Nick Funkhouser

Sr. Mortgage Underwriter at Cambria Mortgage
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Contact Information
us****@****om
(386) 825-5501
Location
United States, US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Sr. Mortgage Underwriter
      • Sep 2015 - Present

      - Review FHA and Conventional credit applications, credit bureau information, collateral valuation, tax returns, financial statements, and or other supporting documentation to recommend/approve requests within decisioning authority levels by way of automated scoring system or traditional underwriting - Prepare formal reports for review, ensuring that documents are consistent and uphold to company and industry guidelines - Implement fraud detection techniques, performing compliance reviews, assisting with renegotiation's of loans based on lending guidelines - Respond to customer inquiries and credit decisions - Contact partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and/or to sell/promote line products Show less

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Consumer Loan Underwriter
      • Apr 2015 - Sep 2015

    • Underwriter
      • Sep 2012 - Apr 2015

    • United States
    • Financial Services
    • 700 & Above Employee
    • Consumer Loan Underwriter
      • Jul 2012 - Sep 2012

    • Collateral Underwriter
      • Mar 2010 - Jul 2012

Education

  • Minneapolis Community and Technical College

Community

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