Nina GINDRE
Credit Analyst at CIC London- Claim this Profile
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Topline Score
Bio
Experience
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CIC London
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United Kingdom
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Banking
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1 - 100 Employee
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Credit Analyst
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Oct 2019 - Present
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StoneX Group Inc.
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United States
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Financial Services
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700 & Above Employee
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Credit Risk Analyst
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May 2019 - Oct 2019
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LCL
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France
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Banking
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700 & Above Employee
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Credit Analyst
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Sep 2016 - Mar 2019
- Worked on a portfolio of 20+ European Large Corporate Companies (€500m+ rev.) in different sectors such as: Dairy Food, Building, Civil Engineering, Concessions, Staffing, Consumer Goods.- Prepared credit notes and analyses for the risk committee, underlying industry dynamics/peer analysis, business profile, management strategy, financial position and projections as part of annual engagement reviews, new financings or waiver requests. - Worked on different products such as: syndicated lines of RCF, funding for upcoming IPOs, acquisition and project financing, Schuldschein, Euro PP, overdraft, financial lease.- Attended meetings with clients’ management and visited on site facilities with internal experts to assess clients’ strategical position and business forecasts as part of new financings.- Managed the credit process, including submitting internal rating and obtaining necessary approvals (credit and legal) within deadlines and in accordance with LCL credit policy and delegations. Show less
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Rating Analyst
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Sep 2014 - Sep 2016
- Participated in the launch of a new centralized rating division inside the bank.- Trained credit analysts to the new rating process and use of the internal group rating software.- Ensured the integrity and accuracy of ratings in accordance with internal and BCE requirements.
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Assistant Relationship Manager - Apprenticeship
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Sep 2012 - Aug 2014
- Covered a small to mid-cap portfolio (€7m-€50m sales).- Followed and wrote reports on client and prospect interviews.- Prepared counterparty credit analysis: annual review of credit lines.
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Accounting Assistant - Internship
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Jun 2012 - Aug 2012
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Education
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Toulouse Business School
Master Programme Grande Ecole, Finance d'Entreprise