Head of Leasing Training

• Nov 2020 - Present

Credit Risk Head

• Feb 2019 - Sep 2020

Credit Risk Division Head, syndication and large corporares

• Jun 2018 - Feb 2019

Deputy General Manager of Credit Risk

• Jun 2015 - Jun 2018

- Head of Credit Risk Department.- Chairing the Management Credit Committee, an approving authority for the SME’s.- Reporting directly to the MD on day to day business.- Leading a team of credit trained professionals to prudently address credit risks inherent in the business.- Concurring all CAM's to be submitted to lending committees.- Responsible to ensure implementation of Business Plan and strategy.- Assist and report all draft recommendations concerning credit policy and credit administration issues to the Board of Directors.- Assist and is involved practically in all draft recommendations concerning credit policy and credit administration issues.- Handling the final discussion with internal and external auditors and financial institutions regarding division’s credit portfolio.- Monitoring and discussing periodical reports prepared by team members with Board members. Show less

Senior Credit Manager

• Jun 2011 - Jun 2015

Job Description:- Chairing the Management Credit Committee, an approving authority for the SME’s.- Reporting directly to the CCO.- Leading a team of credit trained professionals to prudently address credit risks inherent in the business. - Concurring all CAM's to be submitted to lending committees. - Responsible to ensure implementation of Business Plan and strategy.- Assist and is involved practically in all draft recommendations concerning credit policy and credit administration issues.- Handling the final discussion with internal and external auditors and financial institutions regarding division’s credit portfolio.- Preparing and monitoring periodical reports. Show less

Credit Manager

• May 2010 - Jun 2011

Job Description:- Responsible for processing and reviewing financing proposals for a diverse range of customers and industries. - Taking a hands-on approach and considerable customer interaction. - Responsible for annual and interim credit reviews, portfolio analysis reviews, selected industry and sectors reviews.- Handling and controlling subordinates and reviewing lease packages prepared by subordinates.- Preparing and monitoring periodical reports.

Assistant Credit Manager

• Mar 2008 - May 2010

Job Description:- Responsible for processing financing proposals for a diverse range of customers and industries. - Taking a hands-on approach and considerable customer interaction. - Responsible for annual and interim credit reviews, portfolio analysis reviews, selected industry and sectors reviews.- Handling and controlling subordinates and reviewing lease packages prepared by subordinates.- Preparing and monitoring periodical reports.

section Head,Corporate Banking and Investment Division, Groups Coverage Unit

• May 2007 - Mar 2008

Job Description:- Reviewing credit proposals prepared by the team, credit risk assessment, and due diligence of credit clients. - Responsible for handling portfolio of clients belonging to groups including credit origination and the development of credit products along with controlling their utilizations. - Closely controlling the reporting team to achieve the targeted results.- Monitoring credit reports. - Working with current products including: revolving loans, leverage loans, and foreign exchange credit facilities. - Having heavy interaction with legal department team and fund valuation/administration teams. - Performing due diligence visits for the whole group, clients update visits and reviewing call reports. - Assessing the medium loans’ legal documentation and the preparation of all future documentation.- Performing marketing proposals addresses to potential new clients considered as key players in the market. Show less

Supervisor, Corporate Banking and Investment Division, Groups Coverage Unit

• Nov 2006 - May 2007

Job Description:- Helping the reporting team in preparing credit proposals, credit risk assessment, and due diligence of credit clients. - Monitoring credit reports. - Working with current products including: revolving loans, leverage loans, and foreign exchange credit facilities. - Having heavy interaction with legal department team and fund valuation/administration teams. - Assessing the medium loans’ legal documentation and the preparation of all future documentation.- Performing marketing proposals addresses to potential new clients considered as key players in the market.- Conducting follow up for the credit portfolio along with all needed periodical reports. Show less

Senior Credit Analyst,Central Corporate Division Department

• Apr 2005 - Nov 2006

Job Description:- Preparing credit proposals, credit risk assessment, and due diligence of credit clients. - Monitoring credit reports. - Assisting with credit origination and the development of credit products. - Working with current products including: revolving loans, leverage loans, and foreign exchange credit facilities. - Having heavy interaction with legal department team and fund valuation/administration teams. - Performing due diligence visits, client update visits and preparing call reports. - Assisting with review of loan legal documentation and the preparation of all future documentation.- Assisting with planning and performing marketing proposals addresses to potential new clients considered as key players in the market.- Conducting follow up for the credit portfolio along with all needed periodical reports. Show less

Credit Analyst,Central Corporate Division Department

• Jun 2003 - Apr 2005

Job Description:- Handling industry/corporate credit research. - Handling credit grading and strategic credit proposals to customers. - Working on several industries - Analyzing and writing reports on assigned industries and corporations from the viewpoint of credit risk management, business promotion support, and/or providing information to senior credit management. - Making presentations to customers regarding industry trends and/or strategic proposals. - Daily follow up of the credit portfolio.- Performing due diligence visits, client update visits and preparing call reports. Show less

Credit Analyst

• Jun 2003 - Apr 2005

Job Description:- Handling industry/corporate credit research. - Handling credit grading and strategic credit proposals to customers. - Working on several industries - Analyzing and writing reports on assigned industries and corporations from the viewpoint of credit risk management, business promotion support, and/or providing information to senior credit management. - Making presentations to customers regarding industry trends and/or strategic proposals. - Daily follow up of the credit portfolio.- Performing due diligence visits, client update visits and preparing call reports. Show less

Officer-ATM and Visa Department

• Jun 2002 - Aug 2002

Job Description: - Collecting data about the employees and clients to make visa cards for them. - Responsible on doing all the required procedures to make the debit cards for employees and clients. - Responsible on reviewing and controlling the submitted data for all the required debit and credit cards. Job Description: - Collecting data about the employees and clients to make visa cards for them. - Responsible on doing all the required procedures to make the debit cards for employees and clients. - Responsible on reviewing and controlling the submitted data for all the required debit and credit cards.

Junior accountant

• Nov 2001 - Feb 2002

Job Description: - Responsible for preparing the financial statements of the companies (Corporate and Sole Proprietorship Companies). - Collecting all the financial date required for preparation of the financial statements as well as to make an auditor opinion on the financial statements during the auditing process. - Responsible of auditing of companies’ financial statements. - Responsible of holding many presentations for previous and new commercial laws. - Making lectures on different laws (such as Companies law No.159 for year 1981, and all types of capital and personal companies). Show less