Experience

Free Online Courses

• United States
• E-Learning Providers
• 700 & Above Employee

• Micro-Finance Expert (Trainor)

  • Jul 2022 - Present

  As a professional microfinance expert trainer, my knowledge and experience in the field of microfinance make me able to teach others about the subject. Microfinance is a financial system that provides financial services, including loans, savings, and insurance, to people and businesses who may not have access to traditional financial institutions. It is often used as a means of providing financial inclusion to people who are underserved or underbanked. A microfinance expert trainer may be responsible for designing and delivering training programs to educate others about microfinance, including its principles, practices, and benefits. They may also be responsible for helping to develop microfinance programs and initiatives and providing support and guidance to microfinance practitioners.My role as of microfinance expert trainer may include:1. Designing and delivering training programs on microfinance principles and practices.2. Providing guidance and support to microfinance practitioners.3. Helping to develop microfinance programs and initiatives.4. Assessing the needs of microfinance clients and providing appropriate financial services.5. Educating clients on financial management and literacy.6. Monitoring the progress of microfinance programs and initiatives.7. Evaluating the effectiveness of microfinance programs and making recommendations for improvement.8. Building relationships with microfinance institutions and other stakeholders in the microfinance industry.9. Staying up to date on industry trends and developments in the field of microfinance.Overall, my goal as a microfinance expert trainer is to help increase financial inclusion and promote economic development through the effective use of microfinance. Show less

• MSME Expert Trainer

  • Jan 2023 - Present

  As an MSME (Micro, Small, and Medium Enterprises) lending trainer, some of the responsibilities may include:Developing and delivering training programs: Designing and delivering training programs on MSME lending to staff and clients of financial institutions.Curriculum development: Developing and updating the training curriculum to ensure that it is relevant and up-to-date with industry best practices.Facilitating learning: Facilitating learning by using a variety of teaching methods and techniques, such as lectures, group discussions, role-playing, and case studies.Assessing and evaluating performance: Assessing and evaluating the performance of trainees during and after training to ensure that they have acquired the necessary knowledge and skills.Keeping up-to-date with industry trends: Staying informed of industry trends and best practices in MSME lending to ensure that training programs are relevant and effective.Collaborating with internal and external stakeholders: Collaborating with internal and external stakeholders, such as financial institutions and regulatory bodies, to ensure that training programs align with industry standards and regulations.Developing materials and resources: Developing training materials and resources, such as handouts, presentations, and assessment tools, to support the delivery of training programs.Providing ongoing support and guidance: Providing ongoing support and guidance to trainees to help them apply the knowledge and skills they have acquired in their work Show less

• Islamic Microfinance Expert Trainer

  • Nov 2022 - Present

  An expert Islamic Microfinance Trainer is responsible for developing and delivering training programs on Islamic Microfinance to staff and clients of financial institutions. Some specific job duties may include:Developing and delivering training programs: Designing and delivering training programs on Islamic Microfinance, including principles, products, and practices, to staff and clients of financial institutions.Curriculum development: Developing and updating the training curriculum to ensure that it is relevant and up-to-date with industry best practices and Islamic financial principles.Facilitating learning: Facilitating learning by using a variety of teaching methods and techniques, such as lectures, group discussions, role-playing, and case studies.Assessing and evaluating performance: Assessing and evaluating the performance of trainees during and after training to ensure that they have acquired the necessary knowledge and skills.Keeping up-to-date with industry trends: Staying informed of industry trends and best practices in Islamic Microfinance to ensure that training programs are relevant and effective.Collaborating with internal and external stakeholders: Collaborating with internal and external stakeholders, such as financial institutions and regulatory bodies, to ensure that training programs align with industry standards and regulations.Developing materials and resources: Developing training materials and resources, such as handouts, presentations, and assessment tools, to support the delivery of training programs.Providing ongoing support and guidance: Providing ongoing support and guidance to trainees to help them apply the knowledge and skills they have acquired in their work and support them in building and implementing Islamic Microfinance products and services.Knowledge of Islamic finance principles and their application in Microfinance.Understanding of the regulatory framework of Islamic Microfinance in the country. Show less

• Management of Assets and Liability Expert Trainor

  • Jun 2022 - Present

  Asset and liability management (ALM) is the practice of managing a company's assets and liabilities in order to maximize its financial stability and optimize its financial performance. This involves identifying and managing the risks associated with the company's assets and liabilities, as well as monitoring and adjusting the company's asset and liability mix in order to meet its financial goals.Some of the key activities involved in ALM include:Identifying and managing risk: This involves understanding the risks associated with the company's assets and liabilities, and taking steps to mitigate those risks. This may involve diversifying the company's asset portfolio, implementing risk management strategies, or entering into financial instruments such as hedges or derivatives.Setting financial goals: The company's financial goals will influence its asset and liability mix, so it is important to clearly define these goals and ensure that the company's asset and liability management strategies are aligned with them.Monitoring and adjusting the asset and liability mix: Once the company's financial goals and risk profile have been established, the company can begin to monitor and adjust its asset and liability mix in order to achieve its desired financial performance. This may involve buying or selling assets, taking on or paying off liabilities, or entering into financial instruments.Overall, effective asset and liability management is critical for a company's financial stability and success. It helps the company to manage its risks, achieve its financial goals, and make informed decisions about how to allocate its resources. Show less



NRSP Microfinance Bank

• Pakistan
• Banking
• 700 & Above Employee

• Regional Manager Business

  • Nov 2016 - Jun 2022

  Overall responsible for all business, financial, operational, and administrative aspects of the Region consisting of 04 Districts Head Quarters, and 15 Tehsils Divisions. The 25 branch offices are working under the Region. As Regional Head my premier responsibility is to lead the business team working under my supervision that is consist of 06 Area Managers, 10 BMs 30 Manager Business, 60 Team Leaders, and more than 250 Assistant Loan Officers• To plan and execute business activities in the shape of healthy microcredit a portfolio that is now at about 5 Billion in advances with 170,000 active borrowers and having less than 03% NPL (Non-Performing Loans).• To plan and generate a cheap deposit portfolio which is now over 4 billion amount• To make the region profitable and in the present scenario, the region is contributing a major share in the Head Office net income sheet which is over 20% out of nine regions (Net profit for the year 2020 is 250 Million).• Recruitment of suitable Human Resources from a business point of view.Assets and liability managementSome of the key activities (ALM):• Risk identification and management.• Setting financial goals:• Monitoring and adjusting the asset-liability mix:A special achievement, I have also done asset and liability management as special assignments which included 4 billion deposits. Also, on the assets side, especially from the write-off portfolio, I have recovered 500 million through team efforts in 2021-22 Show less

• Area Manager

  • Apr 2014 - Nov 2016

  My main responsibility as Area Manager was to plan and execute the business activities related to microfinance in the entire area along with running the day-to-day operations of the various bank branches in the area smoothly and making them profitable. As Area Manager, I had a total of eight branch offices in six tehsils. (District Rahim Yar Khan: Khanpur, Liaqatpur, Khanbela District Bahawalpur: Ahmedpur East, Yazman District Muzzafar Garh: Alipur, Jatoe). Management of Credit & Deposits: Under my supervision Area, there was a 3.5 Billion credit portfolio & 1 Billion Deposits Management of Human resources: In my supervision Area, there were working 08 Managers, 50 Operational Officer, 200 Loan officers, and 50 Team Leaders. Identification of Recruitment of new staff: As Area Manager one of my responsibility is to identify fresh human resources for new recruitment. Profitability: The Area name “NRSP Bank Area Ahmedpur East” under my supervision has been making significant profits. Its average profit has been more than 250 Million per annum during this period Show less

• Branch Manager

  • Mar 2011 - Apr 2014

  As Branch Manager, my core responsibility is to look after the branch business in its jurisdiction area.To make the branch profitable in terms to manage different business activities such as credit products, Deposits products, and other banking services (in my tenure as BM of NRSP Bank Ahmedpur East branch, the said branch was the biggest branch of NRSP Bank having 800 Million Credit portfolio and a 300 Million deposit portfolio with more than 50 Million net profitability every year. To ensure the smooth running of day-to-day branch operations, to look after the customer service of the branch as well.To manage the branch human resources (Under my supervision, there were working 01 Credit Manager, 01 Operational Manager, 08 Customers Services Officers 10 Relationship Officers, and 35 Assistant Relationship Officers).To manage administration, my core responsibility is to look after the branch business in its jurisdiction area.To make the branch profitable in terms to manage different business activities such as credit products, Deposits products, and other banking services (in my tenure as BM of NRSP Bank Ahmedpur East branch, the said branch was the biggest branch of NRSP Bank having 800 Million Credit portfolio and 300 Million deposit portfolio with more than 50 Million net profitability in every year. To ensure the smooth running of day-to-day branch operations, to look after the customer service of the branch as well.To manage the branch human resources (Under my supervision, there were working 01 Credit Manager, 01 Operational Manager, 08 Customers Services Officers 10 Relationship Officers and 35 Assistant Relationship Officers).To manage the administrative aspects of the branch and program too for a smooth working environment aspects of branch and program too for smooth working environment. Show less



National Rural Support Programme

• Pakistan
• Non-profit Organization Management
• 200 - 300 Employee

• District Program Officer

  • Jan 2006 - Feb 2011

  As District Programme Officer my duty was to prepare and implement Plan of Action for Poverty Alleviation and Empowerment of poor communities through following interventions: Community Mobilization/Development (approx. 3000 Community Organizations) Provide Micro-credit for micro-enterprise to poor men and women. HRD needs of Communities (NRM, Vocational, Community Management Skills etc) Develop networks of communities among Communities, and with Line departments, NGOs and Donors. Plan & supervise implementation of Community based Physical Infrastructure projects. Working with communities on Water Resource Management and NRM projects Responsible for all financial and management aspects of the District, consisting of approx. 250 staff working in district.  HUMAN RESOURCE DEVELOPMENT: Conduct Training Needs Assessment of management and professional staff and communities. Organized training for poor farmer communities on progressive agripractices in cotton/wheat and On-farm water management. Organized Vocational training for poor communities as a poverty alleviation intervention, through linkages with public and private sector training institutions, particularly for women in Tailoring, IT, Livestock etc. Show less

• Social Organizer/ Field Unit Incharge

  • May 2002 - Jan 2006

  As Social Organizer and Field Unit In-charge my duty was to implement Plan of Action for Poverty Alleviation and Empowerment of poor communities in collaboration with other sectors. To achieve abovementioned objective, my responsibilities were; Situation Analysis of union councils for community mobilization to implement the Programme interventions. Community Mobilization/Development; Formation of Community Organizations.  Micro Credit and Enterprise Development Activities; Provide Microcredit for micro-enterprise to poor men and women.HRD Activities: Data consolidation work on community priority needs for HRD and NRM related activities. Identify the Need of training, to make plan and prepare arrangements of Vocational and Technical trainings for needy CO members. NRM Activities: Identify and priorities need of poor CO members and arrange training’s for batter production of their crops and livestock. Physical Infrastructure and Technology Development (PITD) Activities:Identify, Plan & supervise implementation of Community based Physical Infrastructure projects. Implementation of Case studies to strengthen information base for Programme planning and designing. Develop networks of communities among Communities, and with Line departments, NGOs and Donors. Conducting feasibility studies, cost benefit analysis and cost effectiveness studies on NRSP Programme inputs. Compilation of monthly progress reports. Management of overall Social, Financial & administrative activities at Field Unit level Show less