Experience

Prime Kapital Development

• Romania
• Real Estate
• 200 - 300 Employee

• Credit Analyst

  • Jan 2022 - Present

  - Ensuring the general crediting process for the responsible area, including the daily management of credit files; - Ensuring the best possible services to clients and partners The company, through fast and efficient application management and the tasks received; - Analyzing customer requests and formulating credit offers; - Verification of the documents in the credit file and their existence in the form and content requested by the collaborators; - Registration of credit applications in the information system; - Providing support to the staff of the credit team; - Drawing up various reports at the request of the team manager; - Execute any dispositions given by the hierarchical superior directly or by its superordinations in the realization of short-term strategies of the company within the limits of the observance of the term; - Knowledge and observance of all decisions and notes of order interior; - Knowledge and observance of the provisions of the Internal Regulation, The Code of Procedures, the individual employment contract, as well as the decisions, internal notes and working procedures regarding the post or; - Informs the hierarchically superior boss about the occurrence of situations unforeseen specific to the job. Show less



KIWI FINANCE

• Romania
• Financial Services
• 100 - 200 Employee

• Senior Credit Analyst

  • Feb 2014 - Dec 2021

  - verification of the credit documentations - scan files prepared by advisors (credit cards and personal loans ) - enter an essay drawing income and credit - make a financial analysis of customers seeking finance; - analysis of lending operations in terms of risk and presentation recommendation on funding requests - providing support branch staff, the sales and analysts lending individuals - funding proposal and presentation file credit committee ; - tracking an enrollment requests in rules / regulations in NBR and internal lending procedures - contribution to the implementation and updating internal policies and procedures on lending and credit risk - i'm permanent monitoring contracts with lending department back office - archiving and preserving documents relating to the department in accordance with NBR - keeps informed the sales representatives regarding the product and procedures change Show less



TMB Credit Card Solutii S.R.L.

• Banking
• 1 - 100 Employee

• Senior Credit Analyst

  • Sep 2008 - Jan 2014

   Responsibilities: - verification of the credit documentation - scan files prepared by advisors (credit cards and personal loans ) - enter an essay drawing income and credit - financial analysis of customers seeking finance; - an analysis of lending operations in terms of risk and presentation recommendation on funding requests - providing support branch staff , the sales and analysts lending individuals - funding proposal and presentation file credit committee ; - tracking an enrollment requests in rules / regulations in NBR and internal lending procedures - Contribution to the implementation and updating internal policies and procedures on lending and credit risk - permanent monitoring contracts with lending department back office - archiving and preserving documents relating to the department in accordance with NBR  Achievements: o Development of internal analysis ZERO department . o Implementation and centralized control activity reports management and control database Show less



Economic College Buzau

• Buzău, România

• Mathematics Teacher

  • Sep 1997 - Sep 2008

  - Analyzing a school curriculum - Rationale for teaching design on students' previous purchases. - Establishing an optimal teaching strategies. - Develop design documents. - Design activities / learning experiences involving the use of ICT resources. - Updating a teaching design documents. - Extracurricular activity design. - Analyzing a school curriculum - Rationale for teaching design on students' previous purchases. - Establishing an optimal teaching strategies. - Develop design documents. - Design activities / learning experiences involving the use of ICT resources. - Updating a teaching design documents. - Extracurricular activity design.