Experience

Sanlo

• United States
• Software Development
• 1 - 100 Employee

• Credit Risk

  • Oct 2023 - Present

  New York City Metropolitan Area



Arc

• United States
• Financial Services
• 1 - 100 Employee

• Director, Portfolio and Risk

  • Aug 2023 - Nov 2023

  New York City Metropolitan Area

• Senior Underwriting Portfolio Manager

  • Nov 2021 - Aug 2023

  New York City Metropolitan Area



American Express

• United States
• Financial Services
• 700 & Above Employee

• Senior Portfolio Manager, Commercial Rating and Underwriting

  • Sep 2020 - Dec 2021

  New York, New York, United States • Portfolio Manager of 80+ U.S. based companies operating within the Manufacturing sector • Perform risk ratings and underwritings for large unsecured exposures • Review Analyst risk ratings and underwritings to ensure accuracy and policy compliance • Credit empowerment up to $8MM • Provide Manufacturing industry views and outlooks to wide audiences with diverse backgrounds • Hybrid role leveraging commercial credit analysis in tandem with strategy to optimize portfolio… Show more • Portfolio Manager of 80+ U.S. based companies operating within the Manufacturing sector • Perform risk ratings and underwritings for large unsecured exposures • Review Analyst risk ratings and underwritings to ensure accuracy and policy compliance • Credit empowerment up to $8MM • Provide Manufacturing industry views and outlooks to wide audiences with diverse backgrounds • Hybrid role leveraging commercial credit analysis in tandem with strategy to optimize portfolio growth • Strong project management skills with a record of exceeding expected results • Provide leadership and mentoring to Band 30 Senior Analyst and Band 35 Manager

• Senior Manager, Commercial Card Risk Strategy

  • Dec 2016 - Sep 2020

  New York, New York • Commercial credit risk management for portfolio of 500+ Large Market sized obligors with annual exposure of $50B operating in various industry segments within the U.S. • Created and implemented strategies to grow and maintain lucrative charge volume • Leveraged data analytics, product knowledge and credit skills to target healthy client and industry segments expected to remain resilient through all facets of an economic cycle • Built strong partnerships with New and Existing Business… Show more • Commercial credit risk management for portfolio of 500+ Large Market sized obligors with annual exposure of $50B operating in various industry segments within the U.S. • Created and implemented strategies to grow and maintain lucrative charge volume • Leveraged data analytics, product knowledge and credit skills to target healthy client and industry segments expected to remain resilient through all facets of an economic cycle • Built strong partnerships with New and Existing Business Development, Client Management, Pricing, Contracts, and Marketing teams • Provided leadership and mentoring to Band 30 Senior Analysts



American Express

• United States
• Financial Services
• 700 & Above Employee

• Rating Manager

  • Jun 2014 - Sep 2016

  Salt Lake City, Utah • Financial statement analysis specialized within the Finance and Insurance industries • Assign and adjust unsecured credit exposures with credit empowerment up to $3MM • Creator of Market Signal Alert report used for early warnings of potential client downgrade/default scenarios • Team Manager of the Watch List process designed to monitor distressed credits



RBS

• United Kingdom
• Banking
• 700 & Above Employee

• Credit Administrator

  • Oct 2012 - Jun 2014

  • Read and interpret credit agreements for multibillion-dollar syndicated loans • Reviewed and settled primary, secondary, and third party trades for a $3.5 billion dollar loan portfolio • Specialized within the Power and Infrastructure industry segment



Morgan Stanley Bank N.A.

• Credit Analyst

  • Oct 2009 - Oct 2012

  • Underwriter of client investment portfolios for a securities based lending product offered by Morgan Stanley Bank • Coordinated with Financial Advisors, Sales Specialists, and Legal to construct and maintain healthy lending scenarios • Specialized in high net worth accounts ($10MM+) within the Private Wealth Management platform • Credit empowerment up to $3MM