Michelle Torrice
Commercial Portfolio Manager at Enterprise Bank (Enterprise Bancorp)- Claim this Profile
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Bio
Experience
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Enterprise Bank (Enterprise Bancorp)
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United States
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Banking
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300 - 400 Employee
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Commercial Portfolio Manager
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Sep 2019 - Present
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Credit Analyst
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Dec 2016 - Sep 2019
•Perform analyses on various commercial loan requests and line of credit renewals to determine the degree of risk in extending credit.•Collaborate with commercial lending officers and other credit staff to obtain necessary information to make informed decisions on new credit applications and renewals.•Prepare written analysis that includes the analysis of financial statements, economic trends, risk rating, and suggested credit limitations. •Assist in training new hires and leadership development program participants Show less
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State Street
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United States
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Financial Services
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700 & Above Employee
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Loan Processor, Assc 2
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Apr 2016 - Dec 2016
• Process draw requests, principal pay-downs, and payments of interest and fees due on ACBS (Advanced Commercial Banking System)• Process large dollar transfers between bank systems and externally using FED system• Utilize MS Excel to perform reconciliation, analyses data, create and format distributed reports, and gain operational efficiencies • Identify and resolve problem transactions, G/L differences and other systems errors• Resolve discrepancies between different data sources Show less
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Functional Specialist
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Oct 2014 - Apr 2016
• Validate and review all daily activity while maintaining all required controls • Maintain appropriate records of daily and monthly activities • Provide information needed to prepare financial statements and reports • Maintain knowledge of current alternative procedures and processes
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Tulley BMW
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United States
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Retail Motor Vehicles
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1 - 100 Employee
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Business Manager
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May 2014 - Oct 2014
• Administrative: Gather/submit all necessary information and paperwork • Sales: Provide/sell extended warranties and service contracts • Lender: Work with banks and credit unions to get all deals approved and funded • Leadership: Meet every customer at point of sale and delivery • Administrative: Gather/submit all necessary information and paperwork • Sales: Provide/sell extended warranties and service contracts • Lender: Work with banks and credit unions to get all deals approved and funded • Leadership: Meet every customer at point of sale and delivery
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The Omerta Group
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United Kingdom
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Financial Services
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1 - 100 Employee
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Junior Researcher Intern
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Jan 2013 - Apr 2013
Work with database and research tools such as FileFinder and Bloomberg Assist Omerta’s Commodities project team Expand my knowledge of the financial market and the human resource industry Work with database and research tools such as FileFinder and Bloomberg Assist Omerta’s Commodities project team Expand my knowledge of the financial market and the human resource industry
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Education
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Southern New Hampshire University
Master of Business Administration (M.B.A.), Finance, General -
University of Massachusetts, Amherst
Bachelor's degree, Resource Economics with a concentration in Managerial Economics