Experience

SAMRAT MOTOR FINANCE LIMITED

• India
• Financial Services
• 1 - 100 Employee

• Vice President

  • Jan 2020 - Present

  Fintech backed NBFC startup covering Lending, Partnerships, ECommerce & Neo banking products. Fintech backed NBFC startup covering Lending, Partnerships, ECommerce & Neo banking products.



Bajaj Auto Ltd - Auto Finance Vertical

• Zonal Collection Manager-North & East

  • Oct 2010 - Dec 2019

   Handling TW/CV portfolio of ~ 350 Crs consisting of 200 K accounts for 300 plus locations, across Delhi, UP, Haryana, Rajasthan, Punjab, Himachal, J&K, Bihar, Jharkhand, Orissa, West Bengal and NE states.  Team size is 50 (Area & Location Managers), 250 vendors having a team of ~650 field executives.  Planning and execution of delinquencies segment-based recovery tools & techniques.  Prime KRAs-Delinquencies Management, Portfolio Analysis, Controlling LLP, Managing Legal Activities, Stock management. Show less



GE Capital

• United States
• Financial Services
• 700 & Above Employee

• Assistant Vice President (Risk Management)

  • Sep 2002 - Sep 2010

   Headed Commercial vehicles / Construction Equipment Collections for North & East region, with portfolio size of more than 500Crs.  Headed Underwriting (Commercial Vehicle & Construction Equipment) for East & West.  Prime KRA of Collections (Soft & Recovery), Stock management, Underwriting CV/CE deals, PDD Management and Audit.  Headed Commercial vehicles / Construction Equipment Collections for North & East region, with portfolio size of more than 500Crs.  Headed Underwriting (Commercial Vehicle & Construction Equipment) for East & West.  Prime KRA of Collections (Soft & Recovery), Stock management, Underwriting CV/CE deals, PDD Management and Audit.



Tata Finance Limited

• India
• Banking
• 1 - 100 Employee

• AM - Remedial Measures-(Auto, CV & CE Finance)

  • Aug 1995 - Sep 2002

   Managed Auto/CV/CE Sales and Collections for a book size of Rs.150 Crs for regions of Punjab, Chandigarh, Haryana & Himachal Pradesh.  Planning and executing sales promotion activities through a wide network of channel partners and TELCO authorized dealers for Cars & Commercial Vehicles.  Controlling portfolio delinquencies and NPAs through Direct & Indirect collection vendors, with focus on delivering more than current month demand.  Managed Auto/CV/CE Sales and Collections for a book size of Rs.150 Crs for regions of Punjab, Chandigarh, Haryana & Himachal Pradesh.  Planning and executing sales promotion activities through a wide network of channel partners and TELCO authorized dealers for Cars & Commercial Vehicles.  Controlling portfolio delinquencies and NPAs through Direct & Indirect collection vendors, with focus on delivering more than current month demand.



Peerless Housing Finance Limited

• Marketing Officer-(Housing Finance)

  • Oct 1990 - Jul 1995

   Sales & Marketing of Housing Finance and Fixed Deposit Schemes of Peerless Group in Punjab, Himachal Pradesh, Haryana & Jammu.  Credit Appraisals of Housing Finance Deals and portfolio management for maintaining healthy portfolio quality.  To set up a network for deposit mobilization through Peerless branches and field network.  Sales & Marketing of Housing Finance and Fixed Deposit Schemes of Peerless Group in Punjab, Himachal Pradesh, Haryana & Jammu.  Credit Appraisals of Housing Finance Deals and portfolio management for maintaining healthy portfolio quality.  To set up a network for deposit mobilization through Peerless branches and field network.