Nicole Freeman

Senior Credit Analyst at Bridgeway Capital
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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Senior Credit Analyst
      • Aug 2021 - Present

      Pittsburgh, Pennsylvania, United States • Underwriting authority for up to $150K. • Initiate prescreening, analyze financial statements, determine collateral, identify strengths/weaknesses of potential transactions and make recommendations based on risk. • Collaborate with senior management to drive continuous improvement in loan structures that in turn elevate client service. Selected Accomplishment: Partnered with Lending Team Leader to develop an Underwriting Expedited Standard process for… Show more • Underwriting authority for up to $150K. • Initiate prescreening, analyze financial statements, determine collateral, identify strengths/weaknesses of potential transactions and make recommendations based on risk. • Collaborate with senior management to drive continuous improvement in loan structures that in turn elevate client service. Selected Accomplishment: Partnered with Lending Team Leader to develop an Underwriting Expedited Standard process for loans with total exposure less than $100K; which reduced the review cycle time by 48 hours. Show less

    • Business Owner
      • Oct 2018 - Present

      Greater Pittsburgh Area Sniff N Smile Cleaning Services LLC offers cleaning and sanitizing solutions for a healthier and cleaner work environment at an affordable price with best in class customer services. Our Services Include the following: * Trash Removal * Recycling * Bathroom & Kitchen Sanitation * Sweep, Dust, Mop all floors * Vacuum all carpets and rugs, and spot clean as needed. * Dust all office furniture, telephones, ledges, window sills, woodwork, and all other surfaces within… Show more Sniff N Smile Cleaning Services LLC offers cleaning and sanitizing solutions for a healthier and cleaner work environment at an affordable price with best in class customer services. Our Services Include the following: * Trash Removal * Recycling * Bathroom & Kitchen Sanitation * Sweep, Dust, Mop all floors * Vacuum all carpets and rugs, and spot clean as needed. * Dust all office furniture, telephones, ledges, window sills, woodwork, and all other surfaces within reach. *Appliance Cleaning *Glass Cleaning I have ten years of commercial cleaning experience working for small and large-scale cleaning companies in the Pittsburgh area. Some of the positions I have held while working for these companies included work leader and night supervisor. Show less

    • Underwriter II - Vice President
      • May 2018 - Aug 2021

      Pittsburgh, PA Executed the underwriting process for loans secured by liquid assets for Private Wealth clients; managed all aspects from origination to approval for multiple loan types up to $5MM. Collected, interpreted, and synthesized data to ensure integrity of products; maintained adherence to bank and regulatory requirements at all times. Established and maintained clear channels of communication with clients throughout the process; consistently executed deliverables within targeted timeframes.

    • Travel Arrangements
    • 1 - 100 Employee
    • Loan Support Analyst (Asset management Group)
      • Mar 2016 - May 2018

      Pittsburgh, Pennsylvania, United States Processed daily advances and payment requests from RMS and CCRS. Performed related clerical functions to maintain the Daily Collateral Portfolio. Maintained working knowledge of assigned procedures and compliance regulations by completing assigned MyLearning courses.

    • Loan Support Analyst (Indirect Auto Loans)
      • Dec 2009 - Mar 2016

      Pittsburgh, Pennsylvania, United States Processed daily Indirect booking automobile loans. Reviewed collateral documents for accuracy, completeness, and compliance with PNC credit policy and procedures. Provided excellent customer service to automobile dealerships, RMs, and other internal service partners.

Education

  • PA Bankers Association
    Certificate, Commercial Real Estate Lending
    2023 - 2023
  • Point Park University
    Master of Education - MEd, Athletic Coaching and Administration
    2019 - 2020
  • Point Park University
    Bachelor of Business Administration - BBA, BUSINESS, MANAGEMENT, MARKETING, AND RELATED SUPPORT SERVICES
    2016 - 2018
  • Chatham University
    Master of Fine Arts - MFA, Children's and Adolescent Literature
    2002 - 2004
  • Rober Morris University
    Bachelor of Arts - BA, Sports Communication
    1997 - 2001

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