Experience

SeedCred
• Financial Services
• 1 - 100 Employee
• Manager of Operations

  • Mar 2023 - Present


Silkbank Limited

• Banking

• Manager Credit Card Settlement and Reconciliation

  • Apr 2012 - Mar 2023

• Consumer Operations

  • Dec 2009 - Apr 2012

  Distinctions:• Got appreciation award from Silk bank Limited for Credit Card Launch Champion against Year 2013.• .Computer Skills:Customized company soft wares in Card Pro and Vision Plus, computerized accounting system in Visual Basic, Microsoft Excel (Spread Sheet, Reports and Graphics), Micro Soft Word, G.W. Basic, FoxPro.Work History:Organization Name Duration Designation ResponsibilitiesSilkbank Ltd. (Asset Operations) From Dec 2009 to Date Manager Settlement and Reconciliation Consumer Products IBS, POA Holder, Manager Consumer Portfolio and NPL reconciliation and Credit Card Settlements.Special Projects:• Working on Project of Vision Plus for Credit Cards Settlements.• Card Pro GL Setup automation to reduce the manual work and UAT conducted.• Introducing online module for credit card payment and cash advance payments in all branches.• Introducing online system for Credit Card Payment of Card Holder through Auto Debit facility after debiting customer accounts from various branches.• Online deduction Debit Card replacement fee by debiting customer accounts in the branches.Activities in Silkbank Limited (Consumer Operations)Consumer Operations December 2009 to date• Conducted Vision plus and Card Pro for GL Integrator and implemented financial setup as per parameter.• Manage Credit Card Settlement, Nostro and PNNSS reconciliation. Balancing credit card software Balance with GL Balance and prepare detailed daily Financial MIS for Management. Visa Credit & Debit Card Quarterly reporting.• Monthly reconciliation of Consumer Portfolio (Cards, PIL, RF and SME products), Accrual and NPL management in GL at month end. Coordination with CAD for Staff, Cash Ease NPL reporting and Risk for Consumer product NPL reporting.• POA and IBS holder for Credit BTF payment, PIL/RC pay orders reviewing.• Review MPR of Consumer Operation with budgeted statistics and made rectification if required. Show less



Bank Alfalah Limited

• Pakistan
• Banking
• 700 & Above Employee

• Manager Finance Consumer Division

  • Apr 2005 - Dec 2009

  Credit Card Financial process re-engineering through automation and successful implementation of Reconciliation Setup, Settlement Setup with Visa and Master Card. Credit Card Financial process re-engineering through automation and successful implementation of Reconciliation Setup, Settlement Setup with Visa and Master Card.

• Credit Analyst

  • Apr 2003 - Mar 2004

  Review Credit Card Application and Setup controls as per policy. Review Credit Card Application and Setup controls as per policy.