Senior Manager Regulatory Compliance & Assurance

• Jul 2022 - Present

Manager Regulatory Compliance & Monitoring

• Sep 2012 - Jul 2022

Group Compliance (Regulatory Compliance & Review) • Provide recommendation to relevant business units relating to Weakness/Gaps identified during Risk based Monitoring within the Regulatory framework • Recommend changes to existing policies, procedures and process to mitigate compliance risk by improving internal controls and complying with regulatory requirements • Ensuring timely circulation and update of Regulatory notices and Circulars to relevant Business and follow-up with the agreed time • Assisting Head of Regulatory compliance in reviewing products, policy and providing advice to business from regulatory perspective within the TAT b. Group Compliance (Corporate Governance & Due Diligence) • Assisting Head of Compliance on the Board approved Code of Corporate Governance by maintaining and updating the Governance framework as and when required. • Assisting in developing the corporate governance framework based on leading practice and the needs of the Group’s shareholders. • Ensuring compliance with Bank’s Group Personal Trading Policy (GPTP) and Related Party Transactions Disclosures Policy. • Performing due diligence review to affect the onboarding of prospective bank clients while ensuring compliance of internal policies and central bank guidelines relating to Anti-money laundering & Anti-terrorist financing. • Actively participating in FATCA implementation. • Worked as Acting Compliance and Money laundering Officer at one of the Bank’s subsidiary registered with DIFC and conducted compliance monitoring and risk assessment required by DFSA regulations Show less

Assistant Manager Internal Audit

• Mar 2010 - Aug 2012

Worked as an internal auditor in co-sourced Internal Audit department during 2010/11, had functional reporting to KPMG. Involved in audit planning including process documentation, risk assessment and developing work programs. Performed the following engagements in accordance with standards established the Institute of Internal Auditors (IIA).• Review of Corporate Governance – Compliance with ESCA regulations, Central Banks regulations, Nasdaq listing requirements and other related compliance with internal policies and procedures.• Review of key processes including collections & recovery, underwriting, servicing, developer’s management, loan origination, disbursement and various other support processes including IT applications control, HR sub processes and procurement. Show less

Senior Officer / AM Group Accounting

• Jul 2005 - Feb 2010

• Responsibility of supervising real-estate investment accounting • Preparing periodic reconciliations for revenue and receivable accounts.• Designed portfolio movement report alongside of monthly reporting to management over portfolio income yields. • Responsibility of supervising monthly, quarterly and yearly financial closing and coordinating with external auditors to facilitate during review and audit engagements. • Responsibility for preparation of management reports and analysis including cost center, budget performance reporting.• Responsibility of supervising the payable function. Entrusted with job of supervising daily payments, data entry in system, preparation of bank reconciliations. Show less

Audit Executive

• May 2001 - May 2005

**Oil & Gas (Audit & Consultancy): Clients include BHP Petroleum, Oil & Gas Development Corporation Limited (OGDCL), Zaver Petroleum, Total E&P & LMKR Resources. **Telecommunication Audits: Clients include Pak Telecom Mobile Limited (UFONE) & Paktel Limited. ** NGOs & IGO's Audits: Clients include CRS, Christian Study Center, COMSATS. **Finance Secort Audits: Clients include Fidelity Investment Bank Limited (FIBL), Industrial Development Bank of Pakistan (IDBP) & Business and Industrial Insurance Co. LTd. (BIICL) Show less