Experience

Deccan Finance Limited
• India
• Banking
• 1 - 100 Employee
• President & Head of Operations

  • Oct 2023 - Present


IndusInd Bank

• India
• Banking
• 700 & Above Employee

• Senior Vice President & National Sales Manager -Preowned car loans

  • Feb 2015 - Jan 2023

  INDUSIND BANK LIMITED, Chennai (Feb 2015 – January 2023) Senior Vice President & National Sales Manager – Preowned Car Loans Role: Devise and direct forward-looking strategies for pan-India business development, sales and marketing of mission-critical passenger vehicles financial solutions. Lead business planning for market expansion, manage relationships with large accounts, leverage emerging market trends and organize trade events as well as brand promotion and marketing… Show more INDUSIND BANK LIMITED, Chennai (Feb 2015 – January 2023) Senior Vice President & National Sales Manager – Preowned Car Loans Role: Devise and direct forward-looking strategies for pan-India business development, sales and marketing of mission-critical passenger vehicles financial solutions. Lead business planning for market expansion, manage relationships with large accounts, leverage emerging market trends and organize trade events as well as brand promotion and marketing programs. Was handling New and Preowned car loans from Fy 15-16 to FY 20-21- Was heading preowned car loan business as a separate vertical since April – 2021 – January 2023 Show less INDUSIND BANK LIMITED, Chennai (Feb 2015 – January 2023) Senior Vice President & National Sales Manager – Preowned Car Loans Role: Devise and direct forward-looking strategies for pan-India business development, sales and marketing of mission-critical passenger vehicles financial solutions. Lead business planning for market expansion, manage relationships with large accounts, leverage emerging market trends and organize trade events as well as brand promotion and marketing… Show more INDUSIND BANK LIMITED, Chennai (Feb 2015 – January 2023) Senior Vice President & National Sales Manager – Preowned Car Loans Role: Devise and direct forward-looking strategies for pan-India business development, sales and marketing of mission-critical passenger vehicles financial solutions. Lead business planning for market expansion, manage relationships with large accounts, leverage emerging market trends and organize trade events as well as brand promotion and marketing programs. Was handling New and Preowned car loans from Fy 15-16 to FY 20-21- Was heading preowned car loan business as a separate vertical since April – 2021 – January 2023 Show less



Axis Bank

• India
• Banking
• 700 & Above Employee

• Retail Asset Centre Head

  • Oct 2014 - Feb 2015

  AXIS BANK, Trichy, Oct 2014- Feb 2015 Retail Asset Centre Head Role: Led and drove entire gamut of operations, loan management & customer service department. Ensured systematic process reviews for manual processes.Initiated plans to ensure optimum levels of infrastructure facilities. Key Highlights • Oversaw work pertaining toLap, Personal loan, Auto loan, Commercial Vehicle loan, Gold Loan across Trichirapalli cluster • Contributed in generating a monthly business of… Show more AXIS BANK, Trichy, Oct 2014- Feb 2015 Retail Asset Centre Head Role: Led and drove entire gamut of operations, loan management & customer service department. Ensured systematic process reviews for manual processes.Initiated plans to ensure optimum levels of infrastructure facilities. Key Highlights • Oversaw work pertaining toLap, Personal loan, Auto loan, Commercial Vehicle loan, Gold Loan across Trichirapalli cluster • Contributed in generating a monthly business of INR 550 Crs.Pa Show less AXIS BANK, Trichy, Oct 2014- Feb 2015 Retail Asset Centre Head Role: Led and drove entire gamut of operations, loan management & customer service department. Ensured systematic process reviews for manual processes.Initiated plans to ensure optimum levels of infrastructure facilities. Key Highlights • Oversaw work pertaining toLap, Personal loan, Auto loan, Commercial Vehicle loan, Gold Loan across Trichirapalli cluster • Contributed in generating a monthly business of… Show more AXIS BANK, Trichy, Oct 2014- Feb 2015 Retail Asset Centre Head Role: Led and drove entire gamut of operations, loan management & customer service department. Ensured systematic process reviews for manual processes.Initiated plans to ensure optimum levels of infrastructure facilities. Key Highlights • Oversaw work pertaining toLap, Personal loan, Auto loan, Commercial Vehicle loan, Gold Loan across Trichirapalli cluster • Contributed in generating a monthly business of INR 550 Crs.Pa Show less



Magma Fincorp Ltd.

• India
• Financial Services
• 1 - 100 Employee

• Zonal Product Head - Auto loan and SCV loans

  • Dec 2012 - Oct 2014

  MAGMA FIN CORP., Chennai , Dec 2012 – Oct 2014 Zonal Product Head - Auto loans and SCV Loans Role: Managed auto loans and small commercial vehicles business for Tamilnadu and later oversaw the product and programs for autoloans and scv loans for Tamilnadu and Kerala; Led functions entailing sales, collection, COA, and resource management along with the accountability of managing direct and indirect sourcing channels, alternate channels, tele-sales ensuring maximum attainment of the… Show more MAGMA FIN CORP., Chennai , Dec 2012 – Oct 2014 Zonal Product Head - Auto loans and SCV Loans Role: Managed auto loans and small commercial vehicles business for Tamilnadu and later oversaw the product and programs for autoloans and scv loans for Tamilnadu and Kerala; Led functions entailing sales, collection, COA, and resource management along with the accountability of managing direct and indirect sourcing channels, alternate channels, tele-sales ensuring maximum attainment of the required channel and product mix. Key Highlights • Instrumental in developing the channels and alternate sourcing channels, tele-Sales channels and referral channel ensuring accomplishment of current and future business projections. • Initiated a monitoring mechanism and MIS further tapping, reporting, analysing and enhancing each parameter of KPI • Established made major association with OEM’S like Maruti, Hyundai, Ford, Toyota, General Motors, Renault, Mahindra, Isuzu , Tata And Force Motors for south zone • Participated in structuring products and customising schemes to increase the market share in the dealership • Competetly handled Auto Loans Business worth INR180 Crs. pa and Commercial Vehicles Business worth INR 60 Crs. PA Show less MAGMA FIN CORP., Chennai , Dec 2012 – Oct 2014 Zonal Product Head - Auto loans and SCV Loans Role: Managed auto loans and small commercial vehicles business for Tamilnadu and later oversaw the product and programs for autoloans and scv loans for Tamilnadu and Kerala; Led functions entailing sales, collection, COA, and resource management along with the accountability of managing direct and indirect sourcing channels, alternate channels, tele-sales ensuring maximum attainment of the… Show more MAGMA FIN CORP., Chennai , Dec 2012 – Oct 2014 Zonal Product Head - Auto loans and SCV Loans Role: Managed auto loans and small commercial vehicles business for Tamilnadu and later oversaw the product and programs for autoloans and scv loans for Tamilnadu and Kerala; Led functions entailing sales, collection, COA, and resource management along with the accountability of managing direct and indirect sourcing channels, alternate channels, tele-sales ensuring maximum attainment of the required channel and product mix. Key Highlights • Instrumental in developing the channels and alternate sourcing channels, tele-Sales channels and referral channel ensuring accomplishment of current and future business projections. • Initiated a monitoring mechanism and MIS further tapping, reporting, analysing and enhancing each parameter of KPI • Established made major association with OEM’S like Maruti, Hyundai, Ford, Toyota, General Motors, Renault, Mahindra, Isuzu , Tata And Force Motors for south zone • Participated in structuring products and customising schemes to increase the market share in the dealership • Competetly handled Auto Loans Business worth INR180 Crs. pa and Commercial Vehicles Business worth INR 60 Crs. PA Show less



Dhanlaxmi Bank Limited

• India
• Banking
• 500 - 600 Employee

• Area Sales Manager - CV/CE

  • Jul 2011 - Dec 2012

  DHANLAXMI BANK LTD., West Bengal, Jul 2011 – Dec 2012 Area Sales Manager – Commercial Vehicles Loans / Construction Equipment’s Loans Role: Managed auto loans portfolio for Tamil Nadu as Area Sales Manager and later oversaw CV/CE business in West Bengal. Key Highlights • Efficaciously led sales of products such as CV/CE, Auto Loan – New Car, Used Car, Cross selling Products – Credit cards, CASA and Insurance across the assigned regions of Tamil Nadu, West Bengal… Show more DHANLAXMI BANK LTD., West Bengal, Jul 2011 – Dec 2012 Area Sales Manager – Commercial Vehicles Loans / Construction Equipment’s Loans Role: Managed auto loans portfolio for Tamil Nadu as Area Sales Manager and later oversaw CV/CE business in West Bengal. Key Highlights • Efficaciously led sales of products such as CV/CE, Auto Loan – New Car, Used Car, Cross selling Products – Credit cards, CASA and Insurance across the assigned regions of Tamil Nadu, West Bengal • Contributed in registering Auto Loans Business worth INR 100 Crs. pa and CV/CE Business worth INR 100 Crs pa Show less DHANLAXMI BANK LTD., West Bengal, Jul 2011 – Dec 2012 Area Sales Manager – Commercial Vehicles Loans / Construction Equipment’s Loans Role: Managed auto loans portfolio for Tamil Nadu as Area Sales Manager and later oversaw CV/CE business in West Bengal. Key Highlights • Efficaciously led sales of products such as CV/CE, Auto Loan – New Car, Used Car, Cross selling Products – Credit cards, CASA and Insurance across the assigned regions of Tamil Nadu, West Bengal… Show more DHANLAXMI BANK LTD., West Bengal, Jul 2011 – Dec 2012 Area Sales Manager – Commercial Vehicles Loans / Construction Equipment’s Loans Role: Managed auto loans portfolio for Tamil Nadu as Area Sales Manager and later oversaw CV/CE business in West Bengal. Key Highlights • Efficaciously led sales of products such as CV/CE, Auto Loan – New Car, Used Car, Cross selling Products – Credit cards, CASA and Insurance across the assigned regions of Tamil Nadu, West Bengal • Contributed in registering Auto Loans Business worth INR 100 Crs. pa and CV/CE Business worth INR 100 Crs pa Show less


Family Credit limited
• Canada
• Financial Services
• Senior Manager and Credit outlet head

  • Mar 2009 - Jul 2011

Tata Capital
• India
• Financial Services
• 700 & Above Employee
• Senior Manager - Auto loans

  • Jul 2007 - Mar 2009

ICICI Bank
• India
• Banking
• 1 - 100 Employee
• Relationship Manager- Auto loans

  • Jun 2004 - Jun 2007