Nick Ward

VP, Portfolio Manager at Fresno First Bank
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Contact Information
us****@****om
(386) 825-5501
Location
Clovis, California, United States, US

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Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • VP, Portfolio Manager
      • Feb 2017 - Present

    • Senior Commercial Underwriter
      • Aug 2014 - Feb 2017

    • United States
    • Banking
    • 200 - 300 Employee
    • Commercial Loan Officer
      • Aug 2013 - Aug 2014

      - Analyze financial statements of mortgage companies and determined their creditworthiness- Underwrite new credits ranging from $5 to $25 million - Calculate cash flow, debt service, and prepare credit authorizations- Manage/monitor existing clients and perform annual reviews- Call upon potential clients and deepen relationships with existing customers- Underwrite various business and small farm loans

    • Analyst
      • Jun 2012 - Aug 2013

      - Completed correspondent investor review and approval- Assisted in the underwriting process by completing financial analysis- Managed/monitored existing client’s covenant compliance- Detected and reported deficiencies in underwriting process- Prepared and presented financial reports outlining the portfolios performance

    • United States
    • Food and Beverage Manufacturing
    • 300 - 400 Employee
    • Financial/Data Analysis Intern
      • Jan 2012 - Jun 2012

      - Prepared detail oriented analytical excel based reports to document profitability of various investments. - Responsible for performing different data entry and data mining projects using information in Microsoft Access. - Involved in monitoring and reporting profitability of regional accounts. - Prepared detail oriented analytical excel based reports to document profitability of various investments. - Responsible for performing different data entry and data mining projects using information in Microsoft Access. - Involved in monitoring and reporting profitability of regional accounts.

Education

  • California State University-Fresno
    Bachelor of Science (B.S.), Finance, General
    2008 - 2012

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