Nagah Saleh

Real Estate Agent at Realty Benefit
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Contact Information
us****@****om
(386) 825-5501
Location
Mission Viejo, California, United States, US
Languages
  • Arabic -

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Bio

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Credentials

  • CHUMS ID
    HUD
    Jul, 2001
    - Oct, 2024

Experience

    • Real Estate
    • 1 - 100 Employee
    • Real Estate Agent
      • Nov 2004 - Present

      Find homes that match the need and criteria of my clients. Find homes that match the need and criteria of my clients.

    • Mortgage Loan Underwriter
      • Aug 2003 - Aug 2010

      • Underwriting for Loan sale, Sub Prime B/C Loan compliance, and regulations for FNMC/FNMA, Program Matrix for Loan Type. • Reviewed complex financial documents such as personal, partnership and corporate tax returns, title, financial statements, applicable ratios (DTI/LTV), credit for accuracy (order and review credit report, reply to requests from coworkers and clients. • Examine transaction to ensure accuracy and completeness within agency and guidelines. • Input underwriting decisions into the MIS system Handles inquiries from field personnel and Broker. Reviewed conditions and exception request • Provide technical knowledge for system enhancements in support agency and lending requirements to include screen development. • Aware of LP guidelines. Show less

    • United States
    • Real Estate
    • 700 & Above Employee
    • Realtor
      • 2005 - 2010

      • Match clients with homes/buyers that meet their criteria. • Provide consultations for the following: the purchase or sale of a property, the best way to market a home, the pros and cons of an inspection and appraisal, etc. • Provide monetary consultations in regards to DTI, monthly mortgage payments, loan and mortgage insurance rates, etc. • Discuss and provide information on loan possibilities with client (VA/FHA/Conventional). • Help clients review documents prior to applying Show less

    • DE Underwriter
      • Jul 2001 - Sep 2003

      • Examined FHA closed loans • Reviewed documents for accuracy and compliance of HUD regulations/guidelines Performed quality control audit reviews; forwarded files for field review • Reviewed, analyzed, approved, and underwrote complex individual consumer requests using conventional, FHA and VA lending requirements. • Reviewed financial statements, credit reports, applicable ratios (DTI/LTV), property evaluation and various other factors. • Examined transactions to ensure accuracy and completeness within guidelines. • Certified, also reviewed prior rejected returning loan from lender to insured or forward to HUD for exception request to complete Mortgage insurance process. • Strong organization skills, detail oriented, team player in a fast paced environment. Show less

Education

  • Computer Education Institute
    Computer Office Skills
    1999 - 2000
  • Ismail el Kabany
    Commercial Diploma, International Business
    1977 - 1980

Community

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