Muhammad Asfer
Junior Auditor at Pakistan Military Accounts Department (PMAD)- Claim this Profile
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English -
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Urdu -
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Bio
Credentials
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Islamic Banking
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Experience
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Pakistan Military Accounts Department (PMAD)
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Pakistan
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Financial Services
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200 - 300 Employee
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Junior Auditor
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Apr 2020 - Present
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MCB Bank Limited
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Pakistan
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Banking
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700 & Above Employee
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TSS/CD-incharge
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Aug 2018 - Apr 2020
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General Banking Officer
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Jun 2017 - Aug 2018
o Perform Retail Banking Transactions including Money Exchange, Remittance and Personal Account Managemento Receive checks for deposit, verify amounts, and check accuracy of deposit slips.o Examine checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.o Handling operational matters, such as Inward/Outward Remittance (Meps Telegraphic transfer, Drafts)o Selling and buying of pay order, call deposits.o Mark restraint on account.o Handling local and foreign cheques clearing and collection.o Enter customers' transactions into computers in order to record transactionso Compute financial fees, interest, and service charges.o Communicate with customer, banks, relationship managers on update/follow up issueso Experienced enough to work on Symbols software. o Effectively manage the service environment of a brancho Ensure the high standard implementation of divisional business strategieso Actively identify potential customers in order to introduce integrated services packages and other general banking productso Make referrals on financial planning reviews and investment and insurance products to responsible staffo Support the Operation Manager and Branch Manager in developing, implementing and meeting the branch objectives. Show less
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TSO
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Nov 2015 - Jul 2017
o Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient funds. o Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slipso Examine checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.o Enter customers' transactions into computers in order to record transactionso Count currency, coins, and checks received, by hand or using currency-counting machine, in order to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank.o Balance currency, coin, and checks in cash drawers at ends of shifts, and calculate daily transactions using computers, calculators, or adding machines.o Order a supply of cash to meet daily needso Count, verify, and post durable items or visa card, home or car deposits.o Prepare and verify cashier's checks.o Monitor bank vaults to ensure cash balances are correct.o Count, verify, and post utility bills.o Process transactions such as automated teller transactions, o Daily checking and replenish ATMo Explain, advise on and promote bank products and services to customerso Identify transaction mistakes when debits and credits do not balance.o Compute financial fees, interest, and service charges. Show less
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Dubai Islamic Bank Pakistan
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Banking
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700 & Above Employee
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Senior Financial Consultant
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Sep 2015 - Nov 2015
o Maintain relationships and create profitable solutions in order to increase customer satisfaction as well as enlarge the firm’s customer base.o Analyzed customers’ needs to counsel regarding new financial solutions and update them concerning possible investment opportunities.o Studied customers’ financial situations in order to provide the best advice accordinglyo Conduct focused sales activities and provides advice and insight about the identified potential clients and opportunities.o Maintain monthly pipeline of productive customers, conduct meeting with them along with my manager if necessary.o Provide service to priority clients at their doors-end o Represent the company within the wider communityo Allocating tasks to staffo Ensuring the performance of the staff is of a high standard.o Reporting to managemento Discussing and resolving problemso Carrying out performance reviews of Sales Staff Show less
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Financial Consultant
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Oct 2014 - Aug 2015
o Advice companies and individuals concerning financial decisions based on knowledge of current market.o Maintain relationships and create profitable solutions in order to increase customer satisfaction as well as enlarge the firm’s customer base.o Analyzed customers’ needs to counsel regarding new financial solutions and update them concerning possible investment opportunities.o Resolution of queries and problems of the customers on phone and make personal visit.o Studied customers’ financial situations in order to provide the best advice accordinglyo Conduct focused sales activities and provides advice and insight about the identified potential clients and opportunities.o Communicated effectively with customers in order to offer creative financial solutions to balance the investment and revenues according to customer profile. Show less
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Olympia group of Companies
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Karachi
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Assistant sales and Marketing
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Jul 2012 - Jul 2014
To maintain check and balance within the organization from taking orders tills delivery of the product. o Sales and Marketing of Olympia Paper. o Ensure all Orders submitted for approval are complete in all respects. o Resolution of queries and problems of the customers on phone and make personal Visit. o Conduct focused sales activities and provides advice and insight about the identified potential clients and opportunities. o Issue Daily Production Line-up. Prepare plans, removing possible up and downs in plan and then forward it to Production department. o Enter Daily Dispatch and Production In Software. o Co-ordination with Customer to Arrival of goods. o Evaluate market condition to identify the new opportunities and possible threats. o Represent the company within the wider community. o In short all work from order taking till delivery and delivery till receiving of payments are my Duty. Show less
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PTCL.Official
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Pakistan
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Telecommunications
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700 & Above Employee
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CSE
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Feb 2012 - Jun 2012
Technical support Technical support
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Education
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Karachi University
Master of Business Administration (M.B.A.), Banking & Finance -
Karachi University
Bachelor of Commerce (B.Com.), Accounting and Business/Management -
Iqra University
BBA-H, Business