Naveen D'souza

Senior Finance Officer at WaterFront Maritime Services
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Location
Dubai, United Arab Emirates, AE

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Experience

    • United Arab Emirates
    • Maritime Transportation
    • 1 - 100 Employee
    • Senior Finance Officer
      • Jun 2023 - Present

    • Account Assistant
      • Oct 2021 - Present

    • Accounts payable executive
      • Feb 2020 - Jul 2021
    • Branch Manager
      • Sep 2016 - Nov 2019

      •Evaluated Cooperative’s performance statistics, and created new initiatives to increase deposit and Loans along with Value Added Services. •Supervised employees and teams to help reach maximum performance levels. •Made sure that the branch had access to the appropriate resources when loans had to be lent. •Developed and implemented budgets for the year based on Cooperative needs as guided by Head Office. •Established fruitful relationships with key deposit clients personally, resulting in increased cash inflow. •Participated in sales meetings with promising prospective with LIC of India, Manipal Hospital groups and Western Union. •Respected the confidentiality and privacy of a client’s finances and handled loan rejections with professionalism and helpfulness. •Carefully reviewed all loan agreements to ensure their compliance with policies. •Worked collaboratively with loan team to ensure the accurate assessment of loan conditions. •Reviewed loan applications and assist home buyers seeking mortgage loans. •Ordered credit and title reports as per CIBIL. •Ensured the privacy and security of a customer’s files every step of the way. •Processed hundreds of loan applications in a timely and effective manner. •Responsible for strategic and tactical fund allocation into branch loans or into DCC banks. •Recovered tough defaulters and filed Arbitration case if failed to repay. Show less

    • Audit Assistant
      • Jun 2015 - May 2016

      •Conducted audits remotely by reviewing invoices and itemized bills requested from providers. •Reviewed and processed invoices, sales tax, and purchase orders, ensuring the accuracy of all data. •Completed various projects, reconciled bank balances, and recorded general ledger entries. •Maintained all accounting records and files, developed budget estimates, and worked on professional financial forecasts. •Conducted 100% stock inspection of Balaji motors and found errors of replacing consumable products to workshops without indent. It was informed to the owner of the showroom. •Been a member of internal audit team of Maroor Motors Mangalore. •Individually prepared audit report of Corporation trust. Show less

Education

  • St. Aloysius College, Mangalore-575003
    Bachelor of Commerce - BCom, Finance and Taxation
    2012 - 2015
  • Mangalore University
    Master of Commerce(M.com), Human Resources Management/Personnel Administration, General
    2017 - 2019
  • Indian School of commerce
    Association of Chartered Certified Accountants, Taxation
    2016 - 2017

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