EVP, Chief Risk Officer & General Counsel

• 2019 - Present

Responsibilities are multi-functional and include risk management, ERM, insurance program development/management, and cross-functional department oversight (Credit Risk, , Legal, Compliance, Security, Collection, Audit). Manage high-performing team of VPs, ensuring successful audits and compliance with regulatory requirements, and other bank objectives. Extensive cross-functional collaboration. Report directly to the Bank President. Serve as liaison with regulatory agencies and direct examination functions/responses. Direct outside Counsel on all legal affairs, and provide legal advice and counsel to senior Bank leadership and all Bank departments. Was responsible for the Bank’s commercial underwriting and commercial loan processing functions in earlier career. Successfully support and mentor diverse teams of risk professionals. Support multiple business lines, negotiating/drafting contractual agreement terms. Negotiate and manage various real estate transactions on both new and existing properties. Provide counsel and direction to the Board of Directors and other executives on corporate governance matters. Show less

SVP< Chief Risk Officer & General Counsel

• 2017 - 2019

SVP, Risk Management

• 2015 - 2017

Regulatory Counsel

• 2013 - 2015

Represented the organization before the Maine Public Utilities Commission and Federal Energy Regulatory Commission. Provided counsel to senior management and other personnel in various regulatory proceedings. Managed reporting requirements with state and federal regulators. As Corporate Counsel, responsible for due diligence and legal related activities for the Bangor Hydro Electric Company and Maine Public Service Company merger, and the rebranding of Emera Maine. Provided legal advice/counsel to senior management and all company departments as required. Negotiated, drafted and reviewed legal agreements and instruments. Developed consumer and commercial loan documents and program terms for an equipment financing pilot program. Served as counsel on numerous large and small asset acquisitions and dispositions. Directed and managed legal aspects of bankruptcy, credit and collections and real estate affairs. Show less

Corporate Counsel

• 2011 - 2013

Associate Attorney

• 2007 - 2011

Practiced bankruptcy, commercial law, and business law, representing both business and individual clients in transactional and litigation-based matters. Represented debtors/creditors in formal insolvency proceedings and out-of-court workouts. Represented secured lenders, electric utilities, landlords, and unsecured creditors in business and consumer bankruptcy cases. Counseled financial institutions and utilities concerning general commercial law and bankruptcy matters. Practiced bankruptcy, commercial law, and business law, representing both business and individual clients in transactional and litigation-based matters. Represented debtors/creditors in formal insolvency proceedings and out-of-court workouts. Represented secured lenders, electric utilities, landlords, and unsecured creditors in business and consumer bankruptcy cases. Counseled financial institutions and utilities concerning general commercial law and bankruptcy matters.

Associate Attorney

• 2005 - 2007

Represented lending institutions and other business clients in bankruptcy matters, and commercial and residential real estate transactions and agreements. Represented lending institutions and other business clients in bankruptcy matters, and commercial and residential real estate transactions and agreements.

Associate Attorney

• 2002 - 2005

Represented business and individual clients in commercial and bankruptcy litigation and complex transactions. Represented business and individual clients in commercial and bankruptcy litigation and complex transactions.