Senior Post Closer

• Feb 2022 - Present

Post Closing Manager

• Nov 2018 - Feb 2022

Post Closing / Disbursement

• Sep 2011 - Oct 2018

Responsible for reviewing settlement documents to insure they are properly notarized and signed. Verify all monies have been received. Ensure compliance with loan instructions. Prepare final disbursement including cutting checks, outgoing wires and balancing case. Disburse cases in a timely manner to ensure they are closed and recorded in compliance with RESPA. Daily deposits for operating and escrow accounts. Preparation of Certificate of Satisfaction and final Title Policies. Preparation of settlement documents including opening files, title binders, ICL, pay off statements, tax certification, subordination documents. Balancing HUD-1 settlement statements, resolving title issues including unreleased trusts and judgments. Responsible for reviewing title reports, trusts, power of attorney, deeds for accuracy and completeness. —Liaison to clients, lenders, realtors, loan officers and mortgage brokers to ensure smooth closings. Other duties as job requires.

Loan Closer - Post Closer - Final Docs

• Nov 2010 - Aug 2011

Close Refinances and Purchases Nationwide for VA, FHA, Conventional and Concession loans. Prepare and verify closing documents, coordinate all aspects of the closing process to ensure that all terms of the Sale/Refinance are met prior to closing. Verify accuracy and consistency of specifications on documents, such as title abstract and insurance forms. Prepare loan package, assemble documents for delivery to the Title Company. Approve Settlement Statements in accordance to new RESPA regulations.Responsible for reviewing closed loan files returned from the Title Company to ensure that the loan is closed in accordance with the closing instructions. Contact responsible parties for missing documentation or signatures. Review recorded documents and final Title Policies to ensure accuracy and correct execution.

Post Closing Department Supervisor / Settlement Agent

• Nov 2007 - Oct 2010

Resolve outstanding post settlement issues. Prepare and submit recording documents to different jurisdictions in an efficient, accurate, and timely fashion. Record all standard real estate closing documents such as Deeds, Deeds of Trust / Mortgages, Releases, MERS, Modifications, Subordinations, Power of Attorneys, UCC Financing Statements, Assignments, and Affidavits. Review and deliver closed loans to various investors and follow up on delivery of packages and recording documents for all 50 States. Created a National Database of State Recording requirements in Excel. Eliminated recording rejections from 300 files to less than 10 in one year's time.

Senior Processor

• Mar 2006 - Oct 2007

Examined and analyzed abstracts. Investigated, researched, and resolved title problems. Prepared settlement statements and processed loan documents for settlements. Reviewed legal documentation. Reviewed Loan documents. Balanced loans and released loan funds. Liaison to clients, attorneys, mortgage brokers, and loan officers. Performed all aspects of the settlement process including pre-closing and post closing with efficiency. Processed high volumes of closings monthly (English & Spanish) with precision. Prioritized and organized workload to meet multiple deadlines. Coordinated the scheduling of settlements. Conducted settlements with efficiency and professionalism.

Settlement Coordinator / Processor

• Jan 2004 - Feb 2006