Experience

The Desire To Inspire Foundation

• United States
• Philanthropic Fundraising Services
• 1 - 100 Employee

• Global Development Director/ Global Goodwill Ambassador

  • Apr 2018 - Present



GLOBAL ACCESS SAVINGS AND LOANS LIMITED, GHANA

• Ghana
• Financial Services
• 1 - 100 Employee

• Credit Coordinator

  • Feb 2018 - Present

   Controlling bad debt exposure  Determine credit ceiling for a client through application review  Maintaining strong cash flows through efficient collection.  Holding arrears committee weekly  Reviewing all loan applications  Appraising SME loans  Coordinating credit issues of five branches  Controlling bad debt exposure  Determine credit ceiling for a client through application review  Maintaining strong cash flows through efficient collection.  Holding arrears committee weekly  Reviewing all loan applications  Appraising SME loans  Coordinating credit issues of five branches



Till Date- Women’s World Banking Ghana

• Senior Credit Analyst

  • Jan 2016 - Present

  Controlling bad debt exposure •Ensuring compliance with the credit policy of the company •Determine credit ceiling for a client through application review •Maintaining strong cash flows through efficient collection. •Holding arrears committee weekly •Reviewing all loan applications Controlling bad debt exposure •Ensuring compliance with the credit policy of the company •Determine credit ceiling for a client through application review •Maintaining strong cash flows through efficient collection. •Holding arrears committee weekly •Reviewing all loan applications



women's wolrd banking ghana

• Credit Supervisor

  • Aug 2008 - Present

   Controlling bad debt exposure  Ensuring compliance with the credit policy of the company  Determine credit ceiling for a client through application review  Maintaining strong cash flows through efficient collection.  Holding arrears committee weekly  Reviewing all loan applications  Controlling bad debt exposure  Ensuring compliance with the credit policy of the company  Determine credit ceiling for a client through application review  Maintaining strong cash flows through efficient collection.  Holding arrears committee weekly  Reviewing all loan applications



You At Heart Foundation

• Ghana
• Philanthropic Fundraising Services

• Volunteer

  • Dec 2014 - Dec 2019

  Volunteer for field works when there is a project.

• Coordinator Of Volunteers

  • Jan 2014 - 2019



Humanity For The World

• France

• Volunteer

  • May 2018 - 2019

  Country Representative Country Representative



Desire To Inspire Foundation

• USA

• Director for Africa

  • Mar 2016 - 2019

  Coordinates all African projects Coordinates all African projects



Databank & Women’s World Banking Ghana

• Credit Relationship Manager

  • Jan 2015 - Jan 2016

  Assists Databank Relationship Officers and support staff in resolving inquiries or issues relating to loan products •Co-ordinates the processing of the loan application, guides and assists clients in completing the application form ensuring that all required documentation is provided by the client. •Administers and reviews assigned loan applications to ensure that they adhere to existing policy guidelines and that documentation is adequate to ensure security of collateral and Verify that liens on the security have been administered •Verifies from Databank and inspects the authenticity of the certificate of ownership of the security offered as collateral by loan clients/borrowers. •Facilitates the loan application and disbursement process and ensures that the clients get the approved amounts of loans. •Communicates to the client, the approval, discusses the terms and conditions of the loan and ensures that they are clearly understood by the client prior to the signing of the contract. •Prepares weekly and monthly performance reports for easy monitoring. •Conducts collection follow-ups and ensure past due or delinquent accounts are regularized using established collection policies, documents, contracts and outcomes. • Ensures that the collateral of loans that are 60 days in arrears is used to offset loan outstanding including penalties. •Performs routine loan audits as directed, reviews system-generated loan reports, identifies further action required to address problem area, and initiates action in accordance with established procedures. •Prepares detailed weekly/monthly/quarterly sales and loan delinquency reports to credit manager 2012 –2015- Women’s World Banking Ghana – Credit Supervisor •Controlling bad debt exposure •Ensuring compliance with the credit policy of the company •Determine credit ceiling for a client through application review •Maintaining strong cash flows through efficient collection. •Holding arrears committee weekly Show less



Women's World Banking Ghana

• Credit Analyst

  • Jan 2007 - Jan 2012

  Analyze credit data and financial statements to determine degree of risk •Prepare reports that includes degree of risk on the application •Evaluate customer records and recommend payment plans •Confer with credit association to exchange credit information •Complete loan application •Generate financial ratios Analyze credit data and financial statements to determine degree of risk •Prepare reports that includes degree of risk on the application •Evaluate customer records and recommend payment plans •Confer with credit association to exchange credit information •Complete loan application •Generate financial ratios



Women’s World Banking Ghana – Virtual Banking

• Sales Representative

  • Jan 2007 - Jan 2008

  Client sourcing •Cash mobilization from field •Marketing the organization offerings •Educating customers on savings •Filing 2007- Tec knowledge Ghana – Customer Service •Client sourcing •Receiving customer complaint and channeling it to the appropriate department 2006- Golden Star Multimedia - Prospecting •Client sourcing 2005- ADRA Ghana- Micro Finance Dept. - Credit Assistance •Client passbook and loan repayment reconciliation •Processing loans for qualified group •Cash mobilization during group meetings •Filing Training 2007- Use of Point of Sale Terminal Women’s World Banking Ghana 2009- Credit Assessment Tools and Techniques National Banking College Ghana 2009- Cash Flow Analysis in Credit Evaluation National Banking College Ghana 2009- Customer Service Orientation Nest Consult 2011- Banking Operations Women’s World Banking Ghana 2012- Capacity Dev. for Microfinance Ins. African Management Service Company 2012- Selling Skills Nest Consult 2013- Anti-Money Laundry Women’s World Banking Ghana 2015- Customer Service Training Women’s World Banking Ghana 2016- Customer Service Training Women’s World Banking Ghana Show less