Musaddeq Ahmed Khan

Credit Analyst - Assistant Manager at VIS Credit Rating Company Ltd.
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Contact Information
Location
Karāchi, Sindh, Pakistan, PK

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Experience

    • Financial Services
    • 1 - 100 Employee
    • Credit Analyst - Assistant Manager
      • Oct 2021 - Present

      Conducting detailed financial analysis and risk evaluation of companies from a range of sectors including commercial and microfinance banking, asset management, insurance and manufacturing.  Credit rating assessment of clients, which incorporates a review of various risk factors, including industry, business, governance, management and financial risks. The assessment is based on a review of financial statements and other key financial data, as well as due diligence meetings with senior executives in order to better understand the risk profile of the institution being analyzed.  Analysis of peer group performances.  Maintaining up-to-date knowledge of each industry to identify macroeconomic, political or regulatory changes that would influence issued risk ratings.  Writing internal research publications. Show less

    • Animation and Post-production
    • 1 - 100 Employee
    • Accountant
      • Jan 2014 - Present

      Managing a portfolio of clients in different industries. Audit reports to achieve consistency with the local standards in play.  Establish chart of accounts for startups to help establish the systems in place.  Consult clients on different projects regarding financial matters, helping them to reduce costs and achieve efficiency. Managing a portfolio of clients in different industries. Audit reports to achieve consistency with the local standards in play.  Establish chart of accounts for startups to help establish the systems in place.  Consult clients on different projects regarding financial matters, helping them to reduce costs and achieve efficiency.

    • United States
    • Wholesale
    • Assistant Accounts Manager - Remote Employee
      • Sep 2017 - Jul 2018

      • Managed a team of four junior accountants. Achieved monthly targets for 4 consecutive months. Contributed to enhancing profit margins by reducing cost for US clients in the hospitality by giving them Financial and Taxation advice. • Executed training program for more than 20 employees on operating and cloud-based Accounting software. Taught how to audit sales, procurement and inventory-related financial information. • Communicated with US suppliers and utility vendors on behave of the client to negotiate terms of the contract and make timely payments to vendors on behalf of clients. Show less

Education

  • Institute of Business Administration
    Master of Business Administration - MBA, Accounting and Finance
    2018 - 2020
  • Oxford Brookes University
    Bsc (Hons) in Applied Accounting, Accounting
    2013 - 2017
  • British Council, Karachi
    A'Levels, Business/Commerce, General
    2015 - 2016
  • ACCA
    Certified Accounting Technician (CAT), Accounting Technology/Technician and Bookkeeping
    2010 - 2010
  • The City School
    O' levels, Accounting and Computer Science
    2008 - 2010

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