Michael Widen

Head Of Operations at Helsingin Pantti Oy
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Contact Information
us****@****om
(386) 825-5501
Location
Finland, FI

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Experience

    • Finland
    • Financial Services
    • 1 - 100 Employee
    • Head Of Operations
      • Aug 2016 - Present

    • Sweden
    • Financial Services
    • 100 - 200 Employee
    • Country Manager
      • Nov 2015 - Feb 2016

    • Finland
    • Health, Wellness & Fitness
    • 1 - 100 Employee
    • Country Manager
      • Jan 2015 - Oct 2015

    • Sweden
    • Financial Services
    • 200 - 300 Employee
    • Country Manager
      • Jun 2012 - Dec 2014

      PayEx has competence in all forms of payment solutions for e-commerce, mobile platforms and physical shopping. PayEx helps it's customers with all kinds of services in rating and billing, invoice and ledger management, debt collection and credit management. PayEx has competence in all forms of payment solutions for e-commerce, mobile platforms and physical shopping. PayEx helps it's customers with all kinds of services in rating and billing, invoice and ledger management, debt collection and credit management.

    • Managing Director
      • Sep 2008 - May 2012

      Aktiv Kapital is a specialised finance company that purchases and collects on sub-performing and non-performing consumer debt in Europe and Canada. The third party debt collections and ledger services business was sold to Intrum Justitia in 2010 but played a significant role in the Nordic up until then. Main responsibilities included leading and strategically planning for the business in Finland, rightsizing and reorganizing operations and participating in selling the Nordic third party debt collections and ledger services business. The Finnish business delivered above target in 2008-2010.

    • Country Manager
      • 2006 - 2008

      GE Capital Solutions Nordic provides equipment leasing, fleet leasing, financial solutions and related services to commercial customers of all sizes. We employed approximately 320 people and managed $1,8 billion in assets. Main responsibilities included Leading the Finnish branch to deliver on set targets (Volume, margins and CV). Delivered on all target in 2007&2008, scoring the highest customer and employee satisfaction scores in Nordic. GE Capital Solutions Nordic provides equipment leasing, fleet leasing, financial solutions and related services to commercial customers of all sizes. We employed approximately 320 people and managed $1,8 billion in assets. Main responsibilities included Leading the Finnish branch to deliver on set targets (Volume, margins and CV). Delivered on all target in 2007&2008, scoring the highest customer and employee satisfaction scores in Nordic.

    • Nordic Collections Leader
      • 2006 - 2008

      Leading a pan Nordic Collections team to deliver on set targets (Delinquency, Write-offs and Sundry income). Delivered on all targets 2007-2008

    • Risk Manager Finland
      • 2004 - 2006

      Main responsibilities included leading a team of three beeing responsible for the Finnish portfolio. Major achievements included automating the credit decisioning, going from a fully manual model to giving 95% of all decisions automatically within 30 seconds to the customer.

    • Risk Underwriter
      • 2003 - 2004

      Underwriting mid-sized and larger structured leasing deals

Education

  • Åbo Akademi
    Organisation & Management
    1996 - 2002
  • Gymnasiet Grankulla Samskola
    -

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