Experience

OakNorth

• United Kingdom
• Financial Services
• 200 - 300 Employee

• Associate Director, Real Estate

  • Jul 2022 - Present

  London, England, United Kingdom



Close Brothers Property Finance

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Credit Manager

  • Aug 2020 - Jul 2022

  London, England, United Kingdom - Continued oversight and production of prior tasks - Primary contact within the business for IFRS9 Credit queries following heavy involvement in new model builds - Remain the key Property Finance representative for the majority of IRB related items - Helping build, test and transition the business to a variety of IRB tools - Delegated sanctioning authority for both new deals and amendments, covering largely Residential Bridging and Residential Development

• Senior Assistant Credit Manager

  • Aug 2019 - Aug 2020

  London, United Kingdom Reporting & Analysis: - Overseeing production of month end reporting and Risk and Compliance Committee Credit papers - Writing risk appetite papers and other special papers for Risk and Compliance Committee - Completed 10 week Tableau course delivered by The Information Lab covering Viewer, Editor and Creator training - Continued responsibility for prior role tasks, but focus geared toward more complex ad-hoc analysis as requested by Credit Risk Director - Regular user of… Show more Reporting & Analysis: - Overseeing production of month end reporting and Risk and Compliance Committee Credit papers - Writing risk appetite papers and other special papers for Risk and Compliance Committee - Completed 10 week Tableau course delivered by The Information Lab covering Viewer, Editor and Creator training - Continued responsibility for prior role tasks, but focus geared toward more complex ad-hoc analysis as requested by Credit Risk Director - Regular user of Tableau for monthly reporting purposes Modelling: - Attended IFRS9 Workshops and became key contact point within the business for finalising the model - Heavily involved with the production of new slotting models for the business - First port of call contact for central models and project team for all queries relating to the Property Division - Attend monthly embedding forums alongside the Risk Director to monitor project progress and address requirements Sanctioning: - Delegated sanctioning authority for both new deals and amendments Additionally, I have completed a Bank-wide Development Program called Developing Our People allowing me to enhance my skills for more senior positions.

• Assistant Credit Manager

  • Jun 2018 - Aug 2019

  London, United Kingdom Reporting & Analysis: - Responsible for month end reporting Risk and Compliance Committee - Drafting papers for Group Board Risk Committee - Annual reporting requirements such as annual CRAS reviews and ICAAP Pillar 2 submissions - Ad-hoc analysis as requested by Credit Risk Director - Working closely with modelling teams to finalise slotting models for the key portfolios Sanctioning: - Reviewing credit papers prior to credit committee for Credit Risk Director and… Show more Reporting & Analysis: - Responsible for month end reporting Risk and Compliance Committee - Drafting papers for Group Board Risk Committee - Annual reporting requirements such as annual CRAS reviews and ICAAP Pillar 2 submissions - Ad-hoc analysis as requested by Credit Risk Director - Working closely with modelling teams to finalise slotting models for the key portfolios Sanctioning: - Reviewing credit papers prior to credit committee for Credit Risk Director and Assistant Credit Risk Director - Responsible for summarising deals prior to decisioning for less than £1m for section of the portfolio - Attending all local credit committees and bank credit committees - Creating and attending quarterly provisioning adequacy reviews, along with excess and watch account review meetings



Close Brothers

• Financial Services
• 700 & Above Employee

• Senior Credit Risk Analyst

  • Jun 2017 - Jun 2018

  London, United Kingdom • Responsible for analysing monthly data and writing committee packs for the Credit Risk, Bank Risk, Group Risk, and Board Risk Committees. • Performing portfolio reviews and stress tests to make relevant recommendations to executive risk committees and the Chief Credit Risk Officer. • Attending Credit Risk Management Committee to minute meetings and actions. • Producing monthly market risk updates for Credit Risk Management Committee. • Daily usage of SAP Business Objects for… Show more • Responsible for analysing monthly data and writing committee packs for the Credit Risk, Bank Risk, Group Risk, and Board Risk Committees. • Performing portfolio reviews and stress tests to make relevant recommendations to executive risk committees and the Chief Credit Risk Officer. • Attending Credit Risk Management Committee to minute meetings and actions. • Producing monthly market risk updates for Credit Risk Management Committee. • Daily usage of SAP Business Objects for Credit Risk reporting. • Writing the credit risk submissions for ratings’ agencies. • Conducting and writing reports for second LoD credit risk quality assurance reviews on key businesses within the Bank. • Analysing data at a portfolio and product level, adding stresses to these to examine impact on risk appetite.

• ALM Risk Analyst

  • Feb 2017 - May 2017

  London, United Kingdom • Drafted new early warning indicators for interest rate risk in the Bank using FRM knowledge of BoE data, with papers submitted to Group Risk Committee and ALCO for approval and noting. • Created a brand new financial risk outlook for the Group, this was sent to senior executives, the papers received praise for the material and topics discussed. • Wrote model developer reports for IRRBB model and for Asset and Liability run off model. • Ran daily liquidity and FX risk reports using… Show more • Drafted new early warning indicators for interest rate risk in the Bank using FRM knowledge of BoE data, with papers submitted to Group Risk Committee and ALCO for approval and noting. • Created a brand new financial risk outlook for the Group, this was sent to senior executives, the papers received praise for the material and topics discussed. • Wrote model developer reports for IRRBB model and for Asset and Liability run off model. • Ran daily liquidity and FX risk reports using Quantum to create weekly early warning indicators. • Created the live step-by-step guide on how to use the new ALM risk system, RiskPro.

• Credit Risk Analyst

  • Apr 2016 - Feb 2017

  London, England, United Kingdom • Responsible for monthly data report pack production, and writing committee packs for senior risk committees. • Performing portfolio reviews and stress tests to make relevant recommendations to executive risk committees and the Chief Credit Risk Officer. • Producing monthly market risk updates for Credit Risk Management Committee. • Daily usage of SAP Business Objects for Credit Risk reporting. • Assisting on second LoD credit risk quality assurance reviews on key businesses… Show more • Responsible for monthly data report pack production, and writing committee packs for senior risk committees. • Performing portfolio reviews and stress tests to make relevant recommendations to executive risk committees and the Chief Credit Risk Officer. • Producing monthly market risk updates for Credit Risk Management Committee. • Daily usage of SAP Business Objects for Credit Risk reporting. • Assisting on second LoD credit risk quality assurance reviews on key businesses within the Bank.

• Operational Risk Analyst

  • Sep 2015 - Mar 2016

  London, United Kingdom • Reported the Group's incidents as required by the PRA using Basel definitions of operational risks. • Drafted a root cause analysis for discussion at Risk and Compliance committee. • Assisted to generate questionnaire for finance divisions to complete, to allow central risk to analyse the Group’s exposure to external events in the UK banking system.



Worldpanel by Kantar

• United Kingdom
• Market Research
• 700 & Above Employee

• Reporting Analyst

  • Jul 2013 - Aug 2014

  London • Working as part of the reporting team to deliver reports to clients monthly. • Managing own clients and maintaining client relationships. • Holding training sessions for colleagues for a variety of in-house software. • Creating training presentations, which were used to train new starters in the London office as well as the Portugal office. • Project initiation and management of project team of colleagues for 3-4 months. • Received an ‘Above and Beyond the Call of Duty’… Show more • Working as part of the reporting team to deliver reports to clients monthly. • Managing own clients and maintaining client relationships. • Holding training sessions for colleagues for a variety of in-house software. • Creating training presentations, which were used to train new starters in the London office as well as the Portugal office. • Project initiation and management of project team of colleagues for 3-4 months. • Received an ‘Above and Beyond the Call of Duty’ (ABCD) award as extra recognition for contribution to the team. Show less