Experience

United Commercial Bank Limited

• Bangladesh
• Banking
• 700 & Above Employee

• Senior Vice President - Head of SME & Agri Banking

  • Jan 2022 - Present

  SME & Agri Banking Division, Head Office, Dhaka, Bangladesh Member of: 1. Asset Liability Committee (ALCO) 2. Central Risk Management Committee (CRMC) 3. Anti Money Laundering Compliance Central Committee (AMLCCC) 4. Core Banking Systems Steering Committee 5. Digital Projects Steering Committee 6. Board & Executive Committee Business Representative • Overall supervision of SME portfolio (Deposit & Loan) through HO SME Business team, Head of Branches & SME Sales Team. • Representing the SME Banking to the Board of Directors… Show more Member of: 1. Asset Liability Committee (ALCO) 2. Central Risk Management Committee (CRMC) 3. Anti Money Laundering Compliance Central Committee (AMLCCC) 4. Core Banking Systems Steering Committee 5. Digital Projects Steering Committee 6. Board & Executive Committee Business Representative • Overall supervision of SME portfolio (Deposit & Loan) through HO SME Business team, Head of Branches & SME Sales Team. • Representing the SME Banking to the Board of Directors, Senior Management Team and different regulatory bodies. • Leading the Product and Policy Unit, Portfolio and Channel Support Unit, Business Intelligence and Analytics Unit, Agri & Women Ent. Development Unit and Portfolio Monitoring Unit of SME Banking Division. • Evaluation of on-going system and procedure of SME Banking and identify improvement opportunity from bank’s as well as customer’s perspective. • Ensure proper monitoring of SME Book (Liability & Asset) and maintain a healthy SME portfolio of the bank. • Preparing yearly SME Budget and ensuring achievement through different distribution channels of the bank, • Timely corrective action to address findings of any internal, external or regulator inspection/audit on SME issues. • Updating & circulate Bank’s SME circulars/SME credit policies as and when required. • Supervise the marketing and business development activities of the bank’s SME business.

• First Vice President & Head of SME

  • Jun 2021 - Jun 2022

  SME Banking Division, Head Office, Dhaka, Bangladesh Member of: 1. Asset Liability Committee (ALCO) 2. Central Risk Management Committee (CRMC) 3. Anti Money Laundering Compliance Central Committee (AMLCCC) 4. Core Banking Systems Stearing Committee 5. Digital Projects Stearing Committee 6. Board & Executive Committee Business Representative • Overall supervision of SME portfolio (Deposit & Loan) through HO SME Business team, Head of Branches & SME Sales Team. • Representing the SME Banking to the Board of Directors… Show more Member of: 1. Asset Liability Committee (ALCO) 2. Central Risk Management Committee (CRMC) 3. Anti Money Laundering Compliance Central Committee (AMLCCC) 4. Core Banking Systems Stearing Committee 5. Digital Projects Stearing Committee 6. Board & Executive Committee Business Representative • Overall supervision of SME portfolio (Deposit & Loan) through HO SME Business team, Head of Branches & SME Sales Team. • Representing the SME Banking to the Board of Directors, Senior Management Team and different regulatory bodies. • Leading the Product and Policy Unit, Portfolio and Channel Support Unit, Business Intelligence and Analytics Unit, Agri & Women Ent. Development Unit and Portfolio Monitoring Unit of SME Banking Division. • Evaluation of on-going system and procedure of SME Banking and identify improvement opportunity from bank’s as well as customer’s perspective. • Ensure proper monitoring of SME Book (Liability & Asset) and maintain a healthy SME portfolio of the bank. • Preparing yearly SME Budget and ensuring achievement through different distribution channels of the bank, • Timely corrective action to address findings of any internal, external or regulator inspection/audit on SME issues. • Updating & circulate Bank’s SME circulars/SME credit policies as and when required. • Supervise the marketing and business development activities of the bank’s SME business.

• First Vice President - Head of Product & Policy

  • Jan 2018 - Jun 2021

  SME Business Division, Head Office, Dhaka Major Tasks Involved in: • Supervision of the product team for developing new banking products and manage to prepare PPG (Product Program Guidelines) of all the products. • Supervision of the Supply Chain Finance team to be connected with the large corporate houses for reaching their suppliers and distributors. • Supervision of the SME Deposit and Non-Funded business team. • Supervision of the performance of the all SME products. • Following up new business opportunities and… Show more Major Tasks Involved in: • Supervision of the product team for developing new banking products and manage to prepare PPG (Product Program Guidelines) of all the products. • Supervision of the Supply Chain Finance team to be connected with the large corporate houses for reaching their suppliers and distributors. • Supervision of the SME Deposit and Non-Funded business team. • Supervision of the performance of the all SME products. • Following up new business opportunities and developing different programs. • Building Capacity of the SME front end staff through training. • Supervise to prepare different policies and Guideline for development of SME business. • Setting up Business Boundary and monitor the same to maintain as per guideline. • Manage Branding for the SME Business of the bank. • Maintain Liaison with Bangladesh Bank and relevant regulators. • Business development- client call, meetings etc. and monitoring existing revolving limits and ensure enhancement. • Monitoring the pricing of the products and recommend appropriate rates and charges. • Part time lecturing at UCB Learning and Development Center on SME Business, Credit Risk Management, Project Financing and working capital management.

• Vice President

  • Jan 2015 - Dec 2017

  SME Business Division, Head Office, Gulshan, Dhaka Major Tasks Involved in: > Working as Deputy Head of SME. > Keeping healthy relationship with Central Bank and representing bank in different SME forums. > Managing SME Business portfolio of more than BDT 90 Billion. > Reviewing credit facilities of SME clients and analyzing their business prospects. > Coordinating tasks of different departments like International Trade Finance, Credit Risk Management, Credit Administration and Customer Services to ensure best… Show more Major Tasks Involved in: > Working as Deputy Head of SME. > Keeping healthy relationship with Central Bank and representing bank in different SME forums. > Managing SME Business portfolio of more than BDT 90 Billion. > Reviewing credit facilities of SME clients and analyzing their business prospects. > Coordinating tasks of different departments like International Trade Finance, Credit Risk Management, Credit Administration and Customer Services to ensure best service to the clients. > Developing new products for the bank. > Recovering loans and regularizing over-due loans.

• First Asst. Vice President (FAVP) & Unit Head - Corporate Banking

  • Apr 2012 - Dec 2014

  Corporate Banking, Head Office, Gulshan, Dhaka, Bangladesh Major Tasks Involved in: > Heading a Unit of the Dept. with 12 branches. > Managing corporate banking relationship with large corporate clients and managing cluster of Branches. > Reviewing credit facilities of corporate clients and analyzing their business prospects > Preparing and analyzing corporate proposals & facility papers > Coordinating tasks of different departments like International Trade Finance, Credit Risk Management, Credit Administration and… Show more Major Tasks Involved in: > Heading a Unit of the Dept. with 12 branches. > Managing corporate banking relationship with large corporate clients and managing cluster of Branches. > Reviewing credit facilities of corporate clients and analyzing their business prospects > Preparing and analyzing corporate proposals & facility papers > Coordinating tasks of different departments like International Trade Finance, Credit Risk Management, Credit Administration and Customer Services to ensure best service to the corporate clients > Mobilizing deposits by convincing clients and negotiating rates > Recovering loans and regularizing over-due loans > Maintaining a healthy relationship with corporate clients and with Branches



East West University

• Bangladesh
• Education Administration Programs
• 100 - 200 Employee

• Adjunct Faculty

  • Jun 2023 - Present

  Dhaka, Bangladesh MBA program > Teaching "Entrepreneurship" on weekends



Standard Chartered Bank

• United Kingdom
• Banking
• 700 & Above Employee

• Relationship Manager

  • Feb 2010 - Mar 2012

  Priority Banking, Dhaka Priority Banking Division Priority Banking is a personalized wealth management program at Standard Chartered Bank. It is the Bank's endeavor to be the Right Partner in all Customers personal and business ventures. That is why Priority Banking has been tailored to offer customer the highest level of service, appropriate to each unique requirements and status of the High Value Segment (HVS) of the country. Major Tasks Involved in: To achieve set targets in terms of building… Show more Priority Banking Division Priority Banking is a personalized wealth management program at Standard Chartered Bank. It is the Bank's endeavor to be the Right Partner in all Customers personal and business ventures. That is why Priority Banking has been tailored to offer customer the highest level of service, appropriate to each unique requirements and status of the High Value Segment (HVS) of the country. Major Tasks Involved in: To achieve set targets in terms of building assets and liabilities To increase the customer base of the priority segment Manage own portfolio of liability and asset by maintaining the right ratio Maintaining a delightful relationship with the High Value Segment (HVS) of the bank To be the right partner of all Product Teams by cross selling as and when required Ensure the SCB way standard service quality in terms of speed and accuracy Monitor and report any breach in agreed SLA with various depts. Ensure that local regulatory and Group compliance Ensure satisfactory audit ratings from both internal and external auditor Ensure proper Business Continuity Plan (BCP) is in place Show less



Commercial Bank of Ceylon Ltd

• Sri Lanka
• Banking
• 500 - 600 Employee

• Relationship Officer

  • Sep 2007 - Jan 2010

  Dhaka Major Tasks Involved in: Managing corporate banking relationship with large corporate clients like Butterfly Marketing Ltd, Mirpur Ceramics and Alltex Group. Reviewing credit facilities of corporate clients and analyzing their business prospects Preparing and analyzing corporate proposals & facility papers Coordinating tasks of different departments like International Trade Finance, Credit Risk Management, Credit Administration and Customer Services to ensure best service to the… Show more Major Tasks Involved in: Managing corporate banking relationship with large corporate clients like Butterfly Marketing Ltd, Mirpur Ceramics and Alltex Group. Reviewing credit facilities of corporate clients and analyzing their business prospects Preparing and analyzing corporate proposals & facility papers Coordinating tasks of different departments like International Trade Finance, Credit Risk Management, Credit Administration and Customer Services to ensure best service to the corporate clients Mobilizing deposits by convincing clients and negotiating rates Recovering loans and regularizing over-due loans Maintaining a healthy relationship with corporate clients.

• Graduate Trainee Officer

  • Jun 2006 - Aug 2007

  Dhaka Major Tasks Involved in: Was rotated in all departments within one-year Graduate Trainee period Attended training programs & workshops and implemented the training objective on the daily work Liquidity management of the branch & fund mobilization Maintained effective relationship with the existing and all target customers & Consulting with them for their better investment plan Branch budgeting and reporting Prepared marketing plan to meet up branch annual target Maintained… Show more Major Tasks Involved in: Was rotated in all departments within one-year Graduate Trainee period Attended training programs & workshops and implemented the training objective on the daily work Liquidity management of the branch & fund mobilization Maintained effective relationship with the existing and all target customers & Consulting with them for their better investment plan Branch budgeting and reporting Prepared marketing plan to meet up branch annual target Maintained a strong relationship with the customers & Central Bank's professionals