Experience

Allianz Trade in North America

• United States
• Insurance
• 200 - 300 Employee

• Senior Credit Analyst

  • Jul 2018 - Present



Robert Half

• United States
• Staffing and Recruiting
• 700 & Above Employee

• Credit Analyst (Contractor)

  • 2017 - 2018



Global Payments Inc.

• United States
• Financial Services
• 700 & Above Employee

• Director, Worldwide Credit & Risk

  • 2001 - 2016

  Enterprise Risk Management, conducting operational oversight & credit policy development and adherence worldwide. Underwriting, review and approval for high risk merchant types, with authority for risks to $5MM. Worldwide credit & risk policy development and implementation, driving card industry Best Practices. AML screening program development & system administration: vendor sourcing, system capabilities evaluation, end-user training and escalations. M&A… Show more Enterprise Risk Management, conducting operational oversight & credit policy development and adherence worldwide. Underwriting, review and approval for high risk merchant types, with authority for risks to $5MM. Worldwide credit & risk policy development and implementation, driving card industry Best Practices. AML screening program development & system administration: vendor sourcing, system capabilities evaluation, end-user training and escalations. M&A acquisition due diligence from an Operations perspective, specifically focused on merchant portfolio risks, merchant types, and reputational/compliance risks.

• Lead U.S. Credit Analyst

  • 2001 - 2008

  Mentor and next level authority to five direct-report analysts in all U.S. credit underwriting and risk evaluation matters on a daily basis. Underwriting all business types/sizes for merchant acquiring (credit card acceptance). Three time winner of Global Payments’ Circle of Excellence award.



Western Union Business Solutions (acquired by Convera)

• United Kingdom
• Financial Services
• 700 & Above Employee

• Credit Manager, North America

  • 2008 - 2009

  Supervised a team of five analysts in U.S. / Canadian in risk analysis, credit underwriting and collections in the commercial foreign exchange industry. Approved client settlement limits, trade credit facilities and forward trading lines. Trading credit policy development and implementation. Supervised a team of five analysts in U.S. / Canadian in risk analysis, credit underwriting and collections in the commercial foreign exchange industry. Approved client settlement limits, trade credit facilities and forward trading lines. Trading credit policy development and implementation.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Residential Mortgage Officer - New Construction Specialist

  • 1999 - 2000

  Originated home mortgage purchase and refinance loans, specializing in new construction and cultivating builder relationships. Closed $18MM in new construction volume in 1999. Originated home mortgage purchase and refinance loans, specializing in new construction and cultivating builder relationships. Closed $18MM in new construction volume in 1999.



Provident Mortgage Corp

• United States

• Mortgage Loan Officer

  • 1998 - 1999

  Serviced and closed leads generated by Provident Bank of MD branches, as well as those sourced from relationships with realtors. Called on and serviced realtor contacts in Baltimore, Carroll, Howard and Montgomery counties. Achieved President's Club award for closing $22MM in purchase and refinance volume in 1998. Serviced and closed leads generated by Provident Bank of MD branches, as well as those sourced from relationships with realtors. Called on and serviced realtor contacts in Baltimore, Carroll, Howard and Montgomery counties. Achieved President's Club award for closing $22MM in purchase and refinance volume in 1998.



First Virginia Bank - Maryland

• Suburban Maryland - Various

• Assistant Branch Manager

  • 1996 - 1997

  Assisted branch manager in all day-to-day retail bank branch operations. Solicited, analyzed, processed and closed retail consumer, auto and mortgage loan applications. Assisted branch manager in all day-to-day retail bank branch operations. Solicited, analyzed, processed and closed retail consumer, auto and mortgage loan applications.