Nick Funkhouser
Sr. Mortgage Underwriter at Cambria Mortgage- Claim this Profile
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Bio
Experience
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Cambria Mortgage
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United States
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Financial Services
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1 - 100 Employee
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Sr. Mortgage Underwriter
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Sep 2015 - Present
- Review FHA and Conventional credit applications, credit bureau information, collateral valuation, tax returns, financial statements, and or other supporting documentation to recommend/approve requests within decisioning authority levels by way of automated scoring system or traditional underwriting - Prepare formal reports for review, ensuring that documents are consistent and uphold to company and industry guidelines - Implement fraud detection techniques, performing compliance reviews, assisting with renegotiation's of loans based on lending guidelines - Respond to customer inquiries and credit decisions - Contact partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and/or to sell/promote line products Show less
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HomeServices Lending, LLC
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United States
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Financial Services
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1 - 100 Employee
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Consumer Loan Underwriter
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Apr 2015 - Sep 2015
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Marketplace Home Mortgage, L.L.C. nka New American Funding
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Greater Minneapolis-St. Paul Area
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Underwriter
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Sep 2012 - Apr 2015
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Wells Fargo
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United States
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Financial Services
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700 & Above Employee
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Consumer Loan Underwriter
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Jul 2012 - Sep 2012
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Collateral Underwriter
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Mar 2010 - Jul 2012
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Education
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Minneapolis Community and Technical College