Nick Ward
VP, Portfolio Manager at Fresno First Bank- Claim this Profile
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Bio
Experience
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FFB Bank
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United States
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Banking
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1 - 100 Employee
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VP, Portfolio Manager
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Feb 2017 - Present
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Senior Commercial Underwriter
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Aug 2014 - Feb 2017
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Bank of the Sierra
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United States
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Banking
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200 - 300 Employee
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Commercial Loan Officer
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Aug 2013 - Aug 2014
- Analyze financial statements of mortgage companies and determined their creditworthiness- Underwrite new credits ranging from $5 to $25 million - Calculate cash flow, debt service, and prepare credit authorizations- Manage/monitor existing clients and perform annual reviews- Call upon potential clients and deepen relationships with existing customers- Underwrite various business and small farm loans
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Analyst
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Jun 2012 - Aug 2013
- Completed correspondent investor review and approval- Assisted in the underwriting process by completing financial analysis- Managed/monitored existing client’s covenant compliance- Detected and reported deficiencies in underwriting process- Prepared and presented financial reports outlining the portfolios performance
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Lyons Magnus
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United States
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Food and Beverage Manufacturing
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300 - 400 Employee
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Financial/Data Analysis Intern
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Jan 2012 - Jun 2012
- Prepared detail oriented analytical excel based reports to document profitability of various investments. - Responsible for performing different data entry and data mining projects using information in Microsoft Access. - Involved in monitoring and reporting profitability of regional accounts. - Prepared detail oriented analytical excel based reports to document profitability of various investments. - Responsible for performing different data entry and data mining projects using information in Microsoft Access. - Involved in monitoring and reporting profitability of regional accounts.
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Education
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California State University-Fresno
Bachelor of Science (B.S.), Finance, General