Nourhan Sherif
Credit Underwriting Manager at Al Ahly Mortgage Finance (AMF)- Claim this Profile
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Bio
Credentials
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Credit Certificate
Egyptian Banking InstituteOct, 2015- Nov, 2024
Experience
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Al Ahly Mortgage Finance (AMF)
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Financial Services
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1 - 100 Employee
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Credit Underwriting Manager
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Sep 2022 - Present
Reviewing full Credit Packages presented to BOD or Credit Committee according to the proposed facility and associated terms with an efficient financial analysis and conducting full analysis of companies’ / projects’ including; Market, Industry studies ensuring that they are designed with the appropriate structure and ensure all credit risks are addressed.- Generate periodic reports on the company portfolio when required. - Assist in updating Credit Policy, working procedures and manual when required. - Following up with Credit underwriting team in their day-to-day tasks.- Reviewing memos prepared by the underwriting team. Show less
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Credit Underwriting Deputy Manager
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Feb 2022 - Sep 2022
- Reviewing full Credit Packages presented to BOD or Credit Committee according to the proposed facility and associated terms with an efficient financial analysis and conducting full analysis of companies’ / projects’ including; Market, Industry studies ensuring that they are designed with the appropriate structure and ensure all credit risks are addressed.- Generate periodic reports on the company portfolio when required. - Assist in updating Credit Policy, working procedures and manual when required. - Following up with Credit underwriting team in their day-to-day tasks.- Reviewing memos prepared by the underwriting team. Show less
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Al Ahly Mortgage Finance (AMF)
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Financial Services
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1 - 100 Employee
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Senior Officer Credit Underwriting
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Jan 2021 - Dec 2021
- Reviewing full Credit Packages presented to BOD or Credit Committee according to the proposed facility and associated terms with an efficient financial analysis and conducting full analysis of companies’ / projects’ including; Market, Industry studies ensuring that they are designed with the appropriate structure and ensure all credit risks are addressed.- Generate periodic reports on the company portfolio when required. - Assist in updating Credit Policy, working procedures and manual when required. - Following up with Credit underwriting team in their day-to-day tasks.- Reviewing memos prepared by the underwriting team. Show less
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Credit Underwriting Officer
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Jan 2019 - Jan 2021
- Preparing full Credit Packages presented to board members according to the proposed facility and associated terms with an efficient financial analysis and conducting full analysis of companies’ / projects’ including; Market, Industry studies.- Preparation of Credit Proposals and ensuring that they are designed with the appropriate structure and ensure all credit risks are addressed.- Completing facilities requirements, including credit analysis and summaries of loan request, and submit to loan committees for approval. - Preparation of detailed and accurate financial, market and industry analysis in a timely and coherent manner to assess the financial analysis and market segment of the new clients.- Analyzing the liquidity, profitability, asset efficiency, financial structure and credit histories of the borrowers.- Handling portfolio acquisition due diligence.- Following up with Credit underwriting team in their day-to-day tasks.- Generate periodic reports on the company portfolio when required. - Assist in updating Credit Policy, working procedures and manual when required. Show less
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Senior Specialist Credit Underwriting
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Jan 2017 - Jan 2019
- Studying the submitted cases and preparing the credit proposal for each case according to the credit policy and present the recommendation to the credit committee.- Review the entire file content and documents. - Handling portfolio acquisition due diligence.- Preparing after funding portfolio requests memo such as waiver, Retrieval, Early Full and Partial Settlement. - Preparing change rates memos for floating portfolio acquisitions and some of individual clients ( as per CBE rate change).- Arranging with the developers’ representatives to follow up on the portfolio cases from all aspects till funding. - Following up with other departments in order to fulfill the required tasks.- Preparing Credit memos related to rescheduling and partial settlements and defaulting clients.- Ensure that all transactions processing obtained approval authorized matrix and it goes in compliance with regulatory policies, procedures and standards. Show less
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Credit Underwriting Specialist
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Oct 2013 - Jan 2017
- Studying the submitted cases and preparing the credit proposal for each case according to the credit policy and present the recommendation to the credit committee.- Following up with other departments in order to fulfill the required tasks.- Preparing Credit memos related to rescheduling and partial settlements and defaulting clients.- Ensure that all transactions processing obtained approval authorized matrix and it goes in compliance with regulatory policies, procedures and standards. Show less
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Education
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2009 - 2013
Cairo University
Bachelor of Arts, Departement of English Language and Literature -
1996 - 2009
Victory College cairo
Community
