NITIN SOOD
Credit Officer at GIC Housing Finance Ltd (GICHFL)- Claim this Profile
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Bio
Credentials
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Verified International Academic Qualifications
World Education ServicesJul, 2021- Oct, 2024 -
Business Communication (English)
British CouncilMar, 2017- Oct, 2024
Experience
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GIC Housing Finance Ltd (GICHFL)
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India
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Financial Services
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100 - 200 Employee
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Credit Officer
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Jun 2018 - Present
• Assessing creditworthiness, analyzing risk, and make informed decisions on loan approvals or rejections for individuals or businesses applying for loans or lines of credit, based on evaluation of loan applications, financial documents, credit history, and financial stability. • Leveraging credit analysis expertise, credit underwriters make informed decisions on loan approvals or rejections, utilizing credit tools to identify and recommend suitable products based on customer applications. • Monitor the performance of the loan portfolio, identify credit issues, and take appropriate actions to mitigate risks helping in the recovery process. • Effectively coordinated & collaborated relationships with cross-functional teams to ensure timely delivery to customer responses, achieving organizational goals and objectives. • Excelling in customer interaction and handling, prioritizing prompt and effective responses to inquiries and concerns and continuously improving the customer experience to drive business growth. • Providing effective resolution to customer grievances and complaint to cross functional synergies within the defined tat. Show less
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BBDO India
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India
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Advertising Services
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1 - 100 Employee
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Management Intern
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Aug 2017 - Sep 2017
Conducted a survey to assess the market penetration of Polycab in different electrical categories such as Fans, Wires, Lighting, and Switches as part of a Retail Brand Study. Conducted a survey to assess the market penetration of Polycab in different electrical categories such as Fans, Wires, Lighting, and Switches as part of a Retail Brand Study.
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bigbasket.com
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India
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Internet Publishing
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700 & Above Employee
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Management Intern
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Apr 2017 - May 2017
• Worked on Project for “Optimization of the SOPs and Reduction of Cost” under the regional leadership • Proactively proposed solutions to reduce packaging costs and wastage across warehouse operations • Devised amendments to existing procedures to reduce shrink costs • Worked on Project for “Optimization of the SOPs and Reduction of Cost” under the regional leadership • Proactively proposed solutions to reduce packaging costs and wastage across warehouse operations • Devised amendments to existing procedures to reduce shrink costs
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M.R. Industries
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Parwanoo
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Manager (Sales & Operations)
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Aug 2012 - Mar 2015
• Established strong client relationships, enabling seamless communication and providing customized product recommendations based on business requirements. • Effective sales management and collaboration to develop proposals, negotiate deals, close sales, and achieve revenue targets through strategic planning and the use of sales forecasting and automation tools. • Enhanced efficiency through streamlined client communication, optimized inventory control, and fostering strong B2B relationships for effective requirement management and feedback exchange. Show less
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Education
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2022 - 2022
University of Toronto - Rotman School of Management
Advanced Data Science Certificate Program, Data Science -
2016 - 2018
International Management Institute, Kolkata
Master of Business Administration (MBA), Marketing and Operations -
2010 - 2013
DAV College, Sector-10, Chandigarh
Bachelor of Commerce, Business/Commerce, General -
2008 - 2010
Government Model Senior Secondary School, Sector-35, Chandigarh
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2006 - 2008
Hansraj Public School, Sector-6, Panchkula
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