Senior lead Underwriter

• Jan 2023 - Present

Director of TPO underwriting at Homepoint

• Feb 2021 - Jan 2023

Senior Underwriting Manager

• Sep 2019 - Feb 2021

Senior Underwriting Manager

• Jun 2018 - Feb 2021

Responsible for overseeing 22 underwriters ensuring top quality and production. Work closely with sales team to assist with guideline questions and structure. Handling second level reviews and exceptions required to ensure compliance with guidelines.

Senior Lead Underwriter

• Oct 2017 - Jun 2018

Managed underwriting a 30 plus million dollar wholesale loan pipeline. Underwrote FHA, Conv, VA loans ensuring the loans meet agency and investor guidelines Managed underwriting a 30 plus million dollar wholesale loan pipeline. Underwrote FHA, Conv, VA loans ensuring the loans meet agency and investor guidelines

Underwriting Team Lead

• Nov 2014 - Jul 2017

Responsible for managing 4 underwriters quality and production. Work closely with processing and sales to ensure that we are meeting our goals and expectations. Responsible for managing 4 underwriters quality and production. Work closely with processing and sales to ensure that we are meeting our goals and expectations.

Underwriting Manager

• Dec 2012 - May 2014

Underwriting Manager (2014; Orlando) • Oversaw daily production and hired, trained and managed 21 Underwriters and 14 Quality Control personnel. • Ensured smooth production and regulatory compliance. • Handled reporting and updated company guidelines. Accomplishments: • Increased and maintained Quality above 95%; recognized as Best in the Division. Advisory Services Manager (2013; Boca Raton) • Responsible for forensics and managed of 26 personnel. Accomplishments: • Implemented new Quality Control procedures for forensics. Processing Manager (2013; Boca Raton, FL) • Oversaw a team of 28 personnel and worked with Underwriting on all aspects of processing files. Accomplishments: • Ranked #1 office for processing in the company. Quality Control Supervisor (2012-2013; Boca Raton) • Responsible for all QC for entire department with 140 personnel; directly supervised 6 people. • Trained and coached staff on QC. Accomplishments: • Developed and implemented Quality Control process (i.e. process flow, check list, proper procedures, etc.) which was adopted throughout the entire company. Show less

Senior DE Underwriter/Team Lead

• May 2012 - Dec 2012

Responsible for managing 12 underwriters and signing off on 2nd level reviews. Signing authority of 4.5 million. Underwriting 10 plus FHA or Conventional loans a day along with signing off on conditions and ensuring they adhere to the appropriate guidelines. Responsible for running weekly underwriter meetings. Ensuring top quality control on all files through closing and funding. Oversaw the daily production of 12 underwriters and quality control. Handled and resolved any and all issues pertaining to all FHA and conventional loans Show less

Sales And Operations Manager/ underwriter

• Jan 2008 - Dec 2011

In charge of operations for entire organization, including dynamically responding to variety of issues. Responsible for all human resource issues, including hiring, training and allocation of talent. Created and analyzed reports to gauge performance and compliance, ensuring smooth execution Chief liaison to investors, increasing margins on loans sold through relationship management and optimal execution. Formulated loan proposals that balanced optimal customer satisfaction with profitability for the company. Developed and fostered relationships with diverse brokers to generate loan inflow and capture more of value chain. Underwrote all loan types including FHA/VA, Conventional and Jumbo loans to multiple lender’s guidelines. Underwriting signing authority of 4.5 million dollars and signed off on all of the underwriter’s loans in the office Show less

Wholesale Account Executive

• Mar 2006 - Sep 2007

Responsible for meeting with clients at different brokerage accounts to obtain business. Produce over 15 million dollars a month in revenue in new loans for the company. Worked with over 50 loan brokerage accounts to bring in all business that fit my company’s guidelines Managed my own processing team to ensure that all of the loan ran smoothly during the processing time. Developed and fostered relationships with diverse brokers to generate loan inflow and capture more of value chain Responsible for meeting with clients at different brokerage accounts to obtain business. Produce over 15 million dollars a month in revenue in new loans for the company. Worked with over 50 loan brokerage accounts to bring in all business that fit my company’s guidelines Managed my own processing team to ensure that all of the loan ran smoothly during the processing time. Developed and fostered relationships with diverse brokers to generate loan inflow and capture more of value chain

Sales And Operations Manager/Underwriter

• Jul 2005 - Mar 2006

In charge of operations for entire organization, including dynamically responding to variety of issues. Responsible for all human resource issues, including hiring, training and allocation of talent. Created and analyzed reports to gauge performance and compliance, ensuring smooth execution Chief liaison to investors, increasing margins on loans sold through relationship management and optimal execution. Interacted with 50-75 lenders to secure loans leading to both customer satisfaction and profitability for the firm Formulated loan proposals that balanced optimal customer satisfaction with profitability for the company. Developed and fostered relationships with diverse brokers to generate loan inflow and capture more of value chain Show less

Team Lead

• Feb 2004 - Jul 2005

Leader in revenue in the office every month since its inception, averaging $35-$40 million of mortgages. Specialize in accounts with special needs, increasing broker accounts by as much as 4,000% Involved in planning and implementation of goals for the office with all levels, including the CEO. Highest exception authority among peers, specializing in resolving problem loans and expediting revenue to the company while promoting optimal corporate relations and customer service. Manage pipeline of 300 loans, including underwriting and communicating with brokers to facilitate quick and accurate closings/funding Entrusted to train majority of new employees in mortgage process/procedure, team-building, and communication Show less