Nikolay Nikolov

Head of Decision Science at Renmoney
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Bulgaria, BG

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Talha Qayyum

I had the pleasure of working with Niko as my manager and leader of the Decision Science Team. His knowledge and expertise in the field is unparalleled, and his ability to lead and guide our team to success was impressive. He is a master at leveraging data to drive business decisions and his strategic vision has greatly contributed to the company's growth. It was an honor to work under his leadership and I highly recommend him to anyone looking for a top-notch Head of Decision Science Team. Best Boss!!

Temi Afeye

Talk of working with soundest, smartest and humane, Nikolay embodies that for me. His approach to data science and analytics generally is through yet simple all the way prioritizing useful insights and business results. Working with him really pushed my growth curve farther than I imagined. Also, his leadership of a diverse yet cross functional department is sound, with clear priorities, communications and set goals. Thank you for the fun times and always rooting for you boss/friend.

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Credentials

  • INSEAD - Business Strategy and Financial Performance
    INSEAD Executive Education
    Dec, 2022
    - Sep, 2024
  • SAS Programming 1: Essentials
    SAS
    Nov, 2020
    - Sep, 2024
  • SAS Programming 2: Data Manipulation Techniques
    SAS
    Nov, 2020
    - Sep, 2024
  • Text Mining and Analytics (with Honors)
    Coursera
    Oct, 2017
    - Sep, 2024
  • Introduction to Time Series Analysis
    DataCamp
    Jun, 2017
    - Sep, 2024
  • Foundations of marketing analytics
    Coursera
    Nov, 2015
    - Sep, 2024
  • Foundations of strategic business analytics
    Coursera
    Oct, 2015
    - Sep, 2024
  • Exploratory Data Analysis
    Coursera
    May, 2015
    - Sep, 2024
  • R Programming
    Coursera
    Apr, 2015
    - Sep, 2024
  • The Data Scientist’s Toolbox
    Coursera
    Mar, 2015
    - Sep, 2024
  • Dataiku DSS Level 1
    Dataiku
    Jun, 2019
    - Sep, 2024

Experience

    • 1 - 100 Employee
    • Head of Decision Science
      • Jan 2021 - Present

      Working as a department head reporting to c-level directly. Responsible for Data Science, Data Engineering and RPA. Built analytical capacity and deliverables consistency from scratch. OKRs, budgets and planning.Example Projects & Responsibilities:- Retail lending funnel optimization- Decision Engine migration- Data universe custodian- Application Probability of Default Models & recovery Models- Retention & loyalty strategies- Team development, budgets & planning, OKRs

    • Bulgaria
    • IT Services and IT Consulting
    • Data Science | Solutions Architecture | Project Management
      • Jan 2018 - Present

      Co-founder of a Data Science & BI consultancy company. Since 2020 worked as a contractor serving variety of industries & international clients, e.g.: ING, Takeda.Example Projects:- Marketing Strategeis Optimizations- Market Basket Analysis- IFRS9 Probabilty of Default Monitoring- Health-care sales time-series predicitons Co-founder of a Data Science & BI consultancy company. Since 2020 worked as a contractor serving variety of industries & international clients, e.g.: ING, Takeda.Example Projects:- Marketing Strategeis Optimizations- Market Basket Analysis- IFRS9 Probabilty of Default Monitoring- Health-care sales time-series predicitons

    • Bulgaria
    • Financial Services
    • 1 - 100 Employee
    • Head of Analytics
      • Oct 2016 - Jun 2017

      11235Ltd Analytics team was acquired by the holding to provide on-site and ongoing support to the business leveraging data. 11235Ltd Analytics team was acquired by the holding to provide on-site and ongoing support to the business leveraging data.

    • United Kingdom
    • IT Services and IT Consulting
    • 1 - 100 Employee
    • Head of Business Consultancy
      • Nov 2015 - Sep 2016

      Progressed to analytical head of department. Consultancy role serving a portfolio of clients.Example Projects & Responsibilities:- Team development- In-house process improvement, best-practices documentation and deployment- Delivery of projects: Scorecards, diagnostic report - product canibalism, Risk-based Pracing, etc.

    • Analytics Consultant
      • Oct 2014 - Oct 2015

    • Senior Risk Analyst
      • May 2013 - Jun 2014

      Senior Risk Analyst, New Acquisition, Credit & RiskProjects & Responsibilities:- Credit Decisioning strategies : methodologies, integration, monitoring- RBP methodologies and monitoring- FAI, PIR, Maximum Offer methodologies- Scorecard development & monitoring- Process optimization and enhancements - VBA, SAS Senior Risk Analyst, New Acquisition, Credit & RiskProjects & Responsibilities:- Credit Decisioning strategies : methodologies, integration, monitoring- RBP methodologies and monitoring- FAI, PIR, Maximum Offer methodologies- Scorecard development & monitoring- Process optimization and enhancements - VBA, SAS

    • Information Services
    • 700 & Above Employee
    • Solutions Analyst
      • Dec 2009 - Mar 2013

      Progressed from intern, through analyst to solutions analyst and automation team lead. Client-facing Example Projects:- Application & Behavioral Scorecards, LGD & EAD model development- VBA Automations- On-site client analytical support Progressed from intern, through analyst to solutions analyst and automation team lead. Client-facing Example Projects:- Application & Behavioral Scorecards, LGD & EAD model development- VBA Automations- On-site client analytical support

Education

  • Sofia University St. Kliment Ohridski
    Master's degree, Business Analytics / Data Science
    2016 - 2018
  • Sofia University St. Kliment Ohridski
    Bachelor's degree, Business Administration and Management, General
    2005 - 2009
  • 119 SOU Akademik Mihail Arnaudov
    High School Diploma, Informatics and Mathematics
    2000 - 2005
  • Coursera
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