Experience

LendInvest (LSE: LINV)

• United Kingdom
• Financial Services
• 100 - 200 Employee

• ALM Manager

  • Jul 2023 - Present

  United Kingdom



Access Bank (Ghana) Plc

• Ghana
• Banking
• 700 & Above Employee

• Head, Asset and Liability Management , Treasury

  • Feb 2020 - Jun 2023

  Accra • Management responsibility for forecasting the bank’s cash flow positions relating to its borrowing needs and funds available for investment. • Responsible for ensuring the full optimization of the Bank’s balance sheet by ensuring an average daily Net Interest Margin of 10%. • Responsible for analysing and translating quantitative data into reports for Executive Management. • Responsible for ensuring regulatory compliance, including the weekly compliance of the 14% Cash Reserve… Show more • Management responsibility for forecasting the bank’s cash flow positions relating to its borrowing needs and funds available for investment. • Responsible for ensuring the full optimization of the Bank’s balance sheet by ensuring an average daily Net Interest Margin of 10%. • Responsible for analysing and translating quantitative data into reports for Executive Management. • Responsible for ensuring regulatory compliance, including the weekly compliance of the 14% Cash Reserve Require and the timely submission of daily reports to the Central Bank of Ghana. • Management responsibility for the maintenance of the bank’s liquidity by jointly shoring up deposits with the Strategic Business Units. • Responsible for the accurate and timely completion, presentation, and distribution of the monthly Asset-Liability Committee report, which presents key Asset/Liability risk metrics to Senior Management • In charge of recommending policies and programs with regards to liquidity and cash flow management to Executive Management. Responsible for the development and implementation of the approved policies, • Lead the Asset Liability Management Team to continually source competitively priced facilities from Development Finance Institutions and other foreign Financial Institutions for the purpose of supporting liquidity to on-lend to SMEs. • In charge of analyzing other local banks to assess their financial soundness in terms of their Capital Adequacy, Asset Quality, Earnings and Liquidity to aid in setting their corresponding investment limits on the Interbank • Supervisory responsibility for the review of all period-end processes related to interest rate risk safety and soundness including behavioral analysis of all balance sheet products.

• Risk Management

  • Jul 2016 - Feb 2020

  Accra • Computed the bank’s Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR) on a quarterly basis to ensure funding resilience. • Supported the identification, analysis, documentation and communication of the bank’s key risks and provided reports to Management to recommend the mitigations for these risks. • Undertook the bank’s Internal Capital Adequacy Assessment Process (ICAAP) and Internal Liquidity Adequacy Process (ILAAP) annually in line with Basel… Show more • Computed the bank’s Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR) on a quarterly basis to ensure funding resilience. • Supported the identification, analysis, documentation and communication of the bank’s key risks and provided reports to Management to recommend the mitigations for these risks. • Undertook the bank’s Internal Capital Adequacy Assessment Process (ICAAP) and Internal Liquidity Adequacy Process (ILAAP) annually in line with Basel regulations. • Performed quarterly Stress/Scenario Tests to include in asset-liability committee (ALCO) presentations to Management for the purpose of decision making. • Monitored and made predictions on interest rate and currency fluctuations and relayed to Executive Management and Traders. • Provided weekly updates to staff and customers on the Global and Local Economy and Financial Markets highlighting the strengths, weaknesses, opportunities and threats to the Bank. • Monitored and Reported Liquidity and Interest Rate Gaps and Maturities of Assets and Liabilities to Management on a weekly basis to control mismatching of Assets and Liabilities.

• Relationship Officer

  • May 2014 - Jul 2016

  • Set up a Branch and made it operational with over a 100% increase in customer base and deposit acquisition in each of the first 6 months. • Booked and managed quality loans • Prepared and sent out proposals to prospective business entities in and around the business catchment area. • Organised presentations for employees of various companies to sell the Bank's products.



Guaranty Trust

• Nigeria
• Financial Services
• 700 & Above Employee

• Funds Transfer Officer

  • Oct 2012 - Apr 2014

  • Supervised the tellers by controlling the cash in their tills and approving their transactions. • Ensured the vault register tallied with the system balance and the physical cash count at the close of business each day. • Handled all local/foreign Transfer transactions between customers. • Performed the proofs of the ledgers of the branch to ensure zero error rate.

• Customer Service Officer

  • Oct 2009 - Sep 2012