Experience

Nimai Management Consultants

• United Arab Emirates
• Business Consulting and Services
• 1 - 100 Employee

• Senior Credit Analyst

  • Mar 2020 - Present

  Corporate Finance | Investment Banking | Debt Advisory

• Credit Analyst

  • Mar 2017 - Mar 2020

  Solely responsible for execution of corporate transactions.My Key Responsibilities include the following: Preparation of credit report / Detailed Project Report/ Credit Report/ Preliminary Information. Memorandum as may be required for debt advisory services. Detailed analysis of the financial statements. Prepared valuation of business under various methods like discounted cash flows, calculation of weighted average cost of capital etc. Structuring of financial model based on necessity and credit worthiness of the client. Liaised with Local & International Banks and other Financial Institutions, within and outside UAE, in order to provide financial consultancy to the client. Provided guidance to Relationship Managers on cases which are specifically identified by the Management requiring my involvement for successful execution. Review of Financial Statement Analysis- Ratio analysis, Trend analysis as per prevalent Banking norms.ASSIGNMENTS COMPLETED IN LAST 1 YEAR Raised Working capital facility for trading, construction & manufacturing sector companies. Raised project finance for real estate & development sector companies. Arranged Transferable LC lines of for food & beverage sector company. Debt Restructuring done for trading & manufacturing company. Also worked on Cross Border Funding and Equity raising transactions & Preparation of Valuation Reports. Show less

• Relationship Manager

  • Feb 2015 - Feb 2017

  Key Responsibilities:-Sales• To meet the revenue targets by Acquisition of New Customers.• Actively involved into boarding new clients for corporate and trade finance business spread across MENA and Asia region.• Providing innovative financing solution with a wide range of products to meet the financing requirement for the companies and assist them in reducing their existing cost of funds, optimizing debt financing and providing structured trade financing products.• Negotiating the terms of the mandate with the client and executing the same after building concerns. • Building good relationships with the Clients and Banks. • Ensuring completion of KYC docs and conducting due diligence in the process of preliminary screening of the transaction and the client.• Responsible for sourcing new relationships through referrals from existing clients and open market business development from diverse industries such as Manufacturing, Contracting, Agri-Commodities, Food Processing, Oil and Energy etc.• Maintain tracker for B2B communication with the clients and referral sources.• End to end deal execution involving Client acquisition, deal structuring, negotiation, term sheet finalization for obtaining sanction from banks.Operations• Preparation of credit report / Detailed Project Report/ Credit Report/ Preliminary Information Memorandum as may be required for debt advisory services.• Liaise with Local & International Banks and other Financial Institutions, within and outside UAE, in order to provide financial consultancy to the client.• Preparing Credit Proposals on behalf of the client for negotiations with the Banks.• Work as a key man between the Client and the Financial Institutions in fulfilling the requirements of both and getting the project appraised thereby helping the client in getting the necessary funds. Show less



RAKBANK

• United Arab Emirates
• Banking
• 700 & Above Employee

• Relationship Officer

  • Aug 2014 - Jan 2015

  Sales Executive - Credit Card Key Responsibilities:- • Identifying needs of clients and ensuring the product is been correctly understood by the customer so that selling is more efficient and product should be delivered according to client needs and profile • Be aware of all services offered by the Company and suggest the right solutions to the Client. • Proven skills in team dynamics for the acquisition of clients from various corporate. • Delivered extra ordinary performance in maintaining relationship with various organizations mapped to me for generating business, grievance redressing and as point of contact. • Trained and mentored newly inducted colleagues for sales pitch, process, documentation and compliance. • Maintaining cordial relationship with the existing clients & elicit references from them. Show less



Bajaj Allianz Life

• India
• Insurance
• 700 & Above Employee

• Senior Relationship Manager

  • Jul 2013 - Aug 2014

  Senior Relationship Manager Key Responsibilities:- • Identifying needs of clients and ensuring the product is been correctly understood by the customer so that selling is more efficient and product should be delivered according to client needs and profile. • Pitch should be mainly focused on Tax benefit, returns & life cover of the product. • Communication with clients for business generation and servicing. • Managing database which including MIS, ATS and DSR as well reports of performance which involved documentation. • Generating sales by interacting with new to bank customers (NTB’s) for salary account from corporate engagements. • Done calling for generating business relation to acquire more clients. • Provided after sales support and services to all the newly acquired and the existing customers. Show less