Moema Cavalcanti
Head of Credit and Collections at BradesCard México- Claim this Profile
Click to upgrade to our gold package
for the full feature experience.
-
Portuguese Native or bilingual proficiency
-
English Professional working proficiency
-
Spanish Native or bilingual proficiency
Topline Score
Bio
Alexandre Carvalho
Let me start saying that Moema is an outstanding professional. I have known Moema for 5+ years. We worked together for 2+ years when I was OI's Acquisition manager, and she was the team leader. As soon I began to work with Moema, I was particularly impressed with Moema's ability to work with very complex financial models, her ability mastering fundamental business concepts, and how she was able to simplify and automate the marketing budget and forecast engine. Helping to set strategic goals for the Residential segment, which surpassed revenues of US$ 1 billion. On top of her strong analytical competence, Moema is also a real leader and great at finding common ground while collaborating cross functionally with other teams. Back in 2013, we were in the middle of a turnaround project, Moema led and conducted a team of four analysts in my team, driving critical insights to support decisions made by the board of directors, helping leverage performance, and to reach the department's objectives. With her professional performance, she was soon promoted to Senior Consultant, then as a manager in the financial industry. As a team member or a leader Moema earns my highest recommendations, she would be a true asset to any team.
Alexandre Carvalho
Let me start saying that Moema is an outstanding professional. I have known Moema for 5+ years. We worked together for 2+ years when I was OI's Acquisition manager, and she was the team leader. As soon I began to work with Moema, I was particularly impressed with Moema's ability to work with very complex financial models, her ability mastering fundamental business concepts, and how she was able to simplify and automate the marketing budget and forecast engine. Helping to set strategic goals for the Residential segment, which surpassed revenues of US$ 1 billion. On top of her strong analytical competence, Moema is also a real leader and great at finding common ground while collaborating cross functionally with other teams. Back in 2013, we were in the middle of a turnaround project, Moema led and conducted a team of four analysts in my team, driving critical insights to support decisions made by the board of directors, helping leverage performance, and to reach the department's objectives. With her professional performance, she was soon promoted to Senior Consultant, then as a manager in the financial industry. As a team member or a leader Moema earns my highest recommendations, she would be a true asset to any team.
Alexandre Carvalho
Let me start saying that Moema is an outstanding professional. I have known Moema for 5+ years. We worked together for 2+ years when I was OI's Acquisition manager, and she was the team leader. As soon I began to work with Moema, I was particularly impressed with Moema's ability to work with very complex financial models, her ability mastering fundamental business concepts, and how she was able to simplify and automate the marketing budget and forecast engine. Helping to set strategic goals for the Residential segment, which surpassed revenues of US$ 1 billion. On top of her strong analytical competence, Moema is also a real leader and great at finding common ground while collaborating cross functionally with other teams. Back in 2013, we were in the middle of a turnaround project, Moema led and conducted a team of four analysts in my team, driving critical insights to support decisions made by the board of directors, helping leverage performance, and to reach the department's objectives. With her professional performance, she was soon promoted to Senior Consultant, then as a manager in the financial industry. As a team member or a leader Moema earns my highest recommendations, she would be a true asset to any team.
Alexandre Carvalho
Let me start saying that Moema is an outstanding professional. I have known Moema for 5+ years. We worked together for 2+ years when I was OI's Acquisition manager, and she was the team leader. As soon I began to work with Moema, I was particularly impressed with Moema's ability to work with very complex financial models, her ability mastering fundamental business concepts, and how she was able to simplify and automate the marketing budget and forecast engine. Helping to set strategic goals for the Residential segment, which surpassed revenues of US$ 1 billion. On top of her strong analytical competence, Moema is also a real leader and great at finding common ground while collaborating cross functionally with other teams. Back in 2013, we were in the middle of a turnaround project, Moema led and conducted a team of four analysts in my team, driving critical insights to support decisions made by the board of directors, helping leverage performance, and to reach the department's objectives. With her professional performance, she was soon promoted to Senior Consultant, then as a manager in the financial industry. As a team member or a leader Moema earns my highest recommendations, she would be a true asset to any team.
Experience
-
Bradescard México
-
Mexico
-
Financial Services
-
200 - 300 Employee
-
Head of Credit and Collections
-
Apr 2018 - Present
- Identify and Understand performance trends and perform credit portfolio risk analysis. - Exercise Strategic vision to Identify, design and implement credit policy optimization specific to new originations, portfolio management, and loan servicing. - Development and tracking of collection Strategies. - Leader of a team with 30 people - A/R Portfolio of $180M with 1.8M+ active accounts - Identify and Understand performance trends and perform credit portfolio risk analysis. - Exercise Strategic vision to Identify, design and implement credit policy optimization specific to new originations, portfolio management, and loan servicing. - Development and tracking of collection Strategies. - Leader of a team with 30 people - A/R Portfolio of $180M with 1.8M+ active accounts
-
-
-
Losango
-
Brazil
-
Financial Services
-
200 - 300 Employee
-
Credit Risk Manager
-
Jan 2016 - Mar 2018
Credit Card and Loan portfolio management. Responsibilities included: - Development of origination and portfolio strategies - Definition of cutoff points for scores - Portfolio Management (Upgrade/ Downgrade Credit Lines) Credit Card and Loan portfolio management. Responsibilities included: - Development of origination and portfolio strategies - Definition of cutoff points for scores - Portfolio Management (Upgrade/ Downgrade Credit Lines)
-
-
-
Oi
-
Brazil
-
Telecommunications
-
700 & Above Employee
-
Marketing Planning Manager
-
Jul 2013 - Jan 2016
Management of broadband acquisition portfolio, involving: – Financial analysis (BP) of new offerings and products. – Continuously look for ways to enhance KPI Reports and forecasting processes – Responsible for Sales, Churn and FPD (First Payment Default) Budgeting and Forecasting. Management of broadband acquisition portfolio, involving: – Financial analysis (BP) of new offerings and products. – Continuously look for ways to enhance KPI Reports and forecasting processes – Responsible for Sales, Churn and FPD (First Payment Default) Budgeting and Forecasting.
-
-
-
Banco Comafi
-
Argentina
-
Banking
-
700 & Above Employee
-
Credit Risk Specialist
-
Jun 2013 - Jul 2013
Perform Data analysis and provide recommendations for policy changes. Perform Data analysis and provide recommendations for policy changes.
-
-
-
Telefónica
-
Spain
-
Telecommunications
-
700 & Above Employee
-
Credit Modelling & MIS Coordinator
-
Dec 2007 - Apr 2012
- Responsible for MIS area, developing and automating credit-related reports (Vintages, FPD, NCL, Approval Rate, Demographic etc). - Ad-hoc analysis and portfolio monitoring to diagnose problems and propose new policies. - Development and monitoring of credit score models. Use of logistic regression, decision trees, calculation of KS and stability metrics. - Responsible for MIS area, developing and automating credit-related reports (Vintages, FPD, NCL, Approval Rate, Demographic etc). - Ad-hoc analysis and portfolio monitoring to diagnose problems and propose new policies. - Development and monitoring of credit score models. Use of logistic regression, decision trees, calculation of KS and stability metrics.
-
-
-
Accenture
-
Ireland
-
Business Consulting and Services
-
700 & Above Employee
-
Financial Control Analyst
-
Dec 2006 - Dec 2007
- Financial control of consulting and outsourcing projects. - Issue invoices, calculate taxes, control expenses, do forecasts and pricing. - Financial control of consulting and outsourcing projects. - Issue invoices, calculate taxes, control expenses, do forecasts and pricing.
-
-
-
Citi
-
United States
-
Financial Services
-
700 & Above Employee
-
Portfolio & Risk Mgmt. Analyst
-
Mar 2002 - Mar 2006
- Development of MIS & Analytics around credit policy framework, risk distribution and performance benchmarks. - NCL Forecasts and P&Ls. - Entry as an intern and promoted to Jr. Analyst in 2005. - Development of MIS & Analytics around credit policy framework, risk distribution and performance benchmarks. - NCL Forecasts and P&Ls. - Entry as an intern and promoted to Jr. Analyst in 2005.
-
-
Education
-
2001 - 2005
Universidade de São Paulo / USP
Bachelor's degree, Business Administration -
2022 - 2023
EGADE Business School del Tecnológico de Monterrey
Master of Business Administration - MBA
Community
