Experience

Fidelity Cooperative Bank

• Vice President, Senior Portfolio Manager - Commercial Projects Manager

  Responsible for managing the underwriting and maintenance of the bank’s larger and more complex credits. Assist in all aspects of the lending function including deal structure, underwriting, collateral evaluation, closing, and client management. Provide mentorship and training to other Analysts and PMs. Utilize the knowledge of credit processes and technology to collaborate with the bank’s digital experts on initiatives to improve the efficiency and functionality of the department. Responsible for managing the underwriting and maintenance of the bank’s larger and more complex credits. Assist in all aspects of the lending function including deal structure, underwriting, collateral evaluation, closing, and client management. Provide mentorship and training to other Analysts and PMs. Utilize the knowledge of credit processes and technology to collaborate with the bank’s digital experts on initiatives to improve the efficiency and functionality of the department.



Fidelity Cooperative Bank

• United States
• Financial Services
• 100 - 200 Employee

• Vice President, Commercial Portfolio Manager

  • Aug 2014 - Present

  I manage a loan portfolio of over $100 Million including A&D, CRE, and C&I facilities. In addition to performing underwriting on all new loans and relationships, I help facilitate loan closings and serve as a second contact for all lending relationships. It is my responsibility to monitor my loan portfolio to ensure proper risk ratings and identify potential substandard loans in order to proactively rehabilitate a relationship or minimize any loss. I manage a loan portfolio of over $100 Million including A&D, CRE, and C&I facilities. In addition to performing underwriting on all new loans and relationships, I help facilitate loan closings and serve as a second contact for all lending relationships. It is my responsibility to monitor my loan portfolio to ensure proper risk ratings and identify potential substandard loans in order to proactively rehabilitate a relationship or minimize any loss.



First Volunteer Bank

• Banking Officer, Portfolio Manager

  • Jun 2013 - Aug 2014

  Managed a loan portfolio of over $100 Million, including an extensive construction portfolio. Managed a loan portfolio of over $100 Million, including an extensive construction portfolio.



Northwest Georgia Bank

• United States
• Banking
• 1 - 100 Employee

• AVP, Senior Credit Analyst

  • Jun 2003 - Jun 2013

  Oversee the commercial loan underwriting for the bank, which includes financial analysis, review of collateral and valuation, review of the credit memo for loan committee, and narrative loan analysis for Executive and Board-level committees. Oversee the commercial loan underwriting for the bank, which includes financial analysis, review of collateral and valuation, review of the credit memo for loan committee, and narrative loan analysis for Executive and Board-level committees.



MACTEC

• United States
• Civil Engineering
• 300 - 400 Employee

• Project Accounting Specialist - Corporate Staff Accounting

  • Jan 2003 - Jun 2003

  Monitored designated branches to ensure billing and revenue recognition was completed accurately each month. Assisted with software issues related to accounting procedures. Conducted accounting software training at various branches as needed.

• Project Accountant / Office Administration

  • 1999 - Jan 2003

  Maintained monthly billing, revenue recognition, and employee timesheet entry for the Chattanooga office. Assisted with the preparation of environmental reports. Prepared and submitted environmental reimbursement requests to the state environmental agency for a company client.