Experience

India Ratings & Research - A Fitch Group Company

• India
• Financial Services
• 200 - 300 Employee

• Analyst A1 (Large Corporates - Pharmaceuticals & Healthcare)

  • Sep 2022 - Present

   Analyzing business and financial risks and overall credit profile of pharmaceutical & healthcare companies for rating their bank loan facilities Discussion with bankers (due diligence) Discussion with top management of companies to understand their business and the impact on its financial performance Preparing analytical reports and rationales of companies Delivering presentations to Rating Committees

• Analyst A1 (Emerging & Mid Corporates)

  • Apr 2022 - Aug 2022

   Analyzing business and financial risks and overall credit profile of companies for rating their bank loan facilities Discussion with bankers (due diligence) Discussion with top management of companies to understand their business and the impact on its financial performance Preparing analytical reports and rationales of companies classified under Emerging Corporates (EC - turnover below INR 250 crores) and Mid Corporates (MC - turnover between INR 250 crores to INR 750 crores) Delivering presentations to Rating Committees Handled diversified portfolio such as textile, steel, auto, sugar, pharmaceuticals, electrical equipment, chemicals, ship breaking, timber trading. Show less

• Analyst A2 (Emerging & Mid Corporates)

  • Jan 2020 - Mar 2022

   Analyzing business and financial risks and overall credit profile of companies for rating their bank loan facilities Discussion with bankers (due diligence) Discussion with top management of companies to understand their business and the impact on its financial performance Preparing analytical reports and rationales of companies classified under Emerging Corporates (EC - turnover below INR 250 crores) and Mid Corporates (MC - turnover between INR 250 crores to INR 750 crores) Delivering presentations to Rating Committees Handled diversified portfolio such as textile, steel, auto, sugar, pharmaceuticals, electrical equipment, chemicals, ship breaking, timber trading. Show less

• Senior Research Associate

  • Jan 2019 - Dec 2019

  Analysing companies with turnover below INR250 crores • Analysing historical business and financial performance• Understanding business and financial risk• Preparing financial projections for corporates• Understanding and preparing detailed notes• Presenting a case to a rating committee

• Associate

  • Dec 2016 - Dec 2018

  Analysing companies with turnover below INR250 crores • Analysing historical business and financial performance• Understanding business and financial risk• Preparing financial projections for corporates• Understanding and preparing detailed notes• Presenting a case to a rating committee



CA Firm

• India
• Accounting
• 700 & Above Employee

• Accounts Executive

  • Aug 2014 - Oct 2016

  • Accounts Executive • Sales Tax Audit - Monthly returns and VAT Audit • Assistance in Income Tax Audit • Accounts Executive • Sales Tax Audit - Monthly returns and VAT Audit • Assistance in Income Tax Audit