Experience

Sharjah Islamic Bank

• United Arab Emirates
• Banking
• 700 & Above Employee

• Assistant Manager

  • Aug 2019 - Present



Arab Bank

• Jordan
• Banking
• 700 & Above Employee

• Assistant Manager

  • Apr 2016 - Aug 2019

  Currently managing the entire functions of monthly & quarterly regulatory reports for Central Bank of UAE and Central Bank of Jordan; performing variance analysis; reconciling analytical report for Central Bank of Jordan variance; providing analytical report to the management on monthly Central Bank of UAE reports; leading the reconciliation of fund price from system into manual excel sheet; preparing daily currency Balance Sheet for market risk department. Significant Accomplishments: • Chosen as the Single Point of Contact for the Financial Reporting of External Auditors including the semi-annually Central Bank Examination process of Central Bank Auditors • Drove automation for report generation and provided information for Central Bank of UAE and Central Bank of Jordan • Calculated the daily breaches of treasury related products and informed Head of Treasury in case of breaches • Extracted reports from Kondor & MISYS system for daily Middle-Office Treasury • Used various tools and applications such as: o Hyperion Tool for automating reports and providing adhoc summary as per management request o IBM Cognos System for Central Bank of Jordan for consolidation and reporting



Al Hilal Official

• United Arab Emirates
• Banking
• 700 & Above Employee

• Regulatory Reporting

  • Jul 2012 - Mar 2016

  Reponsible for entire monthly and quarterly financial and regulatory analysis and reporting; reconciliation of reports with Balance Sheet; reviewing variance report of regulatory reporting; computed the cash reserve and drove the automation process of the new Central Bank reports; understanding & resolving challenges during the reporting & automation functions. Significant Accomplishments: • Successfully connected all branches online for all real-time transactions • Developed a program for monthly reports and prepared Standard Operating Procedure (SOP) books effectively • Recognised for successfully automating financial reporting systems that increased transparency, reduced processing time, data redundancy & increased efficiency • Played a key role in UAT testing of profit amortization for corporate customers (flexible) with different scenarios • Drove the automation for report generation and provided information for Asset Liability Committee (ALCO) • Led the upgradation of Core Banking (Temenos T24) System • Prepared Central Bank examination process; surveyed the Chairman’s report sent on weekly basis • Devised the profit amortization table for retail and corporate customers • Developed the advance & uses to stable fund ratio and commented on the monthly movements • Performed liquid asset ratio and movement analysis month-on-month basis • Awarded as an Outstanding Performer in an Academic Year Award for scoring more than 3.80 GPA



ADIB - Abu Dhabi Islamic Bank

• United Arab Emirates
• Banking
• 700 & Above Employee

• Reporting Analyst

  • Sep 2007 - Jun 2012

  Accountable for entire functions of Asset Liability Committee (ALCO) monthly reporting, financial mapping of trial balance for subsidiaries; customer deposit, capital adequacy ratio & investments of the banks; reconciliation of Central Bank reports with daily balance Sheets; analysis of cost to budget variance; formulated budget in coordination with the Department Head. Significant Accomplishments: • Facilitated automation of Basel II with the vendor; prepared Basel II & financial notes of the bank including the treasury interbank placement & borrowings of the bank for Senior Managers • Verified the annual financial statements & ensured submission to external auditors • Performed analysis of cost to budget variance and created the variance report; drove cost control for all department • Successfully developed Asset Liability Committee (ALCO) monthly reports along with following activities: o Nostro & Vostro of the Bank o Interbank Placements & Borrowings o Currency Spot Positions o Bank Balance Sheet o Finance & Deposits Concentration o Capital Adequacy Ratio o Balance Sheet Analysis o Executive Summary for ALCO