Experience

Lesha Bank

• Qatar
• Investment Banking
• 1 - 100 Employee

• Head Of Treasury

  • Nov 2020 - Present

  Liquidity management , ALM , FX , Fixed Income ( Sukuk ) , Trading , Investment, Funds . Liquidity management , ALM , FX , Fixed Income ( Sukuk ) , Trading , Investment, Funds .



Qatar Chemical and Pertochemical Marketing and Distribution Company ( Muntajat)

• Treasurer / Director of Credit Risk Management

  • Apr 2017 - Nov 2020

   Managing all Banks operations, Financial institution and international banking activities in Qatar and outside banking activities. Muntajat handles approximately USD 15bln with offices in c. 20 countries.  All invoicing, trade finance and credit insurance operations for USD 7-8bln of sales, with c. 40k invoices and 15k LC presentations annually. Largest such operation in GCC.  All debt chasing, and maintaining overdues below 1% despite a full range of sales in terms of parcel sizes, types of customers and geographies.  All foreign exchange management and cash management adhering to Security / Liquidity/ Yield principles. • Monitoring, controlling and managing all Credit Insurance (credit lines and facilities to our clients) aspects: Polices, Procedures and Compliance by Establishing well effective Recovery Unit with clear target to keep min overdue or bad debt percentages. • Effective management for credit risk for the loan portfolio. Implementing very active credit risk portfolio management techniques to ensure that Credit risk factors have been managed properly and mitigating credit risk implications by adopting the best practice techniques and tools. • Enhancing and Ensuing that all aspects of Credit, Liquidity and Foreign Exchange Risks have been managed properly with min risk impact. • Creating and implementing the most efficient Short, medium and long-term investments strategy based on the Board guidelines to achieve the targets. All stretched targets have been achieved. • Developing the most adequate Liquidity and Funding Management within the right cost. This was supported by developing the best fit Treasury and investment products. • Cash Flows optimization models have been created and developed with most fit cost and benefit targets. • Effective management of Trade finance instruments such as LCs and Non LCs (BG, SBLC, AD, …) in a way to be handled effectively and cost efficient (saving ++ millions every year on cost and fees) . Show less



CBQ

• Italy
• Retail Apparel and Fashion
• 1 - 100 Employee

• SAGM , Treasury and financial Markets

  • Sep 2004 - Dec 2016

   Developed and implemented Treasury Asset and Liability Management (ALM) policies, procedures and systems. Overseen by Investment Committee and all objectives and targets achieved. This included interest rate and liquidity management. Interest rate risk was managed in the banking book using an internal Value at Risk (VaR) methodology.  Developed and implemented the CBQ Fund Transfer Pricing methodology across all SBUs and products. This enabled the bank to price deals more accurately against the risks inherent in the deal. This was key for performance and business evaluation.  Established the optimal hedging strategies for foreign exchange and interest rates risks.  Supervision of CBQ’s liquidity by developing appropriate cash-flow strategies and adopting the right money market instruments. Surplus liquidity was invested in various instruments to enhance yields whilst maintaining liquidity and security.  Management of CBQ’s investment portfolio focusing on asset allocation and investment strategies. Assets included equity, fixed income, structural credit, structural fixed income and equity products, mutual funds, hedge funds, real estate fund and private equities. These were spread across all geographies (e.g. MENA, US, Europe and Asia).  Focal point for relationships with local banks and Qatar Central Bank.  Created balance sheet optimization models (ALM+ Balance sheet optimization simulation) by adopting most effective balance sheet simulations in various different environments.  Experience in both Islamic and conventional treasury products and setting out the best strategies which fit the overall objectives and targets to both.  Active Participate in ALCO meetings and responsible of implementation of decisions taken by ALCO related to the group.  Basel III: Key and Active Part of Qatar Central Bank Basel III implementation committee. We successfully implemented the LCR and NSFR modules and other ratios. Show less



Commercial bank of Qatar

• Senior AGM , Deputy Head of Treasury and Financial Markets

  • Jun 2004 - Dec 2016

  Duties:1.Managing Asset & Liability Management: Interest rate and liquidity management 2.Managing the Bank Wholesale funding . 3.Srategic asset allocation in trading and banking book .4. Managing the bank Investment Portfolio .5. Liquidity risk management and Funding.6. Interest rate risk management7. Fund Transfer Pricing.8. Managing the bank Fixed income portfolio .9. Basel III implementation .10. COF management

• Head of Market Risk / Deputy CRO

  • Jan 2004 - Nov 2009



Central Bank of Jordan

• Banking
• 500 - 600 Employee

• Senior Financial Analyst / Risk / Dealer

  • Jun 1994 - May 2004

  international protocol department. IMF and WB loan co-ordination.. Dealer : Fixed income , FX, Commodity international protocol department. IMF and WB loan co-ordination.. Dealer : Fixed income , FX, Commodity


Arab Bank
• Jordan
• Banking
• 700 & Above Employee
• Credit / Customer Service / Liability

  • Sep 1992 - Jun 1993