terms that were in the banks interests • Representing the bank at creditors meetings • Managing panel attorney performance • Facilitating Immovable and Movable Property Auctions Show less

Credit Manager

• Mar 2007 - Sep 2010

RESPONSIBILITIES • Forming Part of the Property Finance Credit Committee • Attending and participating in Credit Committee Meetings • Assess property finance loan applications • Assist in maintaining the existing book • Assist in the procurement of new business • Assist Relationship Managers to structure deals before being brought to the Credit Committee • Advising relationship managers on the legal requirements that would have to be met and the nature and tenor of the legal documents that would be required to ensure the banks security. • Review historic loans to ensure compliance with Basel II and to identify potential for renewal of business • Compiling reports for use by the business • Ensuring compliance with conditions of lend stipulated by credit • Vetting Pre-Sales for Residential Developments • Vetting legal documentation required as a conditions of lend e.g. leases, loan agreements, term sheets • Deciding on the security documentation necessary for each deal • Attending client meetings with Relationship Managers • Attending site visits • Attending to secretariat functions on occasion by compiling meeting packs and taking minutes of the Credit Meetings and distributing them Show less

Legal Risk Consultant

• Jun 2005 - Mar 2007

RESPONSIBILITIES • Performing Compliance Functions • Monitoring and managing Attorney performance • Drafting Bank Guarantees • Drafting legal clauses for bank security documentation e.g. loan agreements • Vetting legal agreements • Instructing Mortgage Bond registrations • Managing the Mortgage Bond registration process • Fulfilling bank - client liaison functions • Processing payments for client purchases e.g. cars, immovable property. • Switching clients from old bank products to new ones • Liaising between other parts of the bank and the Legal Risk Department • Assisting with the resolution of complaints and conflicts between other parts of the bank, Legal Risk, Attorneys and Clients Show less