Chief Risk Officer (CRO)

• May 2021 - Present

Senior Vice President Risk Management

• Dec 2013 - Jan 2021

Leadership Role in Risk management for 7+ years in Axis Bank leading the ERM, Credit Risk, Risk Analytics, Operational Risk, Risk Models, Model Risk Governance, Risk Data Management, Product Approval, BCP, Outsourcing Risk, Fraud Risk, Regulatory Reporting verticals in Axis.

Vice President Corporate Banking

• Apr 2013 - Dec 2013

Head - PMO of three projects in Corporate Banking; Deliver sustained growth by improving the quality and composition of the book with more stable income from multiple streams primarily driven by transactions;Redrawing the processes to make it leaner and user friendly to drive volumes and improve TAT, by cutting the clutter and smart use of technology;Developing a Payment HUB to assimilate all payment channels, host a rule engine and customise solutions for customers in payments spaceWorked with reputed consulting firms in managing and monitoring these projects. Show less

VICE PRESIDENT & HEAD- Funding and Money Market, Treasury.

• Jul 2008 - Mar 2013

Fund manager of the Bank Responsible for raising funds both in domestic and foreign currency in various instrumentsOwn the foreign currency fund raising instruments viz. MTN programme, Syndication, Club Loans, Bilateral Loans, ECA facilities, Bankers Acceptance, USCP Programme, Corporate Deposits, Structured Bonds and Money Market dealing.Representing the Bank in roadshows and investor presentationsOwn domestic fund raising instruments viz Corporate and Retail deposits, CDs, IBPCs, BRDS, Refinance from NABARD, NHB, EXIM, SIDBI and Money Market instruments viz, Repos, CBLO, Call and notice money market. Investment Management in money market instruments viz. CPs, CDs, MF and Repos.Responsible for the Reserve Management of the Bank.Relationship management with Rating Agencies for rating of the bank and all its instruments, including updating the credit.Relationship management with Banks and Institutions in the area of Fund Raising and Investment Banking.Investor Relationship in Debt Capital Market space Show less

Manager (Treasury & Investment)

• Apr 2007 - Jun 2008

Responsible for money market, and foreign exchange dealings of the Bank. Supervision of the online trading platform, customer support and marketing of the product. Funding of multi currency assets of Commercial Banking Department, Trade Finance, Investment Department. Responsible for correspondent banking relationship. Responsible for liquidity and reserve requirement of CBB. Responsible for money market, and foreign exchange dealings of the Bank. Supervision of the online trading platform, customer support and marketing of the product. Funding of multi currency assets of Commercial Banking Department, Trade Finance, Investment Department. Responsible for correspondent banking relationship. Responsible for liquidity and reserve requirement of CBB.

AGM (Joined as a Probationay Officer in 1983)

• Dec 1983 - Apr 2007

Functionally held leadership roles in Dealing and Corporate Banking, close to two decades. Head of a Region comprising of two challenging districts in Odisha.(2006-07) Head of a Commercial Branch(2004-06) Headed Treasury in SBI-Frankfurt.(1999-03) Head of Corporate Dealing Desk in the Central Dealing Room of the Bank.(1997-99) Functionally held leadership roles in Dealing and Corporate Banking, close to two decades. Head of a Region comprising of two challenging districts in Odisha.(2006-07) Head of a Commercial Branch(2004-06) Headed Treasury in SBI-Frankfurt.(1999-03) Head of Corporate Dealing Desk in the Central Dealing Room of the Bank.(1997-99)