Nicholas Rispoli

Senior Underwriter- Regional Lead at Hiscox USA
  • Claim this Profile
Contact Information
us****@****om
(386) 825-5501
Location
Atlanta, Georgia, United States, GE

Topline Score

Topline score feature will be out soon.

Bio

Generated by
Topline AI

You need to have a working account to view this content.
You need to have a working account to view this content.

Experience

    • United States
    • Insurance
    • 300 - 400 Employee
    • Senior Underwriter- Regional Lead
      • Apr 2021 - Present

    • Underwriter
      • Mar 2019 - Apr 2021

      Atlanta, Georgia Analyze and assess applicant’s risk exposure and produce detailed notes and reports of the risk to convince referral points to approve the proposal. Research applicants as necessary to decide whether or not to offer insurance and to determine coverage and premium. Negotiates accounts consistently and in line with our current rate seeking strategy; maintained a 93% premium retention rate for 2020. Educating brokers on coverage specifics and the market advantages that purchasing a Hiscox… Show more Analyze and assess applicant’s risk exposure and produce detailed notes and reports of the risk to convince referral points to approve the proposal. Research applicants as necessary to decide whether or not to offer insurance and to determine coverage and premium. Negotiates accounts consistently and in line with our current rate seeking strategy; maintained a 93% premium retention rate for 2020. Educating brokers on coverage specifics and the market advantages that purchasing a Hiscox policy comes with Analyze the MPL book of business and make recommendations based on findings to help generate revenues in targeted business segments. Including identifying underperforming brokers and classes of business and encourage behavioral adaptations amongst the team to drive change Lead Contact of the North East region in the HUC which acts as an escalation point for brokers and team mates for underwriting concerns as well as for personal matters. Act as a subject matter expert on our MPL book of business for teammates Primary Referral point for level 2 ANE accounts Mentor and develop newer underwriters on the day-to-day in accordance to guidelines laid out in the TUG and other Hiscox values Develop and maintain key broker relationships and leverage relationships to drive profitable business results Complete UAT testing for ANE product line

    • Bermuda
    • Insurance
    • 700 & Above Employee
    • Underwriter
      • Mar 2019 - Apr 2021

    • Underwriting Technical Assistant
      • Dec 2016 - Mar 2019

      Greater Atlanta Area Provide support and assistance to a team of underwriters by reviewing and organizing client files. Project Leader for several book-wide coverage endorsement projects Relocated to Atlanta in 2017 to be Team Lead for team of 3 TAs Distribute policies for issuance out of general queue into TA’s personal queue, oversee daily production goals, provide production reports, and quality control new teammates policies prior to issuance Obtained Property and Casualty license to further… Show more Provide support and assistance to a team of underwriters by reviewing and organizing client files. Project Leader for several book-wide coverage endorsement projects Relocated to Atlanta in 2017 to be Team Lead for team of 3 TAs Distribute policies for issuance out of general queue into TA’s personal queue, oversee daily production goals, provide production reports, and quality control new teammates policies prior to issuance Obtained Property and Casualty license to further education. Selected as prime member of a team to develop automation technology alongside a developer. Also have at different times been responsible for binding, auditing, clearance, cancellations, training and quality auditing new team members, and testing new software and internal processes being developed. Created quality control matrix for coding and issuing our property line of business Show less

    • Insurance
    • 200 - 300 Employee
    • Supervising Agent
      • Aug 2016 - Dec 2016

      Long Island, NY Life Insurance Licensed. Promoted from Sales Agent to Supervising Agent. Acted as Field Underwriter and did initial risk assessment of clients. Advised new agents in company policies, procedures, and products. Called policyholders to deliver and explain policies and suggested any relevant additions or changes. Calculated premium of policy and acquired payment methods from clients. Ensured that all policy requirements, including relevant medical exams were done and all forms… Show more Life Insurance Licensed. Promoted from Sales Agent to Supervising Agent. Acted as Field Underwriter and did initial risk assessment of clients. Advised new agents in company policies, procedures, and products. Called policyholders to deliver and explain policies and suggested any relevant additions or changes. Calculated premium of policy and acquired payment methods from clients. Ensured that all policy requirements, including relevant medical exams were done and all forms were filled out completely and correctly. Explained different features, advantages and disadvantages of our various insurance products. Managed team of 5 sales agents. Taught successful sales tactics, and motivated team to maximize production and reach personal and professional goals. In charge of creating thriving self-owned business. Booked appointments through warm leads, used company software to create life insurance policies, built and maintained strong relationships with clients. Show less

    • United States
    • Restaurants
    • 1 - 100 Employee
    • Captain
      • Jul 2014 - Jan 2016

      Farmingdale, NY Promoted from Server to Captain (Assistant Manager) within a year. Opened and closed facility in a timely fashion. Trained new staff, Organized events, Coordinated team of 30+ employees during wedding reception, corporate catering events, and celebrity golf outings. Responsible for quality of service and smoothness of operation during all events. Solved problems quickly and effectively in a real-time manner in a dynamic, rapidly changing environment.

Education

  • Dowling College
    Bachelor's degree, PSYCHOLOGY
    2013 - 2016
  • Stony Brook University
    PSYCHOLOGY
    2010 - 2013

Community

You need to have a working account to view this content. Click here to join now