Experience

UBL - United Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Head BPR / SFA

  • Sep 2011 - Present

  Successfully negotiated with vendor to provide access of development environment by entering into collaboration agreement. With both Techno & Functional experience of Core Banking implemented in the bank, mandate to improve existing process and negotiate with vendor to provide and support process that meet business requirement. Team member implementing Core Banking Solution, looking after accounting setup, maintenance and financial management. Successfully negotiated with vendor to provide access of development environment by entering into collaboration agreement. With both Techno & Functional experience of Core Banking implemented in the bank, mandate to improve existing process and negotiate with vendor to provide and support process that meet business requirement. Team member implementing Core Banking Solution, looking after accounting setup, maintenance and financial management.



UBL - United Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• • May 2009 - Mar 2011

  Monitor financial aspects of UBL international network. Direct preparation UBL international Financial results as Newsletter Present management reviews on international results to higher management on monthly basis. Responsible for budget, forecast and financial projections of International Group. Take care of accounting advisory in all phases of product developments at international level. Coordinate with external auditors, for annual audits, regulatory and tax returns Liaison with central banks for various financial matters. Assist HR in handling salary negotiations and compensation administration in line with the industry standards. Effectively execute the planning of Annual Revenue Budget, compare with actual and make variance analysis, recommend course corrections if required Implementing continuous improvement methodologies to achieve gains in revenue, cost control, productivity, quality parameters and profitability. Thoroughly evaluate anticipated provision, development of collective provision criteria. Coordinate with Head Office to ensure that all the financial/accounts related information is provided on timely basis. Show less

• • Jun 2001 - May 2009

  Consolidated Financial Statements: Directed consolidation of statutory reporting to the regulators including State Bank of Pakistan, Securities and Exchange Commission of Pakistan, Stock Exchanges and other monitoring agencies. Maintained effective relationships with Internal & External auditors to ensure that all the consolidated statutory reporting is in compliance with the latest applicable laws and regulations. Oversee financial and operation aspects of local subsidiaries and handled compilation & review financial data of foreign subsidiaries Responsible for Management reports , present financial review on monthly basisConsumer Banking Group: Oversaw the financial control operations of the consumer banking division Involved in accounting advisory in all phases of consumer product developments. Took care of financial management of the product portfolios including assessment of the adequacy of the provisions in accordance with the prudential regulation and other instructions in palace from time to time Prepared, managed and reviewed the business & financial targets assigned to consumer group, financial projection pre & post launch of the product & their variants Was key member of Amex card initiative, Consumer business revamp committees and Core system technical advisory teamTreasury: Directed entire treasury business operations which include equity market, forex trading, money market operations & derivative dealings. Show less



BDO Erahim & Co. Chartered Accountant

• Audit Supervisor

  • Jan 1995 - Jun 2001

  Plan ,execute, review and finalize audit of multiple sectors. Experience of Project Feasibility Reports. Experience of Internal Control Reviews. Plan ,execute, review and finalize audit of multiple sectors. Experience of Project Feasibility Reports. Experience of Internal Control Reviews.