Mohamed Ramadan
Assistant Manager Credit & Marketing ( Team Leader ) at SAMA Finance SAE- Claim this Profile
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English Professional working proficiency
Topline Score
Bio
Credentials
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credit course certification
Egyptian Banking InstituteSep, 2018- Nov, 2024
Experience
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SAMA Finance SAE
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Egypt
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Financial Services
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1 - 100 Employee
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Assistant Manager Credit & Marketing ( Team Leader )
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Jan 2020 - Present
Leasing - Finance - Banking - Factoring Leasing - Finance - Banking - Factoring
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Senior Credit & Marketing
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Jan 2018 - Dec 2019
• Attract potential business entities.• Making credit analysis for the prospective lessees and analyze the financial needs to provide the financial solution. • Assess creditworthiness by performing credit analysis to the financial data provided by the customer.• Prepare credit profile of the prospective. • Discuss prospective customers with the credit desk in order to get the approval for financing. • Subsequent to the disbursement following up the customer service.• Prepare all needed inquires (I-Score and CBE reports) for the lessees.• Preparing all required documentations for the lease process and making internal audit for the credit files• Prepare appraisal reports for consideration by the Credit Committee• Perform any other duties as may be assigned from time to time• Visiting diversified clientele personally• Identifying, evaluating and recommending customer’s needs and proposals• Following up with delinquent customers to insure receiving payments in a timely manner. Show less
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Credit & Marketing Officer
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Jan 2015 - Dec 2017
• Attract potential business entities.• Making credit analysis for the prospective lessees and analyze the financial needs to provide the financial solution. • Assess creditworthiness by performing credit analysis to the financial data provided by the customer.• Prepare credit profile of the prospective. • Discuss prospective customers with the credit desk in order to get the approval for financing. • Subsequent to the disbursement following up the customer service.• Prepare all needed inquires (I-Score and CBE reports) for the lessees.• Preparing all required documentations for the lease process and making internal audit for the credit files• Prepare appraisal reports for consideration by the Credit Committee• Perform any other duties as may be assigned from time to time• Visiting diversified clientele personally• Identifying, evaluating and recommending customer’s needs and proposals• Following up with delinquent customers to insure receiving payments in a timely manner. Show less
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Middle East Medicare
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Egypt
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Wellness and Fitness Services
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1 - 100 Employee
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Senior Sales Executive
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Apr 2011 - Dec 2014
• Proposing and actively promoting solutions based on Medical insurance and services that would satisfy identified needs. • Handle Incoming Phone Calls and Resolve standard customer’s requests and route issues that require follow-up to Customer service Team and making essential calls for new customers. • Managing a sales team contains (Two Sales Executives) to achieve our target. • Preparing a monthly plan according to the recently situation of the market. • Arranging meetings with potential customers to prospect for new business. • Listening to customer requirements and presenting appropriately to make a sale. • Maintaining and developing relationships with existing customers in person, and via telephone calls and emails. • Negotiating the terms of an agreement and closing sales. • gathering market and customer information, • Negotiating on price, costs and service. • Challenging any objections with a view to getting the customer to buy. • Making accurate and rapid cost calculations to send quotations to clients and making follow up on them. • Prepare a monthly , quarter and yearly report • Attending sales meeting and sharing best practice with colleagues continuously. • Building and developing the network of contacts and sources of leads. • Sending weekly updated reports to the managers and the CEO Show less
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Xerox
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United States
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Business Consulting and Services
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700 & Above Employee
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Sales Executive
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Oct 2007 - Mar 2011
• Managing my territory. • Arranging meetings with potential customers. • Trying to make a need creation. • Selling our products to exist and potential customers. • Measuring and Ensuring Customers satisfaction. • Attending sales meetings and sharing ideas. • Assisting in the preparation of presentations to clients • Follow with the marketing team to develop strategic customer relationship approaches • Follows up with the operations team to ensure the delivery of allproducts as per client’s requirements. Show less
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Education
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2003 - 2007
Helwan Universty - Faculty of Commerce
Bachelor's degree, Accounting and Business/Management
Community
