Muhamad Ade Pratama
Relationship Manager at Bank of China (Hong Kong)- Claim this Profile
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Bio
Yohanes Radityo
'The calmest guy in the team’ is the phrase that comes to mind when I think about Ade. I was particularly impressed by Ade’s ability to handle even the toughest customer. That skill often takes years to develop, but it seemed to come perfectly naturally to him. Any employee would be lucky to have Ade as a team leader.
Yohanes Radityo
'The calmest guy in the team’ is the phrase that comes to mind when I think about Ade. I was particularly impressed by Ade’s ability to handle even the toughest customer. That skill often takes years to develop, but it seemed to come perfectly naturally to him. Any employee would be lucky to have Ade as a team leader.
Yohanes Radityo
'The calmest guy in the team’ is the phrase that comes to mind when I think about Ade. I was particularly impressed by Ade’s ability to handle even the toughest customer. That skill often takes years to develop, but it seemed to come perfectly naturally to him. Any employee would be lucky to have Ade as a team leader.
Yohanes Radityo
'The calmest guy in the team’ is the phrase that comes to mind when I think about Ade. I was particularly impressed by Ade’s ability to handle even the toughest customer. That skill often takes years to develop, but it seemed to come perfectly naturally to him. Any employee would be lucky to have Ade as a team leader.
Credentials
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Commercial Lending
Moody's AnalyticsDec, 2022- Sep, 2024
Experience
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Bank of China (Hong Kong)
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Banking
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700 & Above Employee
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Relationship Manager
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Feb 2021 - Present
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Relationship Manager
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Nov 2019 - Feb 2021
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Bank SBI Indonesia
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Indonesia
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Banking
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100 - 200 Employee
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Division Head Indo India Business Banking (Corporate Banking)
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Mar 2019 - Oct 2019
I've been promoted as an ad interim for Division Head of Indo India Business Banking (Corporate Banking) recently. My main job is to oversee all the Corporate Loan in my current bank. My team consist of 8 relationship officer with total portfolio in hand more or less USD 130 million both for bilateral and syndication loan. Our portfolio consist of multiple sector, i.e. Coal Mining, Construction, Energy, Manufacture (Garment, Textile, Coconut Based Product, Hand Tools Manufacturer, Cement Manufacturer, Services (Mining, Oil and Gas), Multifinace and Leasing.I am still handling credit proposal also. Currently, I am in process of financing one oil and gas provider of energy service which delivering a range of leading solutions in the Oil and Gas Industry. Show less
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Relationship Officer
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Feb 2015 - Mar 2019
I am a Relationship Officer in the Division of Indo-India Business Banking (Corporate Banking), where the main task is to help corporate customers in terms of:1. Determine Borrower RequirementMy role is helping prospective borrowers or existing debtors in determining the needs of working capital or investment. Also provides advice related to the needs of trade finance facilities related to export-import and domestic activities as well as forex and hedging transactions.2. Conducting Feasibility StudyNext step I taken is conducting feasibility analysis to prospective debtors or existing debtors, by conducting financial analysis, industry, business model analysis, collateral and risk profile.3. Monitoring of Borrower (Post Sanction Monitoring)My role also involving monitoring of Borrower business conditions, ability to pay, and business prospects of each debtor from time to time. I have experience in Trade Finance, Syndication loan, and also Bilateral Loan. Currently I have a portfolio of various Business types such as Mining, Multi finance, Construction, Trading, manufacturing (garment and textile), and Energy, which is a private or public company owned by Private Sector or State Owned Entity/BUMN. However, starting Quarter 4th of 2018, mostly I handle syndication proposal that come to my current bank, and I have working on syndication proposal for several SOE that engage in electricity, cement manufacturer, construction and also financial institution. Not only that I have worked on syndication proposal for textile and garment company, multifinance, and also media company.Currently my work involve a lot with financial statement analysis. Not only that, but I also have to provide consultancy to my costumer in term of financial consultancy or any improvement in term of business process and also business administrative. I also have a lot of experience in handling syndication proposal for various company, both for private and state owned company. Show less
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Education
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2009 - 2014
Universitas Bakrie
Sarjana Manajemen, Business Administration and Management, General
Community
