Experience

First International Bank

• Banking
• 1 - 100 Employee

• Branch Manager

  • Apr 2014 - Present

  Directing various units within the Branch, resolve customers’ problems, ensure that standards of service are maintained and administer operations and credits. In addition, overseeing the following employees:* Tellers: the largest number of workers in the Branch. They provide routine financial services to the public. They handle customers’ deposits and withdrawals, change money, sell money orders and traveler’s cheques. In addition, accept payment for loans and utility bills. Increasingly, tellers also are selling bank services to customers. * Accounts clerks and customer service representatives answer questions from customers and help them open and close accounts and fill out forms to apply for banking services. They are knowledgeable about a broad array of bank services and must be able to sell those services to potential clients. Some customer service representatives work in a call or customer contact center environment, taking phone calls and answering emails from customers. In addition to responding to inquiries, these workers also help customers over the phone with routine banking transactions and handle and resolve problems or complaints. * Loan and credit clerks assemble and prepare paperwork, process applications and complete the documentation after a loan or line of credit has been approved. They also verify applications for completeness. * Bill and account collectors attempt to collect payments on overdue loans.

• Internal Controls and Compliance Officer

  • Jun 2008 - Apr 2014

  •Ensure policy/procedure/regulatory compliance on transactions or activities initiated by the branches. •Provide control and compliance counseling, advisory and decision support service to the various units and strategic resource functions of the branches.•Create and improve homogenous compliance culture in the branches that aligns with the control and business objectives of the Bank.•Ensure integrity of the transactions and GL accounts in the branches through daily review of the branches GL balance reports and other relevant adhoc and standard reports.•Ensure prompt and qualitative rendition of relevant returns and reports as may be required by the Chief Internal Controller/Head, Internal Control which will include among others: Critical Control Issues Report, Adhoc Unusual Incidence Report, Report on proof review and other assets aging and provision in standard approved format etc.•Institute and enforce aggressive revenue assurance and cost reduction, strategies/tactics for branches/products under my purview to ensure zero percentage income leakages.•Ensure prompt resolution of all open issues in the Internal Audit Report, Management Letter, Regulatory Examiners Report, and other Statutory Examiners Report involving branches under my purview.•Ensure capturing of all KYC documentation into all customers’ accounts in the Core Banking Applications through the regular review of account opening and documentation both on the file and on the system.•Daily independent call-over of all qualifying transactions within 24 hours of posting and where practicable online on the same day and as may be advised to me from time to time.•Daily reconciliation of Bank of Sierra Leone/other bank correspondence accounts (our accounts) where applicable.•Daily serial review for all numbered instruments/forms to ensure completeness and proper posting of all cheques issued.•Outward and Inward Clearing review.•Conduct Special Investigation as may be assigned from time to time.



Guaranty Trust Bank (SL) Limited

• Financial Control Officer

  • Dec 2005 - Oct 2007

  •Manage day-to-day affairs of the financial control function and provide assistance and support to the Chief Financial Controller.•Liaise with the external auditors and manage the audit process, audit committee presentations etc. •Periodic review of the GL and ensure its correctness and completeness.•Work closely with Operations / Human Resources etc and other divisions as appropriate. •Provide support and guidance to business groups (revenue centers). •Manage the entire financial reporting process including the daily balance sheets, monthly MIS, business review presentations, product and profitability summary etc. •Timely submission of monthly and other periodic regulatory reporting to Bank of Sierra Leone (central bank and market regulator) including the audited financial statements of the company and the mutual funds to regulators as appropriate.•Manage and ensure timely submission of monthly withholding tax, advance tax, annual tax and Pay-As-You-Earn (PAYE) submissions to the Income Tax Department of the National Revenue Authority (NRA).•Liaison with the Income Tax and tax advisors for the preparation and submission of annual income tax and withholding tax declarations with the National Revenue Authority and follow up assessments etc.•Annual Budget exercise and compilation of Plan and Forecasts for all the businesses and divisions within the Company and its control and implementation.•Capital expenditure budget, plan, project follow ups etc.