Experience

Nirvana Money

• United States
• Financial Services
• 1 - 100 Employee

• Director Of Credit

  • Oct 2021 - Present

  Miami, Florida, United States Credit / Fraud Risk Management through Customer Lifecycle; Digital Banking & Lending



Amount

• United States
• Financial Services
• 100 - 200 Employee

• VP, Product

  • Aug 2021 - Apr 2022

  Chicago, Illinois, United States Amount empowers financial institutions to accelerate digital transformation and provide an Amazon-like origination and account management experience for retail banking including configurable end-to-end lending products, standalone engines, marketing, risk and data/analytics services, and CRM and portfolio management tools. The Amount platform leverages the technology, intellectual property and capabilities of Avant’s industry-leading digital lending platform. With Amount, banks now have access… Show more Amount empowers financial institutions to accelerate digital transformation and provide an Amazon-like origination and account management experience for retail banking including configurable end-to-end lending products, standalone engines, marketing, risk and data/analytics services, and CRM and portfolio management tools. The Amount platform leverages the technology, intellectual property and capabilities of Avant’s industry-leading digital lending platform. With Amount, banks now have access to a fully customizable platform that includes tools for credit decisioning, fraud prevention, account verifications, risk assessment, marketing and customer acquisition and more. For more information, visit www.amount.com

• Senior Director, Core Product

  • Jan 2020 - Jul 2021

  Chicago, Illinois, United States • Personal Loan Product Owner: Standard Product Offering, Product Feature Roadmap, Go to market strategies • Amount Platform Partner Execution Strategy



Avant

• United States
• Financial Services
• 300 - 400 Employee

• Senior Director, Underwriting, Pricing & Verification

  • Jul 2019 - Jan 2020

• Director, Risk Underwriting

  • Jan 2016 - Jul 2019

  Greater Chicago Area Avant is a fast-growing marketplace lending platform that is lowering the costs and barriers of borrowing for consumers. Through the use of big data and machine-learning algorithms, the company offers a unique and highly customized approach to streamlined credit options. At its core, Avant is a tech company that is dedicated to creating innovative and practical financial products for all consumers. To date, Avant has secured more than $1.4 billion in funding and another $1.5 billion through its… Show more Avant is a fast-growing marketplace lending platform that is lowering the costs and barriers of borrowing for consumers. Through the use of big data and machine-learning algorithms, the company offers a unique and highly customized approach to streamlined credit options. At its core, Avant is a tech company that is dedicated to creating innovative and practical financial products for all consumers. To date, Avant has secured more than $1.4 billion in funding and another $1.5 billion through its institutional marketplace. More than 300,000 loans have been issued worldwide through the Avant website. Avant operates under the name AvantCredit in the United Kingdom and Canada. Avant has been featured in publications such as The Wall Street Journal, The New York Times, TechCrunch, Fortune, Bloomberg and Crain’s Chicago Business. In 2015, Avant was named to Forbes America's Most Promising Companies list as well as Forbes list of Next Billion Dollar Startups. Find out more at www.avant.com.



Discover Financial Services

• United States
• Financial Services
• 700 & Above Employee

• Risk Management Pricing Manager

  • Sep 2014 - Jan 2016

  Riverwoods, IL 1. Lead portfolio pricing team to initiate and execute risk policies/strategies and ensure revenue and receivable growth at targeted risk and profit level. 2. Collaborate with Marketing and roll out pricing test on different segments. Adopt risk and marketing prediction models to grant lower prices and drive higher engagement and sales while nurtures a better customer relationship. 3. Evaluate pricing model performance; Track portfolio pricing profitability and operation; Respond to… Show more 1. Lead portfolio pricing team to initiate and execute risk policies/strategies and ensure revenue and receivable growth at targeted risk and profit level. 2. Collaborate with Marketing and roll out pricing test on different segments. Adopt risk and marketing prediction models to grant lower prices and drive higher engagement and sales while nurtures a better customer relationship. 3. Evaluate pricing model performance; Track portfolio pricing profitability and operation; Respond to regulatory/compliance/business inquiries; Assess and remediate monetary impact due to system disruption.

• Risk Project Manager

  • Nov 2012 - Aug 2014

  Credit card portfolio pricing, including penalized price strategies, downpricing strategies, regulatory related price review and adjustment, other price related initiatives.

• Sr. Risk Associate

  • Feb 2011 - Nov 2012

  Credit risk management, including Marketing eligibility, closure, retention, loss forecasting, line management.



Sanofi

• France
• Pharmaceutical Manufacturing
• 700 & Above Employee

• Part-time Statistician

  • Oct 2010 - Feb 2011

  • Statistical data analysis for key projects in supporting different therapeutical research units in generating specific pharmaceutical reports. • Statistical methodological support in target and compound screening.



Travelers

• United States
• Insurance
• 700 & Above Employee

• R&D Summer Intern

  • May 2009 - Aug 2009

  • Created a new claim database consisting of 4 different resources (over 3 million entries), eliminating 80% repetitions and input errors. • Built a crucial set of explanatory factors for Retention Modeling. • Developed analytic model for Reopen Rate Prediction, with an accuracy over 75%.



Travelers

• United States
• Insurance
• 700 & Above Employee

• Claim Research Summer Intern

  • May 2008 - Aug 2008

  • Designed new questionnaire panels for claim call center, achieving an efficiency gain in information collection. • Simplified the prediction process with the latest SAS package, improving accuracy by 5%. • Reviewed and validated the consistency among all available claim databases.



Rutgers University

• United States
• Higher Education
• 700 & Above Employee

• Statistical Consultant

  • Sep 2007 - May 2008

  • Completed 3 projects to benefit clients’ papers/ research (3 different disciplines). • Consulted 20+ drop-in clients in providing solutions to their statistical related problems.