Experience

Carl's Golfland

• United States
• Sporting Goods Manufacturing
• 1 - 100 Employee

• Cashier

  • Apr 2023 - Present

  Bloomfield Hills, Michigan, United States



EPM

• United States
• Financial Services
• 200 - 300 Employee

• Senior Underwriter

  • Feb 2022 - Mar 2023



First Guaranty Mortgage Corporation®

• United States
• Financial Services
• 200 - 300 Employee

• Senior Underwriter

  • Sep 2020 - Feb 2022



Guaranteed Rate

• United States
• Financial Services
• 700 & Above Employee

• Underwriter

  • Jul 2020 - Jul 2020



Quicken Loans

• United States
• Financial Services
• 700 & Above Employee

• Triple Crown Underwriter- DE Certfied

  • Oct 2009 - Jun 2020

  Detroit * Review and underwrite Conventional and FHA applications for purchases and refinances while maintaining and reviewing loan documents to drive clients towards closing. * Maintained a 100% underwriting accuracy rating on purchase loans from October 2015 through February 2016. * Regularly awarded monthly bonuses for production and efficiency. * Demonstrate effective communication skills working with customer service representatives and Mortgage Bankers to efficiently process… Show more * Review and underwrite Conventional and FHA applications for purchases and refinances while maintaining and reviewing loan documents to drive clients towards closing. * Maintained a 100% underwriting accuracy rating on purchase loans from October 2015 through February 2016. * Regularly awarded monthly bonuses for production and efficiency. * Demonstrate effective communication skills working with customer service representatives and Mortgage Bankers to efficiently process loans and ensure an outstanding client experience from application to close. * Consistently maintain an efficiency average of over 100% which is in the top 5% of Underwriting.

• Team Leader- VA Underwriting

  • Apr 2016 - Apr 2018

  Greater Detroit Area * Developed Team Members from an Associate Level Underwriter to a Full Underwriter through Success Plans and teaching best practices. * Lead a team of 12 -14 Team Members. * Monitored the VA and Conventional Refinance pipeline daily and reviewed Team Members Final Signoff errors to help them learn from their mistakes and further advance their career. * Worked closed with Underwriters to help eliminate dead zones in our process. This includes following up with Banking… Show more * Developed Team Members from an Associate Level Underwriter to a Full Underwriter through Success Plans and teaching best practices. * Lead a team of 12 -14 Team Members. * Monitored the VA and Conventional Refinance pipeline daily and reviewed Team Members Final Signoff errors to help them learn from their mistakes and further advance their career. * Worked closed with Underwriters to help eliminate dead zones in our process. This includes following up with Banking regarding outstanding Banker Clarifications and working closely with Mortgage Bankers and Directors of Mortgage Banking for solutions to close challenging loans.



Quicken Loans

• United States
• Financial Services
• 700 & Above Employee

• Senior Mortgage Banker

  • Oct 2009 - Jun 2011

  Detroit * Managed sales lead pipeline to guide clients through the process of mortgage refinancing and new home purchases. * Nationwide Mortgage Licensing System(NMLS) Banker in 14 States. * Earned a Quicken Loan’s production coin award for closing over 25 loans in September 2010.



Forberg Smith

• United States
• Automation Machinery Manufacturing
• 1 - 100 Employee

• Sales Engineer

  • Jan 2003 - May 2009

  * Managed existing accounts and developed new business in a Regional Detroit Territory. * Marketed and sold over 10 separate OEM temperature, pressure and flow instrumentation products. * Increased filtration business by 53% from January 2005 through January 2006 and also generated an additional $330,000 in contractor construction business in 2006.