Experience

Camden County Regional Chamber of Commerce
• United States
• Civic and Social Organizations
• 1 - 100 Employee
• Board Member

  • May 2022 - Present


OceanFirst Bank

• United States
• Banking
• 500 - 600 Employee

• Associate Commercial Lender

  • Dec 2020 - Present

• Credit Analyst III

  • May 2016 - Dec 2020

  Hammonton, New Jersey Responsible for loan underwriting and preparation of credit approval packages Evaluate risk & analyze account information; including financial statements and total relationship Mentor & Assist in workflow of Credit Analyst I & II Prepare written financial analysis and credit approval packages for new loan requests, as well as renewals, modifications, and annual reviews of existing relationships Ensure proper risk rating of relationships; on a borrower, guarantor, &… Show more Responsible for loan underwriting and preparation of credit approval packages Evaluate risk & analyze account information; including financial statements and total relationship Mentor & Assist in workflow of Credit Analyst I & II Prepare written financial analysis and credit approval packages for new loan requests, as well as renewals, modifications, and annual reviews of existing relationships Ensure proper risk rating of relationships; on a borrower, guarantor, & facility level Perform all necessary due diligence Assist in adhoc projects



Laughing buddha hot yoga

• United States

• Yoga Instructor

  • Sep 2017 - Present

  West deptford, nj



Cape Bank

• United States
• Banking
• 1 - 100 Employee

• Commercial Underwriter

  • Dec 2015 - May 2016

  Hammonton NJ



Sun National Bank

• Banking
• 200 - 300 Employee

• Special Assets Portfolio Manager

  • Apr 2015 - Dec 2015

  Mount Laurel, New Jersey Evaluate risk & analyze account information; including financial statements and total relationship Prepare criticized loan status reports (CLSR), impairment worksheets & related documentation Assist in underwriting renewals, extensions, modifications, forbearance agreements; as well as, review loan documentation Monitor portfolio loan exposure, including review of monthly maturity reports, daily overdraft activity reports & weekly past due reports. Report deteriorating… Show more Evaluate risk & analyze account information; including financial statements and total relationship Prepare criticized loan status reports (CLSR), impairment worksheets & related documentation Assist in underwriting renewals, extensions, modifications, forbearance agreements; as well as, review loan documentation Monitor portfolio loan exposure, including review of monthly maturity reports, daily overdraft activity reports & weekly past due reports. Report deteriorating credit situations in a timely matter Assist Director of SAD with negotiations with borrowers and/or attorneys in order to determine workout solutions, restructuring loans and recovering charged-off loans. Meet with CEO, CCO, and CRO biweekly to discuss status of SAD accounts >$250m, in addition to, delinquency reports and ORE properties. Duties and Responsibilities outside job description: Assist Chief Credit Officer and Chief Risk Officer with monthly reporting, as well as, quarterly Board reporting. Assist Credit Administration team by tracking monthly approvals, YTD production, and significant policy exceptions. Assist Director of Portfolio analytics and risk modeling with specific projects. Serve as liaison between Sageworks and SNB, as well as, assisting internal employees with training.

• Credit Analyst

  • Apr 2013 - Apr 2015

  Mt Laurel, NJ Analyze existing and prospective borrowers and perform all aspects of credit analysis to maintain the credit integrity of loan portfolios. Develop credit information to facilitate lending decisions on new, renewal, and extension loans. Develop analysis of market, loan, borrower, and lender risks based on portfolio data. Analyze documentation of loan transactions and prepare appropriate summaries. Perform detailed credit analysis including cash flow and trend… Show more Analyze existing and prospective borrowers and perform all aspects of credit analysis to maintain the credit integrity of loan portfolios. Develop credit information to facilitate lending decisions on new, renewal, and extension loans. Develop analysis of market, loan, borrower, and lender risks based on portfolio data. Analyze documentation of loan transactions and prepare appropriate summaries. Perform detailed credit analysis including cash flow and trend analysis, financial statement synopsis, operating analysis, and debt service calculation. Credit and maintain credit files as well as develop spreadsheets based on corporate financial statements; experience with Moody's. Maintain compliance and updated knowledge of banking and credit policy.

• Service Specialist

  • Jul 2012 - Apr 2013

  logan twp, nj Responsible for performing transitional duties and support related to branch operational activities and financial services, as well as process routine financial transactions for banking customers with an emphasis on personalized quality service Processed all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types Performing branch… Show more Responsible for performing transitional duties and support related to branch operational activities and financial services, as well as process routine financial transactions for banking customers with an emphasis on personalized quality service Processed all new account transactions; assisting customers in their selection of various accounts and financial services; cross-selling the Bank's products and services; opening, maintaining and closing of all account types Performing branch clerical duties and maintaining inventory Fully knowledgeable and skilled in the areas of teller as well as DDA, lines of credit, discussing and accepting credit applications, Home Equity products, and consumer loans Provided leadership, training and support to less experienced

• Bank Teller

  • May 2011 - Jul 2012


PNC
• Travel Arrangements
• 1 - 100 Employee
• Bank Teller

  • Jun 2009 - Apr 2011