Ngân Đào

Head of Credit Appraisal Department at Indovina Bank Ltd.
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Contact Information
us****@****om
(386) 825-5501
Location
Ho Chi Minh City, Vietnam, VN
Languages
  • English Limited working proficiency

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Credentials

  • Real Estate Broker Certificate
    Entrepreneur Investment and Training Joint Stock Company
    Aug, 2015
    - Oct, 2024
  • Certificate of Applied Accounting
    Finance & Accounting Center - UEH
    Jun, 2013
    - Oct, 2024
  • Applied Informatics
    Informatics Center - University of Sciences
    Jun, 2012
    - Oct, 2024

Experience

    • Vietnam
    • Banking
    • 100 - 200 Employee
    • Head of Credit Appraisal Department
      • Oct 2023 - Present

    • Head Of Corporate Banking Section- Business Dept.
      • Jul 2021 - Oct 2023

    • A. Head of Corp. Banking Section - Business Dept.
      • Dec 2019 - Jun 2021

      + Managing team of 4 members+ Managing list of customers in charge with total credit exposures over VND 2,000 bio.+ Developing new customers (diversified fields) based on relationships exploiting from existing customers and/or private relation.+ Performing jobs related to credit & assets evaluation, periodic assessment and checking the purpose of loan usage.+ Completing monthly KPIs applied for current title+ Being responsible for reporting on situation of bad debt collection of the branch. Show less

    • SRM - Corp. Banking
      • Jan 2017 - Dec 2019

      - Actively seeking, contacting, consulting and marketing the Bank's products and services;- Managing and taking care of existing customers;- Developing new customers (diversified fields);- Proposing ideas to build products, services and customer care policies;- Performing jobs related to credit granting, appraisal, periodic assessment and checking the purpose of using capital of customers;- Managing, exploiting and recognizing credit risks- Managing the list of assigned customers in charge;- Responsible for monitoring and collecting debt (if any);- Completing monthly KPIs (net loan increase: VND 8 bio - net deposit increase: VND 6 bio - Fee: VND 20 mio) Show less

  • Hoang Anh Sai Gon Real Estate Ltd.,Co.
    • 384 Cao Thang, Ward 12, Dist 10, HCMC, Viet Nam
    • Sales Consultant
      • Mar 2015 - Dec 2016

      - Maintain and develop relationships with current customers - Approach and establish potential customers to introduce Projects distributed by HASR - Work with Bank’s staffs to find out solution for customers’ credit statement. - Support other collegues to make sure the smooth operation of my team - Maintain and develop relationships with current customers - Approach and establish potential customers to introduce Projects distributed by HASR - Work with Bank’s staffs to find out solution for customers’ credit statement. - Support other collegues to make sure the smooth operation of my team

    • Counselor
      • Mar 2014 - Jan 2015

      Receive customers’ information, make phone calls/ appointments and give advice to them about school, fees and others Manage own customer system Complete company’s goal and reach monthly target with 3 contracts Receive customers’ information, make phone calls/ appointments and give advice to them about school, fees and others Manage own customer system Complete company’s goal and reach monthly target with 3 contracts

    • Banking
    • 200 - 300 Employee
    • Internship
      • Jan 2013 - Apr 2013

      - To assist the bank’s staffs to copy some documents and to guide customers go to the right desk of making transaction. - To research AB Bank's deposit products & collect information for writing internship report and graduate essay - To assist the bank’s staffs to copy some documents and to guide customers go to the right desk of making transaction. - To research AB Bank's deposit products & collect information for writing internship report and graduate essay

Education

  • University Of Economics Ho Chi Minh City
    Bachelor of Finance, Banking
    2009 - 2013

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