Experience

Zeta Technologies (Pvt) Ltd.

• Pakistan
• Telecommunications
• 1 - 100 Employee

• Chief Financial Officer

  • wrz 2022 - – obecnie

• Director, Finance & Transformation

  • sty 2018 - – obecnie

  - Developed a roadmap of continuous improvement initiatives across the group companies, in collaboration with department heads & management team. - Carry out root cause analysis to define corrective and preventive actions to improve performance, reduce cost and increase customer satisfaction.- Managed the Finance Shared Services Centre (BPO Function) for off shore Group Companies.- Managed the finance operations with specific focus on future ventures of the Group in local & off shore markets.- Define, maintain and report on performance improvement metrics and KPIs.- Implementing and maintaining document management and control of SOPs.- Improvised the health insurance plan to have more detailed facilities.- Design and implemented the credit score model to improve the reporting and mitigation of credit risk.- Advising board members on strategic tax planning- Managed annual audits of local units & affiliated companies in USA, UAE & Germany- Managed regulatory & tax compliance of local & affiliated foreign companies in USA, UAE & Germany



Teamup.pk|National Incubation Centre

• Finance Manager

  • lut 2017 - sty 2018

  • Financial reporting to management & other stakeholders.• Compliance with all applicable taxes work closely with tax consultant to have conformity with tax laws & timely filing of returns/statements as required by law.• Ensure adequate internal controls are there and suggest improvement where weakness in controls is observed.• Managing internal & external audits on quarterly & yearly basis respectively.• Managing working relationship with all stakeholders to ensure adequate operational cash flow for project operations.• Contribute in procurement strategy.• Supporting startups in preparation of financial plan, help them to create a strong business case for pitching their financial plan to investors.



Nokia

• Finland
• Telecommunications
• 700 & Above Employee

• Senior Customer Analyst

  • sty 2016 - gru 2016

  Post Nokia and Alcatel-Lucent merger which completed in January 2016, I am working as Senior Customer Analyst for Middle East region under Structured Finance Credit Products department. This involved assigning Credit Ratings to customers with more than Euro 5m exposure. My work also include to keep watch on country credit ratings based on external ratings agencies. Actively participating in system synchronization to harmonize former Alcatel-Lucent systems to Nokia.

• Senior Credit Manager

  • lip 2015 - gru 2016

  As Senior Credit Manager MEA Region & Team Lead Global Credit Shop below is the summary of my achievements.• Approved credit rating & limits of approx. € 1.1 Billion across MEA. • Led a team of Analysts in support of credit rating & limit renewals across the Americas region for customers with € 5 million credit exposures.• Assigned credit & risk ratings to customers across the region and recommended alternative strategies for risk mitigation.• Recommended credit status of customers to the MEA Credit Committee based on their monthly receivables aging and outstanding balances. • Global Key User for SAP credit management module.

• Senior Credit Analyst

  • sty 2012 - cze 2015

  • Assessment of credit worthiness of customers based on financial and market analysis, based on assessment proposed credit rating and credit limits.• Periodic review of customers and ensure timely renewal of customer credit ratings & credit limits.• Suggesting risk mitigation strategies for high risk markets.• Continuously monitor the country ratings, staying abreast with the latest pronouncements of S&P, Moodys & Fitch regarding sovereign risk assessment of each country in MEA region.

• Credit Manager

  • sie 2010 - gru 2011

  • Resolved collection issues with the customer and achieved collection targets yearly basis.• Responsible for end to end cash collection (off shore + on shore) using Financial Supply Chain Management (FSCM). module in SAP.• Ensured timely dispute creation in the system based on customer contacts, follow up the dispute cases till resolution.• Ensure proactive follow up on all receivables using E-Dunning function in FSCM.• Timely updating the promise to pay in FSCM to help treasury cash forecast.• Steer monthly cash collection meetings with different stakeholders to ensure maximum cash collection.• Monthly & quarterly overdue & cash collection report with highlighting the key collection issues to the management.



Nokia

• Finland
• Telecommunications
• 700 & Above Employee

• Senior Accounts Officer, Invoicing & Receivable

  • kwi 2009 - lip 2010

  • Invoiced about PKR 2 billion annually in delivered projects and services.• Executed sales recognition in line with the Alcatel-Lucent Revenue Recognition Policy• Compiled Monthly cash collection and sales reports highlighting collection challenges of key accounts.• Ensured accuracy of all invoices as per contractual terms.• Managed inter-company reconciliations with detailed accuracy to ensure all invoices are correctly booked in related group companies.• Responsible for local cash collection from customers, customer account reconciliation and co-ordination with Treasury for cash flow forecast.

• Senior Accounts Officer, Accounts Payable

  • sie 2005 - mar 2009

  • Supervised payable section from supplier invoice receiving till dispatch of cheques while complying with local tax laws viz’a’viz with contracts • Successfully implemented Invoice Tracking System a database using MS Access for tracking of submitted invoices, now it serves as key tool for payables section for reporting different numbers on weekly and monthly basis.• Ensured timely posting of all expenses with accurate cost centre/WBS for effective cost management and project profitability. Supported Finance Manager for month end accounting closing activity.• Highlighted Control Weakness which resulted in Strong Internal Control and Cost Reductions in Communication expenses, Site operational expenses, and travel expenses.• Assisted treasury operations by providing inputs for preparation of Payment plans and effective implementation of Cash Rationing Plans.



Shahid Tariq & Co.

• Audit Assistant

  • 2002 - 2004