Nirmalya Modak

Director Board of Directors at AREAA Silicon Valley
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Contact Information
Location
San Jose, California, United States, US
Languages
  • Bengali Native or bilingual proficiency
  • Hindi Full professional proficiency
  • Urdu Limited working proficiency
  • Marathi Professional working proficiency
  • Indian languages Professional working proficiency

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5.0

/5.0
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Andy (Anand) Mukherjee

If anyone is in need of a professional and friendly lending officer, then i would recommend Mr. Modak as he is diligent, caring and passionate at what he does. He goes above and beyond for his customers, no doubt.

Aashika Jain

Nirmalya Modak is a very very efficient banker who works very closely with his clients. He was very punctual in each step of the process to help us secure a loan for our first house. He moved the paperwork in jet-speed and gave us the best rate without us even asking for it. I am very happy to work with him for our Mortgage needs.

Mandeep Rekhi

I have had Nirmalaya Modak help me re-finance my primary residence since 2006 oncwards. He has been pro-active in his approach and will call me when the time is right for re-fi. Over and beyond he has always helped in providing different options and what if scenarios in this economic conditions. Over all, I have benefited great deal in hiring Nirmalaya Modak and have always recommended him to friends and family. Mandeep Rekhi

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Experience

    • United States
    • Real Estate
    • 1 - 100 Employee
    • Director Board of Directors
      • Feb 2023 - Present

      Looking forward to working with you all and appreciate your support. We are looking for more members to join us. If you have any question please feel free to call me at 408-829-0041 anytime. Looking forward to working with you all and appreciate your support. We are looking for more members to join us. If you have any question please feel free to call me at 408-829-0041 anytime.

    • United States
    • Banking
    • 700 & Above Employee
    • Home Loan Advisor | External Home Loans
      • Jan 2023 - Present

      Throughout my career over the last 17 years, it's always been a goal of mine to provide customers with competitive rates and programs and to close on time and make super happy customers, and that is why I’d like to announce my new alignment with Golden 1 Credit Union. As I start this exciting journey with one of America’s largest credit unions, Golden 1 Credit Union, I look forward to helping you and your clients. Our product suite offers several competitive financing options that can accommodate a variety of mortgage needs in California. We also provide excellent customer service, competitive fees and ensure a seamless and secure transaction to meet your closing needs. Golden 1 Credit Union is California’s leading financial cooperative and the sixth largest credit union in the U.S. With over $18 billion in assets and 1.1 million members, Golden 1 has seventy-three branches, 7 Home Loan Centers, 30,000 CO-OP ATMs nationwide, and Online and Mobile Banking Services providing account access 24/7. Golden 1 is member owned and offers a wide range of no-to-low fee financial products and services that offer higher yields on savings, lower rates on loans, and unmatched member service. As a full-service credit union, Golden 1 offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Member deposits are federally insured by the National Credit Union Administration (NCUA). Equal Housing Opportunity. Golden 1 was named Forbes’ Best-In-State Employer in California for 2019, 2020, and 2021, and year after year, continues to be rated the best credit union in national and local publications. As you can tell, I am beyond proud and excited to have aligned myself with Golden 1 Credit Union. Please be sure to save my new contact information and share it with friends, family and all the buyers. I look forward to working together. Show less

    • Egypt
    • Human Resources
    • 1 - 100 Employee
    • Angel Investor | Private Investor | Freelance
      • Jan 2016 - Present

      Looking to invest in future growth company, specifically IT companies to help them establish steady. As an Angel investor, we are focused on helping startups take their first steps. Please contact with details by email for more further discussions and wish you good luck, thank you ** Personal Investment and not affiliated with any companies and organizations. No Financial Engagement with any companies ** Looking to invest in future growth company, specifically IT companies to help them establish steady. As an Angel investor, we are focused on helping startups take their first steps. Please contact with details by email for more further discussions and wish you good luck, thank you ** Personal Investment and not affiliated with any companies and organizations. No Financial Engagement with any companies **

    • United States
    • Financial Services
    • 700 & Above Employee
    • Sales Manager | Chairman’s Elite Club Member
      • May 2021 - Jan 2023

      Throughout my career, it's always been a goal of mine to service our customers in the best way possible and make happy feeling customers. If you are having any question, comment, suggestions, referrals, looking for opportunities, please give me a call, FREE consultations and send me a message here or contact me via Texts/ WhatsApp/Email. Thank you! ☎ 408-829-0041 NMLS R 633685 Equal Housing Opportunity. Throughout my career, it's always been a goal of mine to service our customers in the best way possible and make happy feeling customers. If you are having any question, comment, suggestions, referrals, looking for opportunities, please give me a call, FREE consultations and send me a message here or contact me via Texts/ WhatsApp/Email. Thank you! ☎ 408-829-0041 NMLS R 633685 Equal Housing Opportunity.

    • United States
    • Financial Services
    • 700 & Above Employee
    • Home Mortgage Consultant - President Club
      • Nov 2018 - May 2021

      Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections, Relocations. NMLS R 633685 Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections, Relocations. NMLS R 633685

    • United States
    • Financial Services
    • 700 & Above Employee
    • Chase Private Client Sr. Home Lending Advisor
      • May 2017 - Nov 2018

      Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. NMLS R # 633685 Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. NMLS R # 633685

    • Area Retail Sales Manager - President Club
      • Jun 2015 - May 2017

      Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Home Loan Consultants, Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections, Relocations. NMLS R 633685 (SAFE) Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Home Loan Consultants, Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections, Relocations. NMLS R 633685 (SAFE)

    • Mexico
    • IT Services and IT Consulting
    • 100 - 200 Employee
    • VIce President; Retail Sales Manager
      • Feb 2012 - May 2015

      Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Home Loan Consultants, Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections. NMLS R 633685 (SAFE) Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Home Loan Consultants, Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections. NMLS R 633685 (SAFE)

    • United States
    • Banking
    • 700 & Above Employee
    • Vice President Home Lending | Platinum Member
      • Apr 2009 - Feb 2012

      Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Home Loan Consultants, Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections, Relocations. NMLS R 633685 (SAFE) Top focus on Purchase residential mortgage/loans through realtor partners, builders and all referral sources. Top producer with high quality home loans including purchases and refinances with a 95% closing ratio with 100% customer service loyalty. Maintaining a team including Home Loan Consultants, Juniors HMC and Home Mortgage Assistants. Residential Home Mortgage, Real Estate Partners, Builder Division, Corporate Connections, Relocations. NMLS R 633685 (SAFE)

    • United States
    • Real Estate
    • Vice President Operations - Real Estates and Home Mortgage Chairman Club
      • Jul 2007 - Apr 2009

      Responsible for originating retail mortgage loans and selling directly to customers or soliciting customers indirectly through third parties such as builders/developers or other realtors through HLO. Managed Loan Officers and recruited additional Loan officers & processors. Recruited a team of excellent Loan officers, Realtors, Loan Processors and Loan coordinators. Responsible for originating retail mortgage loans and selling directly to customers or soliciting customers indirectly through third parties such as builders/developers or other realtors through HLO. Managed Loan Officers and recruited additional Loan officers & processors. Recruited a team of excellent Loan officers, Realtors, Loan Processors and Loan coordinators.

    • United States
    • 1 - 100 Employee
    • Chief Financial Officer
      • Feb 2002 - Apr 2009
    • United States
    • IT Services and IT Consulting
    • 700 & Above Employee
    • Senior Vice President Of Sales
      • Aug 1999 - Jun 2002

      Managing Software Sales and IT team and IT projects through JBAS Team and globally. Managing Software Sales and IT team and IT projects through JBAS Team and globally.

    • Saudi Arabia
    • Food and Beverage Manufacturing
    • 200 - 300 Employee
    • Business Executive - International Market
      • May 1995 - Aug 1999

      Sales & Business Analyst Sales & Business Analyst

    • Advertising Services
    • International Business and Sales Executive (Global)
      • May 1991 - Apr 1995

      Software Sales across the globe. Software Sales across the globe.

Education

  • University of Burdwan
    Bachelor of Science (BS), Mathematics | Finance
    1984 - 1988

Community

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