Experience

SMERA Ratings Private Limited (erstwhile SMERA Gradings & Ratings Private Limited)

• Assistant Manager

  • Feb 2020 - Present

  SMERA, widely known as ‘The SME Rating Agency’, was conceptualised by Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. Thus, SMERA became world’s first MSME focused rating agency and introduced the concept of SME Ratings in India. SMERA offers SME Ratings, New Enterprise Credibility Scores, SME Credit Due Diligence and SME Trust Seal to Indian MSMEs to help… Show more SMERA, widely known as ‘The SME Rating Agency’, was conceptualised by Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. Thus, SMERA became world’s first MSME focused rating agency and introduced the concept of SME Ratings in India. SMERA offers SME Ratings, New Enterprise Credibility Scores, SME Credit Due Diligence and SME Trust Seal to Indian MSMEs to help lenders take informed decisions. SMERA is a wholly owned subsidiary of Acuité Ratings & Research Limited. Acuité, a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading public and private sector banks in India, is registered with SEBI as a credit rating agency. Show less SMERA, widely known as ‘The SME Rating Agency’, was conceptualised by Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. Thus, SMERA became world’s first MSME focused rating agency and introduced the concept of SME Ratings in India. SMERA offers SME Ratings, New Enterprise Credibility Scores, SME Credit Due Diligence and SME Trust Seal to Indian MSMEs to help… Show more SMERA, widely known as ‘The SME Rating Agency’, was conceptualised by Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. Thus, SMERA became world’s first MSME focused rating agency and introduced the concept of SME Ratings in India. SMERA offers SME Ratings, New Enterprise Credibility Scores, SME Credit Due Diligence and SME Trust Seal to Indian MSMEs to help lenders take informed decisions. SMERA is a wholly owned subsidiary of Acuité Ratings & Research Limited. Acuité, a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading public and private sector banks in India, is registered with SEBI as a credit rating agency. Show less



Acuité Ratings & Research Limited

• India
• Financial Services
• 100 - 200 Employee

• Assistant Manager

  • Aug 2018 - Feb 2020

  Acuite Ratings & Research Limited (www.acuite.in) is a full service credit rating agency accredited by Reserve Bank of India (RBI) as an External Credit Assessment Institution (ECAI) and registered with the Securities and Exchange Board of India (SEBI). Acuite rates bonds, debentures, commercial paper, fixed deposits and various fund-based and non-fund based bank facilities. Apart from credit ratings, Acuite’s expertise includes, economic research, industry research and risk scores, statistical… Show more Acuite Ratings & Research Limited (www.acuite.in) is a full service credit rating agency accredited by Reserve Bank of India (RBI) as an External Credit Assessment Institution (ECAI) and registered with the Securities and Exchange Board of India (SEBI). Acuite rates bonds, debentures, commercial paper, fixed deposits and various fund-based and non-fund based bank facilities. Apart from credit ratings, Acuite’s expertise includes, economic research, industry research and risk scores, statistical modelling, model validation and development of software applications. Acuite’s promoter SIDBI joined hands with Dun & Bradstreet Information Services India Private Limited(D&B India) and other leading banks to set up this institution in 2005. SIDBI is the nodal development finance institution for SMEs. D&B is a global leader in data and analytics and the global pioneer in credit ratings. SMERAis a division of Acuite. SMERA (www.smeraonline.com) focuses on eliminating information asymmetry in the SME lending market through ratings, credit reports and its SMERA Terminal platform. These services are aimed at helping MSMEs secure timely and cheaper business loans. By June 2019, SMERA had rated over 47,000 MSMEs. International Finance Corporation (IFC) recognized SMERA as a novel and sustainable initiative of the Government of India, to improve the credit flow to the MSME sector.For SMERA’s effort to eliminate information asymmetry and facilitate funding for MSMEs, SIDBI was awarded ‘Outstanding Development Project Award’ in SME Development Category by The Association of Development Financing Institutions in Asia and the Pacific (ADFIAP). SMERA was also a recipient of the Technical Assistance Grant by DFID, UK under World Bank’s ‘Project on SME Financing & Development’. Show less Acuite Ratings & Research Limited (www.acuite.in) is a full service credit rating agency accredited by Reserve Bank of India (RBI) as an External Credit Assessment Institution (ECAI) and registered with the Securities and Exchange Board of India (SEBI). Acuite rates bonds, debentures, commercial paper, fixed deposits and various fund-based and non-fund based bank facilities. Apart from credit ratings, Acuite’s expertise includes, economic research, industry research and risk scores, statistical… Show more Acuite Ratings & Research Limited (www.acuite.in) is a full service credit rating agency accredited by Reserve Bank of India (RBI) as an External Credit Assessment Institution (ECAI) and registered with the Securities and Exchange Board of India (SEBI). Acuite rates bonds, debentures, commercial paper, fixed deposits and various fund-based and non-fund based bank facilities. Apart from credit ratings, Acuite’s expertise includes, economic research, industry research and risk scores, statistical modelling, model validation and development of software applications. Acuite’s promoter SIDBI joined hands with Dun & Bradstreet Information Services India Private Limited(D&B India) and other leading banks to set up this institution in 2005. SIDBI is the nodal development finance institution for SMEs. D&B is a global leader in data and analytics and the global pioneer in credit ratings. SMERAis a division of Acuite. SMERA (www.smeraonline.com) focuses on eliminating information asymmetry in the SME lending market through ratings, credit reports and its SMERA Terminal platform. These services are aimed at helping MSMEs secure timely and cheaper business loans. By June 2019, SMERA had rated over 47,000 MSMEs. International Finance Corporation (IFC) recognized SMERA as a novel and sustainable initiative of the Government of India, to improve the credit flow to the MSME sector.For SMERA’s effort to eliminate information asymmetry and facilitate funding for MSMEs, SIDBI was awarded ‘Outstanding Development Project Award’ in SME Development Category by The Association of Development Financing Institutions in Asia and the Pacific (ADFIAP). SMERA was also a recipient of the Technical Assistance Grant by DFID, UK under World Bank’s ‘Project on SME Financing & Development’. Show less



Clearpath Technology Pvt Ltd

• India
• IT Services and IT Consulting
• 200 - 300 Employee

• SEO Specialist

  • Apr 2014 - Jul 2018

  Clearpath Technology is a full-service Digital tool company. Our premium league of services includes Paid & Powered online media strategies. Our extensive client base stands as core consumers for E-commerce solutions, Link Building, Search Engine Optimization, Pay Per Click (PPC) ads, Copywriting, and more. We also offer a customized range of web development and design services for both B2B & E-commerce companies. With nearly two decades of industry experience and a client retention rate… Show more Clearpath Technology is a full-service Digital tool company. Our premium league of services includes Paid & Powered online media strategies. Our extensive client base stands as core consumers for E-commerce solutions, Link Building, Search Engine Optimization, Pay Per Click (PPC) ads, Copywriting, and more. We also offer a customized range of web development and design services for both B2B & E-commerce companies. With nearly two decades of industry experience and a client retention rate of over 80 percent, we are not just a digital marketing firm that you partner with; we are the company you can trust for your continuing digital requirements. Show less Clearpath Technology is a full-service Digital tool company. Our premium league of services includes Paid & Powered online media strategies. Our extensive client base stands as core consumers for E-commerce solutions, Link Building, Search Engine Optimization, Pay Per Click (PPC) ads, Copywriting, and more. We also offer a customized range of web development and design services for both B2B & E-commerce companies. With nearly two decades of industry experience and a client retention rate… Show more Clearpath Technology is a full-service Digital tool company. Our premium league of services includes Paid & Powered online media strategies. Our extensive client base stands as core consumers for E-commerce solutions, Link Building, Search Engine Optimization, Pay Per Click (PPC) ads, Copywriting, and more. We also offer a customized range of web development and design services for both B2B & E-commerce companies. With nearly two decades of industry experience and a client retention rate of over 80 percent, we are not just a digital marketing firm that you partner with; we are the company you can trust for your continuing digital requirements. Show less


Geetanjali Institute of Technical Studies, Udaipur
• India
• Higher Education
• 1 - 100 Employee
• Assistant Professor

  • Apr 2013 - Mar 2014